Failed Bank Information for First Republic Bank, San Francisco, CA

The full balance of all deposit accounts has been transferred to JPMorgan Chase Bank, N.A.

You may continue to use your checks and ATM/Debit card. Direct deposits like paychecks and social security benefits will continue as usual. Please refer to the Banking Services section below for more details.

EDIE — Electronic Deposit Insurance Estimator
Calculate insurance coverage of deposit accounts

Facts for Depositors
General information explaining the role of FDIC

You should continue to make payments, including escrow payments, as usual; the terms of your loan will not change.

If your loan is currently in process or you had a line of credit, contact your loan officer.

If you are making escrow payments and receive notification that any portion of your taxes or insurance was not paid, contact your loan officer.

If you received notice that the FDIC retained your loan, and you have questions, please visit the FDIC Information and Support Center.

Obtaining a Lien Release
Process on getting a release of lien

Borrower’s Guide to an FDIC Insured Bank Failure
Overview of how FDIC processes loans

Facts for Borrowers
General information explaining the role of FDIC

You may be eligible to file a claim against First Republic Bank.

If you have not been paid for services rendered prior to May 1, 2023, please refer to the Filing Claims section below.

Facts for Creditors
General information explaining the role of FDIC

Publication Notice to Creditors and Depositors of First Republic Bank - PDF

Contacting JPMorgan Chase Bank, N.A.
You can contact JPMorgan Chase Bank, N.A.:

JPMorgan Chase Bank, N.A.
1111 Polaris Pkwy
Columbus, OH 43240

JPMorgan Chase Bank, N.A. (www.jpmorganchase.com)

Transaction Documentation
Purchase & Assumption Agreement - PDF
Agreement between FDIC and the acquiring institution

Commercial Shared-Loss Agreement - PDF

Single Family Shared-Loss Agreement - PDF

Bid Summary
Report on the bids to purchase the failed bank

Brokered Accounts
All deposit accounts, including the Cede & Co deposits, have been assumed by JPMorgan Chase Bank, N.A. If you are a customer who has a First Republic Bank deposit through a broker, you must contact your broker with any questions.

Deposit Broker's Processing Guide

Automatic Payments/Bill Pay/Online Banking
These services will continue as usual. Your routing number and account number will remain the same until you are notified in writing by JPMorgan Chase Bank, N.A.

ATM and Debit Cards
Your ATM/Debit card will continue to work as usual.

Checks
Your checks will be processed as usual. All outstanding checks will be paid against your available balance(s). JPMorgan Chase Bank, N.A. will contact you soon regarding any changes in the terms of your account. If you have a problem with a merchant refusing to accept your check, please contact your branch office.

Direct Deposit
All direct deposits, for example, social security, payroll, veterans' benefits, disability, unemployment or any payment you receive electronically will continue as usual.

Overdraft Lines of Credit
These lines have been transferred to JPMorgan Chase Bank, N.A.. Please contact JPMorgan Chase Bank, N.A. if you have additional questions regarding your accounts.

Safe Deposit Boxes
You will have access to your safe deposit boxes; however, you should call your branch to arrange an appointment. Any changes will be communicated by JPMorgan Chase Bank, N.A.

Tax Reporting — 1098 and/or 1099
JPMorgan Chase Bank, N.A. will be responsible for mailing your 1099 tax information. Your 1098 reporting will be done by the FDIC or the servicer of your loan. You will be notified of any changes in ownership or servicing of your loan.

Creditors
If you or your company provided a service or product, leased space, furniture, or equipment to First Republic Bank prior to May 1, 2023, and have not been paid, you may have a claim against First Republic Bank.

Any party/claimant who wishes to submit a receivership claim for First Republic Bank may do so either electronically or by mail. To avoid delays, however, you are encouraged to utilize the FDIC Claims Portal or email NonDepClaimsDal@FDIC.gov.

Please note: There are time limits for filing a claim. Your claim must be filed on or before 09/05/2023 (the "Claims Bar Date").

Under federal law, failure to file a claim on or before the Claims Bar Date will result in disallowance of the claim by the Receiver. The disallowance will be final. 12 U.S.C. Section 1821(d)(5)(C).

NOTE TO CLASS CLAIMANTS: By law, the Receiver will not accept a claim filed on behalf of a proposed class of individuals or entities or a class of individuals or entities certified by a court. EACH individual or entity must file a separate claim with the Receiver.

Priority of Claims
In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:

1. Depositors
2. General Unsecured Creditors
3. Subordinated Debt
4. Stockholders