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Bank Examinations

Chart 2: NIMs at Dallas Banks Declined from 2000 to 2004, Then Recovered

Chart 2: NIMs at Dallas Banks Declined from 2000 to 2004, Then Recovered
*Banks with assets under $1 billion; Dallas Region only (AR,CO,LA,MS,NM,OK,TN, and TX)
 Sep-00Dec-00Mar-01Jun-01Sep-01Dec-01Mar-02Jun-02Sep-02Dec-02Mar-03Jun-03Sep-03Dec-03Mar-04Jun-04Sep-04Dec-04Mar-05Jun-05Sep-05Dec-05Mar-06Jun-06Sep-06Dec-06
Institutions (#)1,9821,9601,9251,9131,8931,8781,8611,8471,8361,8271,8171,8091,7951,7821,7741,7681,761         
Net Interest Margin (median %)4.63%4.59%4.37%4.36%4.36%4.36%4.40%4.47%4.50%4.46%4.27%4.27%4.28%4.28%4.25%4.26%4.30%4.30%4.31%4.35%4.37%4.38%4.37%4.42%4.37%4.46%
Noncore Funding to Assets (median)17.48%17.58%18.00%18.04%17.96%17.94%17.89%18.06%18.12%18.12%18.32%18.34%18.13%17.93%18.26%18.95%19.07%18.95%        
One Month LIBOR6.62%6.56%5.08%3.86%2.63%1.87%1.88%1.84%1.81%1.38%1.30%1.12%1.12%1.12%1.09%1.37%1.84%2.40%2.87%3.40%3.86%4.39%4.83%5.34%5.32%5.33%

Last Updated: July 24, 2024