Mr. Eloy A.Villafranca is currently serving as the FDIC
Liaison and Director of the Bank on California Program, loaned to
Governor Arnold Schwarzenegger. He is responsible for the planning,
coordinating and implementation of a statewide program in California to
bring the unbanked into the financial mainstream. Cities participating
are San Francisco, Los Angeles, Fresno, Oakland, Sacramento, Santa Ana
and San Jose. Governor Schwarzenegger set his two-year goal at 100,000
new accounts, and achieved that number in less than one year.
Also working as the Community Affairs Officer for the FDIC's Dallas
Region, Mr. Villafranca works with banks and communities throughout
Texas, Colorado, Oklahoma and New Mexico to bring greater
understanding and compliance with CRA, the fair lending laws, community
development and financial literacy. He has authored several industry
articles including "Do You Have a Jekyll and Hyde Bank"
and "33 Ways to Improve your CRA".
Villafranca holds a BBA in Finance from Texas Tech University, an MBA in
Management from the University of Texas and a JD from Texas Wesleyan
School of Law.
Prior to his regulatory work, he was a Banker in Midland, San Antonio
and Dallas. He is a National Community Action Award winner and has been
honored by the Texas Junior Chamber of Commerce and the National Society
of Hispanic MBAs. He is a team recipient of the National Service to
America Medal, and has been honored with the Texas Workforce
Commissions Award of Excellence. Mr. Villafranca is a three-time
recipient of the Federal Executive Boards Public Service Excellence
Award, a two-time recipient of the IRS Area Directors Award, and a
two-time recipient of the FDIC Chairmans Award for Excellence, most
recently this past June.
lives in a Dallas suburb with his wife, mother-in-law and St. Bernard.