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FDIC Advisory Committees

Advisory Committee on Economic Inclusion (ComE-IN)

The Advisory Committee on Economic Inclusion (ComE-IN) was established by Chairman Sheila C. Bair and the FDIC Board of Directors pursuant to the Federal Advisory Committee Act. The Committee was chartered in November 2006. The Committee is to provide the FDIC with advice and recommendations on important initiatives focused on expanding access to banking services by underserved populations. This may include reviewing basic retail financial services such as check cashing, money orders, remittances, stored value cards, short-term loans, savings accounts, and other services that promote asset accumulation by individuals and financial stability.

Last Updated: May 12, 2021
Date Meeting Information Documents
05/13/2021 Updates from the committee members about key challenges facing their communities or organizations, expanding account access — #GetBanked, and expanding inclusion through technology and innovation. Agenda
10/22/2020 Updates from the committee members about key challenges facing their communities or organizations, results of the 2019 Household Survey of the Underbanked, and other various reports relating to the financial condition of and challenges facing households during the pandemic. Agenda
Transcript
Minutes
10/22/2019 Updates from the committee members about key challenges facing their communities or organizations, developments in credit scoring and underwriting, mortgage market updates, and sustainable transaction accounts progress. Agenda
Transcript
Minutes
10/24/2018 FDIC’s 2017 National Survey of Unbanked and Underbanked Households, a review of the UK Financial Conduct Authority (FCA) Mobile Study, and youth employment programs and deposit accounts. Agenda
Transcript
Minutes
10/18/2017 Safe Accounts, 2016 FDIC Bank Survey Results, Financial Inclusion for Persons with Disabilities, and an update on Neighborhood Access to Bank Branches. Agenda
Transcript
Minutes
04/27/2017 Overview of the FDIC’s Economic Inclusion Summit and economic inclusion initiatives, neighborhood access to bank branches, economic inclusion collaborations from the underserved communities, and accessing resources for affordable mortgage lending. Agenda
Transcript
Minutes
10/20/2016 Expanding Access to Safe Transaction Accounts, Results of the FDIC National Survey of Unbanked and Underbanked Households, and Initial Lessons from FDIC Youth Savings Pilot Agenda
Transcript
Minutes
05/25/2016 Mobile banking research, payment system modernization, banks’ efforts to serve the unbanked and underbanked, and opportunities to expand economic inclusion for persons with disabilities. Agenda
Minutes
10/30/2015 Bank On 2.0 initiative, mobile banking research, expanding economic inclusion for individuals with disabilities, and Money Smart for Small Business Agenda
Minutes
05/15/2015 Youth Financial Education Opportunities Agenda
Minutes
10/29/2014 FDIC’s National Survey of Unbanked and Underbanked Households, Safe Banking Products, and BankOn 2.0 Agenda
Minutes
04/24/2014 New Efforts to Expand Economic Inclusion Agenda
Minutes
10/09/2013 Expanding Access in 2013: Updates on Initiatives to Better Serve the Unbanked and Underbanked Agenda
Minutes
05/16/2013 2013 Economic Inclusion Priorities Agenda
Minutes
12/13/2012 Banks' Efforts to Serve the Unbanked and Underbanked Agenda
Minutes
09/12/2012 FDIC's National Survey of Unbanked and Underbanked Households, Mobile Financial Services, and Model Safe Accounts Agenda
Minutes
04/26/2012 FDIC's Model Safe Accounts Pilot, Prepaid Cards and Mobile Financial Services Agenda
Minutes
12/01/2011 Evolving Trends in Financial Services: Opportunities and Challenges for the Underserved Agenda
Minutes
06/02/2011 The State of Economic Inclusion and the Way Forward Agenda
Minutes
03/02/2011 Principles for LMI Mortgage Lending, Teaching Financial Education, and Policy and Project Updates Agenda
Minutes
11/16/2010 Children's Savings, Underserved Studies, and Policy and Project Updates Agenda
Minutes
06/24/2010 Small Dollar Loan Pilot Program Final Results; Safe Transactional and Savings Account Proposed Templates; Policy and Project Updates Agenda
Minutes
04/01/2010 Safe Transaction and Savings Products and Strategic Planning Agenda
Minutes
12/02/2009 Results of the FDIC National Unbanked and Underbanked Household Survey, Overdraft Issues, and Strategic Focus for the Committee Agenda
Minutes
07/30/2009 Prize-linked Savings and Issues and Challenges Related to Reaching Out to Underserved and Low- and Moderate-Income Consumers Agenda
Minutes
02/05/2009 Strategies to Increase Access to the Financial Mainstream Agenda
Transcript
Minutes
07/09/2008 Strategies for Encouraging Mortgage Lending for Low and Moderate Income Households Agenda
Minutes
03/19/2008 Asset Building Opportunities for Individuals and Banks Agenda HTML | PDF
Minutes
10/24/2007 Money Services Businesses - Access to the Banking System Agenda HTML | PDF
Minutes
07/16/2007 Subprime Mortgage Situation - How Did We Get Here and What Can We Do? Agenda HTML | PDF
Minutes
03/28/2007 Small Dollar Lending Agenda HTML | PDF
Minutes

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Advisory Committee Members

  • President and CEO, Cities for Financial Empowerment Fund
  • Chief Policy Officer, American Bankers Association
  • President and CEO, Opportunity Finance Network

Committee Charter and Purpose

Other Documents

Strategic Plan: FDIC Advisory Committee on Economic Inclusion Strategic Plan - 2010-2012
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PDF

FDIC Press Release:
FDIC Board Approves Creation of Advisory Committee on Economic Inclusion

Committee Report:
Report of FDIC's Advisory Committee on Economic Inclusion - February 5, 2009 Meeting - PDF