Skip Header
U.S. flag

An official website of the United States government

Money Smart

Money Smart for Young People

Vea esta página en español

Last Updated: May 10, 2023

Parents/Caregivers, jump below to resources for you. Educators, please keep reading.

The FDIC's Money Smart for Young People series consists of four free curriculum products. Each age-appropriate curriculum includes lesson plans for educators along with guides for parents and caregivers. The materials are available for immediate download (

Grades Pre-K - 2
Overview / Download

Grades 3 - 5
Overview / Download

Grades 6 - 8
Overview / Download

Grades 9 - 12
Overview / Download

Parent/ Caregiver Guides

The Money Smart Parent/ Caregiver Guides summarize key lesson concepts. These guides also offer practical activities and conversation-starters on financial topics such as saving, setting financial goals, prioritizing spending decisions, and staying safe online.

Digital Toolkit

The Digital toolkit consists of a few special activities from the MSYP Lesson plans that have been formatted for use on a computer or smart phone.

Coloring/ Activity Book

Money Smart for Elementary School Students introduces key personal finance concepts to children ages 5-8. This resource features a coloring/activity book for the students accompanied by a companion manual for use by anyone leading a discussion with a group of youngsters.

The Student Activity Book and Instructor Guide are available for immediate download (

The Federal Deposit Insurance Corporation is prohibited from endorsing any specific organizations. Money Smart users must ensure that their publicity, advertisements, and public statements do not use the FDIC name or logo to imply that FDIC endorses their organization or its products or services.


PDF Help