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Banker Resource Center

Liquidity and Funds Management

Liquidity reflects a financial institution's ability to fund assets and meet financial obligations. It is essential to meet customer withdrawals, compensate for balance sheet fluctuations, and provide funds for growth. Funds management involves estimating liquidity requirements and meeting those needs in a cost-efficient manner. To mitigate funding stress, it is important that institutions maintain sufficient levels of liquid assets and access to borrowing lines and other stable sources of funding to meet expected and contingent liquidity demands.

Laws and Regulations

Key laws and regulations that pertain to FDIC-supervised institutions; note that other laws and regulations also may apply.

Notice of Proposed Rulemakings

Proposed new rules or proposed changes to existing rules subject to public comment.

Supervisory Resources

Frequently asked questions, advisories, statements of policy, and other information issued by the FDIC alone, or on an interagency basis, provided to promote safe-and sound operations.

Other Resources

Supplemental information related to safe-and-sound banking operations.

Videos/Webcasts/Teleconferences

Informational videos and recordings of prior webcasts and teleconferences.

  • Interagency Community Bank Teleconference on Liquidity and Funds Management (transcript and audio) targeted to institutions with less than $10 billion in total assets