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Community Reinvestment Act Regulations
12 CFR Part 345 RIN 3064–AF22

Notice of Proposed Rulemaking; Comment Request - PDF
Extension of Comment Period - PDF

Comment Period End: March 9, 2020
Extended Comment Period End: April 8, 2020


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Submitted By
01. Woodstock Institute, Jean Pogge - PDF
02. Conference of State Bank Supervisors, John Ryan - PDF
03. GeoDataVision, Leonard F. Suzio Jr. - PDF
04. Wroy Professional Consulting, LLC, M. Myrtha Wroy - PDF
05. Religious Communities Impact Fund, Sr. Corinne Florek - PDF
06. Jean Schwinberg - PDF
07. Teresa Hickman, Omaha, NE - PDF
08. Elizabeth Ishmael - PDF
09. Joe Mikuliak, Philadelphia, PA - PDF
10. Kevin Hill - PDF
11. Jack Hanson, Milwaukee, WI - PDF
12. Pathways-VA, Inc., Christopher M. Seth - PDF
13. SecureFutures, Kristen Ruhl - PDF
14. SMASH, Inc., Adrian Alberto Madriz - PDF
15. Prince George's County Government, Donna J. Brown - PDF
16. Memphis College of Urban and Theological Studies at Union University, Michael Rhodes - PDF
17. County Corp, Adam Blake - PDF
18. Jessika Lopez - PDF
19. Lawrence CommunityWorks, Leslie Kent - PDF
20. NJ Unaka - PDF
21. NeighborWorks Lincoln, Marti Lee - PDF
22. Detroit Shoreway Community Development Organization, Jeff Ramsey - PDF
23. Neighborhood Resources Connection, Barbara Milon - PDF
24. Arleen Zorrilla, Lawrence, MA - PDF
25. Religious of the Sacred Heart of Mary, Western American Province, Catherine Minhoto - PDF
26. Nancy Dollard, Uniontown, OH - PDF
27. Metropolitan Housing Coalition, Cathy Hinko - PDF
28. Gregory Esteve, Lake Wales, FL - PDF
29. Fresno Native American & Business Development Center, David Mendoza - PDF
30. Michael Belles - PDF
31. Home Repair Resource Center, Keesha Allen - PDF
32. NeighborWorks America, Kirsten T. Johnson-Obey - PDF
33. Brenda Friend - PDF
34. Natalie Minklei - PDF
35. Daphna Ezrachi - PDF
36. Florida Alliance of Community Development Corporations, Inc., Theresa Chelikowsky - PDF
37. Philadelphia Association of Community Development Corporations, Beth McConnell - PDF
38. Neighbourhood Renaissance, Inc., Terri Murray - PDF
39. Jacqueline T. Matthews - PDF
40. Community Loan Fund of the Capital Region, Inc., Linda MacFarlane - PDF
41. Spanish Coalition for Housing, Gabriela Román - PDF
42. Women’s Business Development Center, Emilia DiMenco - PDF
43. Georgia Advancing Communities Together, Inc., Bambie Hayes-Brown - PDF
44. H.O.M.E.S., Katharine S. Barry - PDF
45. Empire Justice Center, Ruhi Maker - PDF
46. Foundation Communities, Michelle Le - PDF
47. Casa of Oregon, Peter Hainley - PDF
48. National Consumer Law Center - PDF
49. La Crosse Promise, Brian A. Liesinger - PDF
50. Chicago Lawyers' Committee for Civil Rights, Clifford Helm - PDF
51. Chicago Urban League, Stephanie Schmitz Bechteler, Margaret Wooten - PDF
52. Housing Action Illinois, Sharon Legenza - PDF
53. Consumer Action, Ruth Susswein - PDF
54. Northwest Side Housing Center, James Rudyk, Jr. - PDF
55. Community Matters Cincinnati, Mary Delaney - PDF
56. Bette Anne Starkey, West Palm Beach, FL - PDF
57. Gregory Esteve, Lake Wales, FL - PDF
58. River City Housing, Rebecca Roehrig - PDF
59. Trumbull Neighborhood Partnership, Matt Martin - PDF
60. National Community Reinvestment Coalition - PDF
61. Neighborhood Housing Partnership of Greater Springfield, Greg J. Womacks - PDF
62. City of South Euclid, Ohio, Georgine Welo - PDF
63. Jacksonville Area Legal Aid, Inc., James A. Kowalski Jr., Carol S. Miller - PDF
64. American Bank, Andrew R. Kostyal - PDF
65. River City Housing, Kimberly Rice - PDF
66. River City Housing, Rebecca Roehrig and 28 other Form Letters - PDF
67. Lisa Phillips - PDF
68. Innovative Housing, Inc., Sarah Stevenson - PDF
69. Nazareth Housing Development Corp., Nanci Self - PDF
70. Long Island Housing Services, Inc., Ian S. Wilder - PDF
71. Habitat for Humanity Capital District, Christine Schudde - PDF
72. Susan Bassein - PDF
73. Patricia Walsh, Rockville, MD - PDF
74. NeighborWorks Home Partners, Jason Peterson - PDF
75. Asian Community Development Corporation, Angie Liou - PDF
76. InterIm Community Development Assoiation, Derek Lum - PDF
77. Community Capital New York, Kim Jacobs - PDF
78. Blue Sky Center, Jack Forinash - PDF
79. Greater Ohio Policy Center, Alison Goebel - PDF
80. Habitat for Humanity of Camp County, Linda E. Baxter - PDF
81. Affordable Housing Partnership of the Capital Region, Susan Cotner - PDF
82. Diamond and Associates, Roy S. Diamond - PDF
83. Habitat for Humanity of Michigan, Sandra Pearson - PDF
84. Anne Dorsey, Baltimore, MD - PDF
85. OPAL Community Land Trust, Elisabeth C. Byers - PDF
86. Little Tokyo Service Center - PDF
87. Local First Arizona, Thomas Barr - PDF
88. Community Frameworks, Deborah Elzinga - PDF
89. Riverworks Development Corporation, Amy Rohan - PDF
90. Elizabeth Woodruff - PDF
91. City of South Euclid, Ohio, Joseph Frank, Keith A. Benjamin, et al. - PDF
92. Camille Boever Branch - PDF
93. EAH Housing, Laura Hall - PDF
94. NW HomeStart, Inc., Sarah Brinkmann - PDF
95. Levi Todd - PDF
96. Southwest Community Development Corporation, Steven J. Kuzmicki - PDF
97. Nonprofit Executive Alliance of Broward, Sandra Veszi Einhorn - PDF
98. Travertine Strategies, Allison Handler - PDF
99. Avenue, Mary Lawler - PDF
100. Maxwell Hellmann, Los Angeles, CA - PDF
101. People Trust Community Loan Fund, Arlo Washington - PDF
102. Matt Huerta Consulting, LLC, Matt Huerta - PDF
103. Virginia Community Development Corporation, Robert L. Newman - PDF
104. Natallie Keiser, Atlanta, GA - PDF
105. Ruth Berger - PDF
106. East Bay Housing Organizations, Alex Werth, Sophia DeWitt, et al. - PDF
107. Newport News Redevelopment & Housing Authority, Karen Wilds - PDF
108. Housing Development Consortium of Seattle-King County, Marty Kooistra - PDF
109. Daryn Edwards - PDF
110. Renaissance Entrepreneurship Center, Sharon Miller - PDF
111. Virginia Supportive Housing, Allison Bogdanovic - PDF
112. Austin Justice Coalition, Chas Moore - PDF
113. NESDCAP, NESDEC, Grow South Dakota, Lori Finnesand - PDF
114. Evergreen, Leah Archibald - PDF
115. Julie Hyatt, West Palm Beach, FL - PDF
116. Mike Hodge, Nashville, TN - PDF
117. Michael Miller, West Chester, OH - PDF
118. CAP Services, Inc., Mary Patoka - PDF
119. Marcella Hudson, Whites Creek, TN - PDF
120. Fred Granlund - PDF
121. Vanessa Koenigsmark, Louisville, KY - PDF
122. Miriam J Tell, Albany, NY - PDF
123. Matthew Adair, Columbus, OH - PDF
124. First International Bank & Trust, John - PDF
125. Marla West - PDF
126. Nay'Chelle Harris - PDF
127. Housing Association of Nonprofit Developers, Heather Raspberry - PDF
128. Vernazza Wolfe Associates Inc., Marian Wolfe - PDF
129. Ella Mitchell, Berkeley, CA - PDF
130. Minneapolis Area Synod, ELCA, Meghan Olsen Biebighausern - PDF
131. Robert E. Rutkowski, Topeka, KS - PDF
132. Paulett Taggart Architects - PDF
133. Neighborhood Renaissance, Inc., Michael Pecar - PDF
134. Habitat for Humanity Philadelphia, Carrie Rathmann - PDF
135. Peoples’ Self-Help Housing, John Fowler - PDF
136. Center for Neighborhood, Mellone F. Long - PDF
137. Home HeadQuarters, Inc., Kerry P. Quaglia - PDF
138. Rio Bank, A. Ford Sasser III - PDF
139. Cynthia McKendall, Champaign, IL - PDF
140. Alaska Public Interest Research Group, Veri di Suvero - PDF
141. Wakeland Housing and Development Corporation, Ken Sauder - PDF
142. The Funders Network, Patricia L. Smith - PDF
143. Arild O. Trent, King William, VA - PDF
144. Initiative for a Competitive Inner City, Howard Wial - PDF
145. Housing Alliance of Pennsylvania, Levana Layendecker - PDF
146. Allentown Synergy Project, Tim Joyce - PDF
147. Burroughs Neighborhood Organization, Robert Worthington - PDF
148. Bank of Labor, Patrick Thomas - PDF
149. Downstreet Housing & Community Development, Eileen Peltier - PDF
150. United Tenants of Albany, Laura Felts - PDF
151. Federated Indians of Graton Rancheria, Gregg Sarris - PDF
152. Don Akchin, Baltimore, MD - PDF
153. Center For Neighborhoods, Tia Coatley - PDF
154. Aaron Williams - PDF
155. Habitat for Humanity of New Castle County, Kevin L. Smith - PDF
156. Thai Community Development Center, Chanchanit Martorell - PDF
157. Community Economics, Inc., Elissa Dennis, Diana Downton, et al. - PDF
158. Community Bank of Mississippi, Jeff Swilley - PDF
159. El Centro de Servicios Sociales, Inc., Maria Carrion - PDF
160. Harvest Bank, Bob Meyerson - PDF
161. Benton Habitat, Robert M. Burton - PDF
162. Central Valley Community Bank, James M. Ford - PDF
163. Red River Valley Habitat for Humanity, Marisa Sorensen - PDF
164. Abington Bank, Alison L. Tower - PDF
165. Habitat for Humanity of the NC Sandhills, Amie N. Fraley - PDF
166. Habitat for Humanity of Eastern Connecticut, Terri O'Rourke - PDF
167. Alachua Habitat for Humanity, Carla Lewis Miles - PDF
168. Habitat for Humanity of Ravalli County, William H. Bean - PDF
169. Sherry Caves - PDF
170. Aashir Awan - PDF
171. Habitat for Humanity Greater Fresno Area, Matthew Grundy - PDF
172. Fair Housing Napa Valley, Pablo Zatarain - PDF
173. Community Action Committee of the Lehigh Valley, Alan L. Jennings - PDF
174. Merrimack Valley Habitat for Humanity, Meegan O’Neil - PDF
175. Habitat for Humanity of Florida, Barbara Beck - PDF
176. New Destiny Housing, Joan Beck - PDF
177. City of Cincinnati, P.G. Sittenfeld - PDF
178. Habitat for Humanity of Omaha, Amanda Brewer - PDF
179. Working Solutions, Sara Razavi - PDF
180. Asian Pacific American Network of Oregon, Todd Struble - PDF
181. Martin Mason, West Newbury, MA - PDF
182. Project Community Connections, Inc., Margaret R. Schuelke - PDF
183. Habitat for Humanity of Minnesota, Cristen Incitti - PDF
184. Pamela Davies, Niles, OH - PDF
185. United Way of Summit County, James Mullen - PDF
186. Center for Neighborhoods, Melissa A. Mershon - PDF
187. Turtle Creek Development Corporation, Dale J. Bizub - PDF
188. Women’s Business Development Ce, Emilia DiMenco - PDF
189. Merrimack Valley Habitat for Humanity, Richard L. Sumberg - PDF
190. Fair Housing Advocates of Northern California, Emily Bao - PDF
191. Promontory Interfinancial Network, LLC, Douglas E. Phillips - PDF
192. Oakland Community Land Trust, Steve King - PDF
193. SafeDose, Ron Kutrieb - PDF
194. NC Institute of Minority Econoinic Development, Lewis H. Myers - PDF
195. Artisans' Bank, Joel S. Schiller - PDF
196. Institute of Cultural Affairs, Ted Wysocki - PDF
197. The Ability Center of Greater Toledo, Jimmy Russell - PDF
198. Asian Pacific American Labor Alliance, AFL-CIO - PDF
199. Wisconsin Housing and Economic Development Authority - PDF
200. Asian Real Estate Association of America, Hope Atuel - PDF
201. Delaware Community Reinvestment Action Council, Inc., Rashmi Rangan - PDF
202. Austin Habitat for Humanity, Phyllis Snodgrass - PDF
203. Growth Partners Arizona, Don Jenks, Lesli Pintor - PDF
204. First State Bank, Kelly A. Walters - PDF
205. Tamra Dodel, Lihue, HI - PDF
206. EAH Housing, Mona Tempo - PDF
207. Expanding Black Business Credit Initiative, William J. Bynum, et al. - PDF
208. Twin Pines Housing, Michelle Kersey - PDF
209. Community Housing Improvement Program, Seana O'Shaughnessy - PDF
210. Habitat for Humanity of Ontario County, NY, Nash Bock - PDF
211. Monessen Community Development Corporation, Karla Spangler - PDF
212. Heartland Bank, Kevin M. Black - PDF
213. Elevate Energy - PDF
214. Wisconsin Faith Voices for Justice, Bonnie Margulis - PDF
215. City of Cincinnati, John Cranley - PDF
216. Burbank Housing, Lawrance Florin - PDF
217. Sarita Daftary-Steel, Brooklyn, NY - PDF
218. AYPAL, Rhummanee Hang, Stanley Pun, et al. - PDF
219. City and County of San Francisco, London N. Breed, Jose Cisneros - PDF
220. Terri Benson, Cherry Hill, NJ - PDF
221. Form letter from 5 bankers from Hawaii HomeOwnership Center - PDF
222. Paterson Habitat for Humanity, Scott Millard - PDF
223. Christi Wessel - PDF
224. Home on the Hill, Stephen V. Torsell - PDF
225. U.S. Impact Investing Alliance, Fran Seegull - PDF
226. Community Reinvestment Fund, USA, Frank Altman - PDF
227. Housing Oregon, Brian Hoop, Sheila Stiley - PDF
228. Ceiba, Will Gonzalez - PDF
229. First Security Bank, Scott Burke - PDF
230. Collegiate Peaks Bank, Liam Girard - PDF
231. NeighborWorks Salt Lake, Maria Garciaz - PDF
232. New Directions Housing Corporation, Kurt D. Mason - PDF
233. First Security Bank, Jim J. Ness - PDF
234. Glacier Bank, Robert A. Nystuen - PDF
235. Philadelphia Chinatown Development Corporation, John Chin - PDF
236. Princeton Community Housing, Edward Truscelli - PDF
237. First State Bank Form Letter A from 2 bankers - PDF
238. First State Bank Form Letter B from 2 bankers - PDF
239. Pacific Western Bank, Stan Ivie - PDF
240. Heritage Bank of Nevada, Stanley Wilmoth - PDF
241. Center for Neighborhoods, Tim Holz - PDF
242. The Bancorp, Keith German - PDF
243. NACEDA and 32 other organizations, Frank Woodruff - PDF
244. Illinois Department of Human Services, Nathan Painter - PDF
245. Build Healthy Places Network, Doug Jutte - PDF
246. Foothills Bank, Brian Riley - PDF
247. Pikes Peak Habitat for Humanity, Kris Medina - PDF
248. One 5 Olive, David Griggs - PDF
249. Citizens Community Bank, Amy Rhoads - PDF
250. National Disability Rights Network, Curtis L. Decker - PDF
251. Woodstock Institute, Jean Pogge - PDF
252. Justine PETERSEN, Jaidan Pattermann - PDF
253. Glacier Bank, Lanette Marcum - PDF
254. First Bank of Wyoming, Ty Nelson - PDF
255. Greater Cincinnati Community Reinvestment Coalition - PDF
256. 1st Summit Bank, Pamela Hudson Carroll - PDF
257. Southwest Fair Housing Council, Jay Young - PDF
258. Sacramento Housing Alliance, Veronica Beaty - PDF
259. FDATA North America, Steven Boms - PDF
260. Florida Community Loan Fund, Ignacio Esteban, Susan Leigh, et al. - PDF
261. Reinvestment Partners, Adam Rust - PDF
262. Habitat for Humanity, Blair Schleicher Bravo - PDF
263. South Suburban PADS, Douglas A. Kenshol - PDF
264. Fahe - PDF
265. Andrew Goodman - PDF
266. Alliance to End Homelessness in Suburban Cook County and 28 other organizations - PDF
267. First Community Bank, John Jones - PDF
268. City of Dayton, Torey Hollingsworth - PDF
269. Housing Affordability Initiative, Ruby Bolaria Shifrin - PDF
270. San Antonio Community Development Council Inc., Walter Martinez - PDF
271. Neighborhood Finance Corporation, Stephanie Preusch - PDF
272. HousingWorks RI, Brenda Clement - PDF
273. All Home, Tomiquia Moss - PDF
274. Kat Patterson, Bozeman, MT - PDF
275. Community Economic Justice, Jassmin A. Poyaoan - PDF
276. Darcy Bluhm, Traverse City, MI - PDF
277. Trineka D. Greer - PDF
278. Ohio University, John Glazer - PDF
279. NHS New Haven, James A. Paley - PDF
280. Leviticus 25:23 Alternative Fund, Inc., Greg Maher - PDF
281. NeighborWorks Western Pennsylvania, Colin Kelley - PDF
282. HT Mobile Apps, Kathleen Craig - PDF
283. BLDG Memphis, John Paul Shaffer - PDF
284. First Bank of Montana, Dean Comes - PDF
285. The Nickerson Group, Craig S. Nickerson - PDF
286. Neighborhood Housing Services of Baltimore, Inc., John Godwin - PDF
287. PB Holding Company, LLC, Rob Burch - PDF
288. DC Central Kitchen, Michael F. Curtin, Jr. - PDF
289. Reinvestment Partners, Adam Rust - PDF
290. Consolidated Credit, Maria A. Gaitan - PDF
291. Massachusetts Community and Banking Council, Inc., Regan St. Pierre - PDF
292. Housing Authority of the City of Frederick, Veronica Henry - PDF
293. California Reinvestment Coalition - PDF
294. Disability Rights North Carolina, Virginia Knowlton Marcus - PDF
295. Neighborhood Housing Services of Baltimore, Inc., Gretchen M. Spell - PDF
296. College Hill Community Church, Stanley Hirtle - PDF
297. Main Street Launch, Jen Leybovich - PDF
298. Neighborhood Housing Services of Baltimore, Ann Sherrill - PDF
299. Neighborhood Housing Services of Baltimore, Cassandra Robb - PDF
300. Neighborhood Housing Services of Baltimore, Catherine Semans - PDF
301. Pathways-VA, Inc., Chris Seth - PDF
302. Affordable Housing Tax Credit Coalition, Emily Cadik - PDF
303. Neighborhood Housing Services of Baltimore, Daniel T. Ellis - PDF
304. NeighborWorks America, Marietta Rodriguez - PDF
305. Barbara Dunn, Hillsdale, NJ - PDF
306. Sarah Carroll, Allen, TX - PDF
307. Policy and Management Associates, Inc., Jen Brandwein - PDF
308. Sally J. Scott, Baltimore, MD - PDF
309. Self-Help Enterprises, Thomas Collishaw - PDF
310. Neighborhood Housing Services of Baltimore, Johnette A. Richardson - PDF
311. Consumer Advocates Against Reverse Mortgage Abuse, Sandra S. Jolley - PDF
312. Working In Neighborhoods, Barbara Busch - PDF
313. Elana Brochin, Jamaica Plain, MA - PDF
314. McKees Rocks Community Development Corporation, Sonja Reis - PDF
315. Maryland Affordable Housing Coalition, Miranda Darden-Willems - PDF
316. Frederick Coalition for Financial Success - PDF
317. Housing Advisory Group - PDF
318. Beekman Corridor Coalition - PDF
319. Association for Neighborhood and Housing Development, Jaime Weisberg - PDF
320. Champlain Housing Trust, Brenda M. Torpy - PDF
321. Metropolitan Milwaukee Fair Housing Council, Bethany Sanchez - PDF
322. BOC Capital Corp, Rodney Santiago - PDF
323. Business Outreach Center Network Inc., Nancy Carin - PDF
324. DHIC, Inc., Gregg Warren - PDF
325. EnerBank USA, Mark Fjeldsted - PDF
326. Irene McLaughlin Clark, Pittsburgh, PA - PDF
327. Jewish Renaissance Foundation, Sherri Goldberg - PDF
328. Lacasa, Inc., Chris Kingsley - PDF
329. ONE Northside, Jennifer Ritter - PDF
330. West Park Kamm’s Neighborhood Development, Rosemary Mudry - PDF
331. Allyson Holley - PDF
332. California Housing Partnership, Matt Schwartz - PDF
333. Corey Leon - PDF
334. Connecticut Department of Banking, Jorge L. Perez - PDF
335. Auburn Opelika Habitat for Humanity, Mark Grantham - PDF
336. Homes for America, Kathy Ebner - PDF
337. Iowa Division of Banking, Jeff Plagge - PDF
338. Queens Community House, Hannah Lupien - PDF
339. Service Employees International Union, Garrett Andrew Schneider - PDF
340. Urban Redevelopment Authority of Pittsburgh, Greg Flisram - PDF
341. Neighborhood Housing Services of Baltimore, Kareema Pinder - PDF
342. Business & Community Lenders of Texas, David Dinoff - PDF
343. Bethel Landis - PDF
344. CASH Campaign of Maryland, Robin McKinney - PDF
345. Citizens Bank & Trust Company, Francis G. Mattson - PDF
346. First Security Bank and Trust, Evelyn Schroeder - PDF
347. Greater Bristol Realty Corporation, Craig Minor - PDF
348. Greater Jamaica Development Corporation, Aron Kurlander - PDF
349. Greater Jamaica Development Corporation, Hope Knight - PDF
350. Racine Revitalization Partnership, Inc., Edward Miller - PDF
351. Center for NYC Neighborhoods, Ivy Perez - PDF
352. Cod man Square Neighborhood Development Corp, Gail Latimore - PDF
353. Grounded Solutions Network, Emily Thaden - PDF
354. Twin Cities Habitat for Humanity, Chris Coleman - PDF
355. Metropolitan Area Planning Council, Marc D. Draisen - PDF
356. National Community Reinvestment Coalition, Josh Silver - PDF
357. Neighborhood Housing Services of Chicago, Donna Clarke - PDF
358. North Cascades Bank, Charlie Guildner - PDF
359. Progress Center for Independent Living, Kira Meskin - PDF
360. The Rashid Group, Naji Rashid, Sherrie Rashid - PDF
361. New Jersey Community Capital, Wayne Meyer - PDF
362. National Association of Affordable Housing Lenders, Benson F. Roberts - PDF
363. Small Business Administration, William M. Manger - PDF
364. Joan Gasser, Bronx, NY - PDF
365. Essex Savings Bank, Gregory R. Shook - PDF
366. NeighborWorks Blackstone River Valley, Joseph F. Garlick, Jr. - PDF
367. Ron Grzywinski - PDF
368. Heather Hall - PDF
369. The Arc New Mexico, Pamela Stafford - PDF
370. National CAPACD, Seema Agnani - PDF
371. Providence Bank of Texas, Stacey White - PDF
372. Chicanos Por La Causa Inc., David Adame - PDF
373. Community Housing Partners, Janaka Casper - PDF
374. Prospera Housing Community Services, Gilbert M. Piette - PDF
375. University Neighborhood Housing Program, Inc., Sanford Hoang - PDF
376. Maine Community Bank, Marianne Mason - PDF
377. YWCA Southeast Wisconsin, Ginny Finn - PDF
378. Council of Independent State Housing Associations - PDF
379. Ireland Bank, Bruce Lowry - PDF
380. Fenway Community Development Corporation, Richard Giordano - PDF
381. BMO Financial Group, David R. Casper - PDF
382. Central Pacific Bank, Riley Angell, Alan Nakamura - PDF
383. Community HousingWorks - PDF
384. BNY Mellon, State Street Corporation, George P. Malanga, Joseph Barry - PDF
385. Daniel F. Hayes - PDF
386. Frayser Community Development Corporation, Steve Lockwood - PDF
387. Frost Bank, Donna C. Normandin - PDF
388. Housing Association of Nonprofit Developers, Heather Raspberry - PDF
389. MountainOne Bank, Lynne Carlotto - PDF
390. National Alliance of Community Economic Development Associations - PDF
391. NTCIC, National Trust Solar, LLC - PDF
392. North Carolina Bankers Association, Peter Gwaltney - PDF
393. Neighborhood Housing Services of Queens CDC, Inc., Yeselin Genao Extrella - PDF
394. Mark A. Willis - PDF
395. State Street Corporation, Joseph J. Barry - PDF
396. Center for Fair Housing, Inc., Teresa Bettis - PDF
397. Catherine M Clarke - PDF
398. Communities Unlimited, Inc., Ines Polonius - PDF
399. Claudette Sanes, Bronx, NY - PDF
400. Ohio Bankers League, Jeffrey D. Quayle, Evan Kleymeyer - PDF
401. Southern Economic Advancement Project, Stacey Y. Abrams, Sarah Beth Gehl - PDF
402. National Community Reinvestment Coalition, Jesse Van Tol, John Taylor - PDF
403. New York Department of Financial Services, Linda A. Lacewell - PDF
404. MANNA Inc., Stephanie Tulowetzke - PDF
405. Wallick Communities - PDF
406. Sidley Austin LLP, Joel Feinberg - PDF
407. New York Housing Conference, Rachel Fee - PDF
408. Leo J. Ries, Milwaukee, WI - PDF
409. Protection and Advocacy for People with Disabilities-South Carolina, Beth Franco - PDF
410. University Neighborhood Housing Program, Jumelia Abrahamson - PDF
411. BPI, Cara Hendrickson, Julie Elena Brown - PDF
412. Neighborhood Recovery Community Development Corporation, Paul D. Charles - PDF
413. SLEHCRA, Elisabeth Risch, Jackie Hutchinson - PDF
414. Debbie Liu - PDF
415. Council of Michigan Foundations, Michigan Nonprofit Association - PDF
416. Form letter from 9,724 commenters - PDF
417. Kenneth H. Thomas, Miami, FL - PDF
418. United States Senate, Sen. Sherrod Brown and 41 other U.S. Senators - PDF
419. Bellaire-Puritas Development Corporation, Bryan Gillooly - PDF
420. National Association of IOLTA Programs, Lee Bryan Claassen - PDF
421. Public Law Center, Leigh E. Ferrin - PDF
422. Illinois Bankers Association, Carolyn Settanni - PDF
423. Chicago Community Loan Fund, Calvin L. Holmes - PDF
424. The Associations, Trent Wright, Glen Simecek, et al. - PDF
425. California Housing Finance Agency, Tia Boatman Patterson - PDF
426. California Reinvestment Coalition - PDF
427. Cindy Barkowski, Schenectady, NY - PDF
428. National Disability Institute - PDF
429. Heather Mooney, Ypsilanti, MI - PDF
430. Luke Smith - PDF
431. NewBridge Services, Inc., David Moore - PDF
432. New Jersey Urban Mayors Association, Albert Kelly - PDF
433. Cunningham Investments LLC, Salima Cunningham - PDF
434. South Carolina Community Loan Fund, Anna Lewin - PDF
435. Form letter from 3 bankers from Glacier Bank Divisions - PDF
436. Community Service Programs of West AL, Inc., Cynthia W. Burton - PDF
437. Healthcare Bank - PDF
438. Independent Bankers Association of Texas, Christopher L. Williston - PDF
439. Public Counsel, Stephanie Carroll - PDF
440. Fair Housing Advocates of Northern California, Annya Maskey - PDF
441. Sydney Groll - PDF
442. Illinois Housing Council, Allison Clements - PDF
443. NeighborWorks Laredo, Elizabeth Alonzo-Villarreal - PDF
444. The Chicago Community Trust and 4 other organizations - PDF
445. Urban Economic Development Association of Wisconsin, Inc., Kristi Luzar - PDF
446. REACH Community Development, Dan Valliere - PDF
447. National Community Renaissance, Steve PonTell - PDF
448. Small Business Majority, John Arensmeyer - PDF
449. Mary Pattillo - PDF
450. Victory Housing, Leila A Finucane - PDF
451. United Philanthropy Forum, Matthew L. Evans - PDF
452. Enterprise Community Partners, Priscilla Almodovar - PDF
453. A Call To Invest in Our Neighborhoods - PDF
454. Greater Ohio Policy Center, Alison Goebel - PDF
455. Housing Partnership Network, Shannon Ross - PDF
456. Bank Policy lnstitute, Kathryn Collard - PDF
457. United Housing, Amy Schaftlein - PDF
458. Senior Housing Crime Prevention Foundation, David C. Lenoir - PDF
459. Arbor Housing and Development, Jeffrey Eaton - PDF
460. NewVue Communities, Marc Dohan - PDF
461. Cinnaire, James L. Logue III - PDF
462. CHN Housing Partners, Kevin J. Nowak - PDF
463. Vote Solar, Olivia Nedd, Odette Mucha - PDF
464. HSBC Bank USA National Association, Mark A. Steffensen - PDF
465. HDC MidAtlantic, Dana Hanchin - PDF
466. Community Development Services, Peter Duvall - PDF
467. Hope Enterprise Corporation, William J. Bynum, Diane Standaert - PDF
468. Beyond Housing, Chris Krehmeyer - PDF
469. RUPCO, Kevin O'Connor - PDF
470. Henry Schwalbenberg - PDF
471. Fifth Avenue Committee, Inc., Michelle de la Uz - PDF
472. NTCIC, Merrill Hoopengardner - PDF
473. D. Stephen Casini - PDF
474. Prosperity Indiana, Jessica Love - PDF
475. Community Partners of South Florida, Scott Hansel - PDF
476. Indianapolis Neighborhood Housing Partnership, Rob Evans - PDF
477. Communities United For Action - PDF
478. Texas Appleseed, Ann Baddour, Madison Sloan - PDF
479. Aaron Williams - PDF
480. First Bank of Montana, Kris Fleharty - PDF
481. Frances E. Scanlon - PDF
482. Goldman Sachs Bank USA, Ally Bank - PDF
483. Henderson and Company, Irvin M. Henderson - PDF
484. James A. Michaels. Potomac, MD - PDF
485. MUFG Union Bank, N.A., Julius Robinson - PDF
486. National Association of Home Builders, David L. Ledford - PDF
487. United Way of Frederick County, Malcolm Furgol - PDF
488. Billy G. Newton - PDF
489. Urban Institute, Laurie Goodman, Ellen Seidman, et al. - PDF
490. Leila Kohler-Frueh, Baltimore, MD - PDF
491. Josephine Lavery - PDF
492. Casa of Oregon, Peter Hainley - PDF
493. Habitat for Humanity New York City, Karen Haycox - PDF
494. NKCDC, Beatrice J.E. Rider - PDF
495. Mid-Size Bank Coalition of America, Brent Tjarks - PDF
496. NCALL, Karen B. Speakerman - PDF
497. FreeFrom, Sonya Passi - PDF
498. Anna Margarita Canero - PDF
499. Low Income Housing Institute, Sharon Lee - PDF
500. UNHS Neighborworks HomeOwnershipCenter, Danielle Smith - PDF
Staff Disclosures
01. Summary of Meeting with Consumer Bankers Association CRA Committee - PDF
02. Meeting with Representatives from the Consumer Bankers Association - PDF
03. Meeting with Representatives from the National Diversity Coalition - PDF
04. Meeting with Representatives from Morgan Stanley - PDF
05. Meeting with Representatives from PNC Bank, NA - PDF
06. Meeting with Representatives from Goldman Sachs Bank - PDF
07. Meeting with Representatives from Consumer Bankers Association CRA Committee - PDF

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