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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Federal Register Citations

FDIC Federal Register Citations


Federal Interest Rate Authority
12 CFR Part 331 RIN 3064–AF21

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Notice of Proposed Rulemaking PDF
Comment Period End: February 4, 2020

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Submitted By
01. Consumer Action, Ruth Susswein - PDF
02. Donovan Litigation Group LLC, Michael D. Donovan - PDF
03. East Bay Community Law Center, Elizabeth Deucher - PDF
04. Independent Bankers Association of Texas, Karen M. Neeley - PDF
05. Georgetown University Law Center, Adam J. Levitin - PDF
06. Bernard E. Brown - PDF
07. Stanford Law School, Colleen Honigsberg - PDF
08. George Washington University Law School, Arthur E. Wilmarth, Jr. - PDF
09. Innovative Lending Platform Association, Scott Stewart - PDF
10. Milken Institute Center for Financial Markets, Jackson Mueller - PDF
11. Social Justice and Peacemaking Ministry Unit, Stanley Hirtle - PDF
12. Receivables Management Association International, Jan Stieger - PDF
13. Electronic Transactions Association, PJ Hoffman - PDF
14. North Dakota Economic Security and Prosperity Alliance, Scott Fry - PDF
15. Davis Polk & Wardwell LLP, Margaret E. Tahyar - PDF
16. Montana Organizing Project - PDF
17. Members of the Council of the Michigan Consumer Law Section - PDF
18. Consumer Reports, Suzanne Martindale - PDF
19. Mortgage Bankers Association, Pete Mills - PDF
20. New York City Department of Consumer and Worker Protection, Lorelei Salas - PDF
21. Giving Strong. Inc., Christen Graham - PDF
22. Independent Community Bankers of America, Christopher Cole - PDF
23. Community Bankers Association of Illinois, David G. Schroeder - PDF
24. AARP, David Certner - PDF
25. Reinvestment Partners, Adam Rust - PDF
26. Opportunity Financial, LLC., Mark T. Dabertin - PDF
27. Texas Fair Lending Alliance, Ann Baddour, Paul Turney, et al. - PDF
28. Mercatus Center at George Mason University, Brian Knight, Trace Mitchell - PDF
29. Southwest Fair Housing Council, Jay Young - PDF
30. Hope Enterprise Corporation, Hope Credit Union, William J. Bynum - PDF
31. Marlette Funding, LLC, Frank R. Borchert, III - PDF
32. Habitat for Humanity of North Carolina and 9 other organizations - PDF
33. Conference of State Bank Supervisors, John Ryan - PDF
34. Pepper Hamilton, Richard P. Eckman, Mark T. Dabertin - PDF
35. Southwest Center for Economic Integrity and 3 other organizations, Kelly Griffith, et al. - PDF
36. Virginia Bankers Association, Bruce T. Whitehurst - PDF
37. American Bankers Association, Jonathan Thessin - PDF
38. City and County of San Francisco, José Cisneros - PDF
39. Texas Bankers Association, John M. Heasley - PDF
40. Pennsylvania State Treasurer and 13 other State Treasurers, Joseph M. Torsella, et al. - PDF
41. National Association of Consumer Credit Administrators, Carri Grube Lybarker - PDF
42. Marketplace Lending Association, Nathaniel L. Hoopes - PDF
43. Structured Finance Association, Bank Policy Institute, Kristi Leo, Naeha Prakash - PDF
44. The Faith and Credit Roundtable - PDF
45. Affirm, Inc., Sharda Caro-del-Castillo - PDF
46. The Associations, David Pommerehn, Howard Headlee, et al. - PDF
47. United States Senate, Sen. Sherrod Brown, et al. - PDF
48. Congress of the United States, Rep. Katie Porter - PDF
49. 24 State Attorneys General, Xavier Becerra, Phil Weiser, et al. - PDF
50. Center for Responsible Lending on behalf of 115 Communities, Matt Kravitz - PDF
51. U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness, Julie Stitzel - PDF
52. American Financial Services Association, Celia Winslow - PDF
53. WebBank, Kevin D. Leitão - PDF
54. Cross River Bank, Arlen W. Gelbard - PDF
55. LendingClub, Richard H. Neiman, Armen Meyer - PDF
56. Center for Responsible Lending and 9 other consumer and civil rights groups - PDF
57. Robert E. Rutkowski, Topeka, KS - PDF
58. Financial Innovation Now, Brian Peters - PDF
Staff Disclosures
01. Meeting with Representatives from the U.S. Chamber of Commerce - PDF
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