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FDIC Federal Register Citations

FDIC Federal Register Citations

Comments

Assessments
12 CFR Part 327 RIN 3064–AE37

Proposed Rule PDF

Comment Period End: September 11, 2015


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Submitted By
01. John Marshall Bank, Reston, VA, Carl Dodson - PDF
02. Choice Financial Group, Langdon, ND, Jeff Kram - PDF
03. The First National Bank in Sioux Falls, SD, Paul Livermore - PDF
04. Union Bank & Trust, Lincoln, NE, Brad Crain - PDF
05. Independent Bankers of Colorado, Denver, CO, Barbara Walker - PDF
06. SIS Bank, Sanford, ME, Mark Mickeriz - PDF
07. MainStreet Bank, Fairfax, VA, Jeff Dick - PDF
08. Carolina Alliance Bank, Spartanburg, SC, John Poole - PDF
09. Touchmark National Bank, Alpharetta, GA, Jorge Forment - PDF
10. Pinnacle Bank, Torrington, WY, Douglas Weedin - PDF
11. The Bank of Blue Valley, Overland Park, KS, Bob Regnier - PDF
12. Peoples Bank of Kankakee County, Bourbonnais, IL, Jeff Hammes - PDF
13. Nekoma State Bank, La Crosse, KS, Ross Wilson - PDF
14. Brunswick State Bank, Brunswick, NE, Chris Twibell - PDF
15. SOUTHPOINT BANK, Birmingham, AL, J.Stephen Smith - PDF
16. First United Bank, Lubbock, TX, David Blackburn - PDF
17. NewFirst National Bank, Campo, TX, Guy Stovall, III - PDF
18. AimBank, Littlefield, TX, Jay Lee - PDF
19. TriState Capital Bank, P•ttsburgh, PA, James Getz - PDF
20. Community Development Bankers Association, Washington, DC, Jeannine Jacokes - PDF
21. Morris Bank, Dublin, GA, Chris Bond - PDF
22. Citizens Bank of Clovis, Clovis, NM, Kent Carruthers - PDF
23. Robertson Banking Company, Demopolis, AL, Albert Garrett - PDF
24. State Bank of Toulon, Toulon, IL, Douglas Parrott - PDF
25. Heartland Bank, Somers, lA, Kevin Black - PDF
26. BNC National Bank, Glendale, AZ, Timothy Franz - PDF
27. John Marshall Bank, Reston, VA, Carl Dodson - PDF
28. Belmont Savings Bank, Belmont, MA, Robert Mahoney - PDF
29. The Alliance Bank, Saint Paul, MN, Erick Reim - PDF
30. Citizens State Bank of Waverly, MN, Robert Meyerson - PDF
31. The Banlc of Blue Valley, Overland Park, KS, Bob Regnier - PDF
32. Minnwest Bank, Redwood Falls, MN, Douglas Karsky - PDF
33. Colony Bank, Fitzgerald, GA, Terry Hester - PDF
34. Penn Liberty Bank, Wayne, PA, Patrick Ward - PDF
35. Arkansas Bankers Association, William R. Holmes - PDF
36. Woodsville Guaranty Savings Bank, Woodsville, NH, James Graham - PDF
37. First Interstate Bank, Billings, MT, Ed Garding - PDF
38. Pennsylvania Association of Community Bankers, Harrisburg, PA, Nick DiFrancesco - PDF
39. RepublicBankAz, N.A., Phoenix, AZ, Ralph Tapscott - PDF
40. Three Rivers Bank of Montana, Kalispell, MT, Patricia Leichliter - PDF
41. Farmers and Merchants Trust Company of Chambersburg, PA, Mark Hollar - PDF
42. Grundy Bank, Morris, IL, Kevin Olson - PDF
43. Central Valley Community Bank, Fresno, CA, James Ford - PDF
44. The Oak Bank, Chicago, IL, Robert Sullivan - PDF
45. Arizona Bankers Association, Phoenix,, AZ, Paul Hickman - PDF
46. Lusk State Bank,, Lusk, WY, Jay Hammond - PDF
47. The Freedom Bank of Virginia, Fairfax, VA, Karin Johns - PDF
48. Three Rivers Bank of Montana, Kalispell, MT, John, King - PDF
49. German-American State Bank, German Valley, IL, Jeffrey Sterling - PDF
50. The Belmont Bank & Trust Company, Chicago, IL, David Peshek - PDF
51. Bank Midwest, Spirit Lake, lA, Stephen Goodenow - PDF
52. Morris Bank, Dublin, GA, Spencer Mullis - PDF
53. West Virginia Bankers Association, Charleston, WV, Joe Ellison - PDF
54. The F & C Bank, Holden, MO, Robert Mickey - PDF
55. Main Bank, Albuquerque, NM, Ronald Shettlesworth - PDF
56. Grand Bank, Tulsa, OK, Austin Buerge - PDF
57. Peoples Bank, Iva, SC, Shawn McGee - PDF
58. USNY Bank, Geneva, NY, R. Michael Briggs - PDF
59. Citizens Bank & Trust Company of Ardmore, OK, G. Bridger Cox - PDF
60. Paragon Bank, Raleigh, NC, Robert Hatley - PDF
61. Carolina Alliance Bank, Spartanburg, SC, John Poole - PDF
62. Touchmark National Bank, Alpharetta, GA, Jorge Forment - PDF
63. Pinnacle Bank, Torrington, WY, Douglas Weedin - PDF
64. Peoples Bank of Kankakee County, Bourboruiais, IL, Jeff Hammes - PDF
65. Jefferson Bank of Florida, Oldsmar, FL, Robert McGivney - PDF
66. First Clover Leaf Bank, N.A., Edwardsville, IL, Dave Kuhl - PDF
67. First Sentry Bank, Inc., Huntington, WV, Geoffrey Sheils - PDF
68. Bank of Eastern Oregon, Heppner, OR, Gary Propheter - PDF
69. Eureka Bank, Pittsburgh, PA, Gary Pepper - PDF
70. The Bank of Georgia, Peachtree City, GA, C. Lynn Gable - PDF
71. First National Bank, Fort Pierre, SD, Craig Davis - PDF
72. Fieldpoint Private Bank & Trust, New York, NY, Robert Matthews - PDF
73. German-American State Bank, German Valley, IL, Jeffrey Sterling - PDF
74. Arizona Bankers Association, Phoenix, AZ, Paul Hickman - PDF
75. Bank Midwest, Spirit Lake, lA, Kent Stensland - PDF
76. West Gate Bank, Lincoln, NE, Carl Sjulin - PDF
77. Metro Phoenix Bank, Phoenix, AZ, Stephen Haggard - PDF
78. Central Valley Community Bank, Fresno, CA, James Ford - PDF
79. Pennsylvania Association of Community Bankers, Harrisburg, PA, Nick DiFrancesco - PDF
80. Main Bank, Albuquerque, NM, Ronald Shettlesworth - PDF
81. Michigan Bankers Association, Lansing, MI, T, Rann Paynter - PDF
82. Flushing Bank, Uniondale, NY, John Buran - PDF
83. Fieldpoint Private Bank &Trust, Greenwich, CT, Robert Matthews - PDF
84. Westgate Bank, Lincoln, NE, Carl Sjulin - PDF
85. Metro Phoenix Bank, Phoenix, AZ, Stephen Haggard - PDF
86. North Central Bank, Hennepin, IL, David Ward - PDF
87. Hibernia Bank, New Orleans, LA, Peyton Bush - PDF
88. Woodsville Guaranty Savings Bank, NH, James Graham - PDF
89. First Interstate Bank, Billings, MT, Ed Garding - PDF
90. Machias Savings Bank, ME, Lawrence Barker - PDF
91. Southwest Bank, Fort Worth, TX, Vemon Bryant - PDF
92. Freedom Bank of Virginia, Fairfax, VA, Karin M. Johns - PDF
93. Katahdin Trust Company, Patten, ME, Jon Prescott - PDF
94. Independent Bankers of Colorado, Denver, CO, Barbara Walker - PDF
95. Grundy Bank, Morris, IL, Kevin Olson - PDF
96. Farmers and Merchants Trust Company of Chambersburg, PA, Mark Hollar - PDF
97. RepublicBankAz, N.A., Phoenix, AZ, Ralph Tapscott - PDF
98. Arkansas Bankers Association, Little Rock, AR, William Holmes - PDF
99. Alpine Bank, Glenwood Springs, CO, Glen Jammaron - PDF
100. Grand Bank, Tulsa, OK, Austin Buerge - PDF
101. Penn Liberty Bank, Wayne, PA, Patrick Ward - PDF
102. Butte State Bank, NE, Craig Brewster - PDF
103. NewFirst National Bank, El Campo, TX, Guy Stovall, III - PDF
104. Charter West National Bank, West Point, NE, Kevin Larson - PDF
105. Access National Bank, Reston, VA, Meg Taylor - PDF
106. Community 1st Bank, Post Falls, ID, David Bobbitt - PDF
107. Progress Bank and Trust, Huntsville, AL, David Nast - PDF
108. First State Bank, Louise, TX, Willam Jenkins - PDF
109. Frederick County Bank, Frederick, MD, William Talley, Jr. - PDF
110. Gateway Bank of Central Florida, Ocala, FL, Rusty Branson - PDF
111. Four Oaks Bank, NC, Ayden Lee - PDF
112. Central State Bank, State Center, IA, Brian Disney - PDF
113. Evergreen Bank Group, Oak Brook, IL, Darin Campbell - PDF
114. Bank of Central Florida, Lakeland, FL, Paul Noris - PDF
115. Oldtown Bank, Waynesville, NC, Jim Doyle - PDF
116. Carver State- Bank, Savannah, GA, Robert James - PDF
117. McCook National Bank, NE, Brian D. Esch - PDF
118. First State Financial, Middlesboro, KY, Katherine Reese Capps - PDF
119. First Bank, Clewiston, FL, Miller Couse - PDF
120. Valley Bank of Kalispell, Kalispell; MT, Ronald Rosenberg - PDF
121. Citizens State Bank, Lena, IL, Frederick Kuhlmeier - PDF
122. Five Star Bank, Sacramento, CA, James Beckwith - PDF
123. Citizens Savings Bank and Trust Company, Nashville, TN, Deborah Cole - PDF
124. Two Rivers Bank & Trust Burlington IA, John Schroeder - PDF
125. Three Rivers Bank of Montana, Kalispell, MT, Floyd Quiram - PDF
126. Meadows Bank, Las Vegas, NV, Arvind Menon - PDF
127. Bank of Clarke County, Berryville, VA, John Milleson - PDF
128. Skagit Bank, Burlington, WA, Cheryl Bishop - PDF
129. M&F Bank, Durham,, NC, James Sills, III - PDF
130. North Central Bank, He1mepin, IL, David Ward - PDF
131. CENTRAL BANK OF LAKE OF THE OZARKS, Osage Beach, MO, Kathy Herx - PDF
132. Maryland Bankers Association, Kathleen M. Murphy - PDF
133. Bank First National, Manitowoc, WI, Michael Molepske - PDF
134. First National Bank, Arcadia, LA, Brandon Norris - PDF
135. Nebraska Bankers Association, Lincoln, NE, Richard Baier - PDF
136. The North Dakota Bankers Association, Bismarck, ND, Rick Clayburgh - PDF
137. Native American Bank, N.A., Denver, CO, Thomas Ogaard - PDF
138. Union State Bank, Florence, TX, Jay Walker - PDF
139. CORNERSTONE BANK, New Town, ND, Gary Petersen - PDF
140. First State Bank, Loomis, NE, David Dannehl - PDF
141. BankFirst, Columbus, MS, E.G. Floral, III - PDF
142. Houghton State Bank, Red Oak, IA, James D. Sifford - PDF
143. Investors Community Bank, Manitowoc, WI, Tim Schneider - PDF
144. Bank of Prairie Du Sac, Prairie du Sac, WI, Roxi Maier - PDF
145. Western Bank of Wolf Point, MT, Duane Kurokawa - PDF
146. Meadows Bank, Las Vegas, NV, Arvind Menon - PDF
147. CoastalStates Bank, Hilton Head Island, SC, Randy Dolyniuk - PDF
148. Middleburg Bank, VA, Raj Mehra - PDF
149. National Bankers Association, Washington, DC, Michael Grant - PDF
150. Androscoggin Bank, Lewiston, ME, Paul Andersen - PDF
151. Avenue Bank, N ashville, IN, Ronald Samuels - PDF
152. Bank of Bennington, NE, Leslie Andersen - PDF
153. Bank of Prairie Du Sac, WI, Roxi Maier - PDF
154. Bank2, Oklahoma City, OK, Ross Hill - PDF
155. D.L. Evans Bank, Burley, ID, John V. Evans, Jr. - PDF
156. Fairfield National Bank, IL, Mike Copeland - PDF
157. Farmers Savings Bank, Mineral Point, WI, Joseph Witmer - PDF
158. First Federal Bank of Louisiana, Lake Charles, LA, Charles Timpa - PDF
159. First Partners Bank, Birmingham, AL, Kenneth W. Till - PDF
160. Heritage Bank of Nevada, Reno, NV, Stan Wilmoth - PDF
161. Iowa Savings Bank, Carroll, IA, William Hess - PDF
162. Livingston State Bank, WI, Douglas Martin - PDF
163. Mountain Valley Community Bank, Cleveland, GA, Marc Greene - PDF
164. Security Savings Bank, Monmouth, IL, Stanley Jenks - PDF
165. State Bank of Toledo, IA, John Kavalier - PDF
166. United Southern Bank, Umatilla, FL, Gregory Nelson - PDF
167. West Bank, West Des Moines, Iowa, Douglas Gulling - PDF
168. KS Bank, Inc., Smithfield, NC, Harold T. Keen - PDF
169. Independence Bank, Havre, MT, Miles D. Hamilton - PDF
170. Bank of North Carolina, High Point, NC, Richard D. Callicutt III - PDF
171. Community National Bank, Monett, MO, Laura Stupperich - PDF
172. Front Range Bank, Lakewood, CO, Brian Soeldner - PDF
173. Unico Bank, Mineral Point, MO, Nancy Yount - PDF
174. First State Bank of Forsyth, MT, Darryl Grogan - PDF
175. Citizens Bank of Winfield, Winfield, AL, Russell Carothers - PDF
176. New York Bankers Association, New York, NY, Michael P. Smith - PDF
177. Woodlands Bank, Williamsport, PA, Jon Conklin - PDF
178. First Hope Bank, Hope, NJ, Norman Beatty - PDF
179. Bank of Commerce Holdings, Redding, CA, Randall Eslick - PDF
180. Hometown Community Banks, Benjamin Craig - PDF
181. Central Bank Illinois, Geneseo, IL, Brett Decker - PDF
182. Hopewell Valley Community Bank, Pennington, NJ, Robert Russo - PDF
183. Sierra Vista Bank, Folsom, CA, Gary D. Gall - PDF
184. First Community Bank, Santa Rose, CA, Deborah Meekins - PDF
185. Synergy Bank, Houma, LA, Benjamin D. Borne - PDF
186. AltaPacific Bank, Santa Rose, CA, Allen R. Christenson - PDF
187. Central State Bank, Beulah, MI, Jim Sanford - PDF
188. Foothills Bank, Yuma, AZ, Mary Lynn Lenz - PDF
189. Raymond Grace - PDF
190. Triune, Van Nuys, CA, Tim Alexander - PDF
191. 1st Capital Bank, Monterey, CA, Thomas E. Meyer, Michael J. Winiarski - PDF
192. First Community Financial Bank, Channahon, Illinois, Glen L. Stiteley - PDF
193. Wisconsin Bankers Association (WBA), Madison, WI, Rose Oswald Poels - PDF
194. TotalBank, Miami, FL, Jose Marina - PDF
195. CommunityOne Bank, N.A., Asheboro, NC, Angus M. McBryde, III - PDF
196. Vermont Bankers Association, Christopher D'Elia - PDF
197. MVB Bank Inc, Fairmont, WV, Eric Tichenor - PDF
198. Minnesota Bankers Association, Eden Prairie, MN, Joe Witt - PDF
199. Horizon Community Bank, Lake Havasu City, AZ, Ross E. Johnson - PDF
200. United Security Bank, Fresno, CA, Dennis Woods - PDF
201. California Community Banking Network, Irvine, CA, David Haithcock - PDF
202. State Bank of Davis, Ginny Dietmeier - PDF
203. The National Bank of Waupun, Waupun, WI, Jerry L. O'Connor - PDF
204. United Business Bank, Oakland, CA, Malcolm Hotchkiss - PDF
205. EnerBank USA, Salt Lake City, UT, Charles E. Knadler, Louise P. Kelly - PDF
206. First Northern Bank, Dixon, CA, Louise Walker - PDF
207. Texas Star Bank, Van Alstyne, TX, Randle Jones - PDF
208. Canandaigua National Bank and Trust Company, Canandaigua, NY, Lawrence A. Heilbronner - PDF
209. Monument Bank, Doylestown, PA, Christopher Nardos - PDF
210. NebraskaLand Bank, North Platte, NE, Michael B. Jacobson - PDF
211. Gold Coast Bank, Islandia, NY, John C. Tsunis - PDF
212. Community National Bank, Midland, TX, William Stovall - PDF
213. Catskill Hudson Bank, Kingston, NY, Mario L. Martinez - PDF
214. Florida Bankers Association, Tallahassee, FL, Alex Sanchez - PDF
215. Amalgamated Bank, New York, NY, Keith Mestrich - PDF
216. Champlain National Bank, Willsboro, NY, John Perley, Steve Cacchio, Charles Hughes - PDF
217. Iowa Bankers Association, Johnston, IA, Robert L. Hartwig - PDF
218. NewBridge Bank, Greensboro, NC, Kenneth W. Banner - PDF
219. Bank of Marin, Novato, CA, Peter Pelham - PDF
220. Fidelity Bank, Wichita, KS, Bruce Wilgers - PDF
221. North Carolina Office of the Commissioner of Banks, Raleigh, NC, Ray Grace - PDF
222. Port Washington State Bank, Port Washington, WI, Steven Schowalter - PDF
223. Renasant Bank, Tupelo, MS, Kevin D. Chapman - PDF
224. Kansas Bankers Association, Topeka, KS, Charles A. Jones, Kathleen A. Taylor - PDF
225. Pennsylvania Bankers Association, Harrisburg, PA , J. Duncan Campbell II - PDF
226. American Bankers Association, Washington, DC, Robert Strand - PDF
227. National Association of Industrial Bankers, Salt Lake City, UT, Frank Pignanelli - PDF
228. WEX Bank, Midvale, UT, Kirk Weiler - PDF
229. Mauch Chunk Trust Company, Jim Thorpe, PA, Patrick Reilly - PDF
230. California Bankers Association, Sacramento, CA, Leland Chan - PDF
231. Ohio Bankers League, Columbus, OH, Michael Adelman - PDF
232. Oregon Bankers Association, Salem, OR, Linda Navarro - PDF
233. Seward & Kissel LLP, Washington, DC, Paul Clark - PDF
234. Promontory Interfinancial Network, LLC, Arlington, VA, Mark Jacobsen - PDF
235. Admirals Bank, Boston, MA, Nicholas Lazares - PDF
236. Community Bankers of America, Washington, DC, Christopher Cole - PDF
237. Ely & Company, Inc., Alexandria, VA, Bert Ely - PDF Attachment - Excel
238. Citizens Bank of Florida, Oviedo, FL, Gregory E. Smith - PDF
239. Citizens Community Bank, Mascoutah, IL, Lisa Frerking - PDF
240. Town and Country Bank, Springfield, IL, Micah R. Bartlett - PDF
241. Tri Counties Bank, Chico, CA, Rick Smith - PDF
242. Midwest Bank of Western Illinois, Monmouth, IL, Christopher Gavin - PDF
243. National Association of Home Builders, Washington, DC, David Ledford - PDF
244. Union State Bank of West Salem, West Salem, WI, Steven Zeman - PDF
245. Republic Bank of Chicago, Oak Brook, IL, William Sperling - PDF
246. Lakeside Bank, Chicago, IL, David Pinkerton - PDF
247. Louisiana Bankers Association, Baton Rouge, LA, Robert Taylor - PDF
248. Connecticut Bankers Association, Farmington, CT, Lindsey R. Pinkham - PDF
249. Malvern Trust & Savings Bank, Malvern, IA, Jay Burdic - PDF
250. Lakeland Bank, Oak Ridge, NJ, Joseph Hurley - PDF
251. EagleBank, Bethesda, MD, Ronald Paul - PDF
252. Five Star Bank, Warsaw, NY, Kevin Klotzbach - PDF
253. New Jersey Bankers Association, Cranford, NJ, John McWeeney, Jr. - PDF
254. Alpine Capital Bank, New York, NY, David Aboodi - PDF
255. Virginia Bankers Association, Glen Allen, VA, Bruce Whitehurst - PDF
256. Illinois Bankers Association, Springfield, IL, Linda Koch - PDF
257. National Bank of Texas at Fort Worth, TX, Wade Donnell - PDF
258. The National Bank & Trust Company of Sycamore, IL, Michael Cullen - PDF
259. First National Bank Fox Valley, Neenah WI, Peter Prickett - PDF
260. ConnectOne Bank, Englewood Cliffs, NJ, Frank Sorrentino - PDF
261. Bank Independent, Sheffield, Al, Dale Johnson - PDF
262. GatewayBank of Southwest Florida, Sarasota, FL, Shaun Merriman - PDF
263. Jonestown Bank and Trust Co., Jonestown, PA, C. William Roth - PDF
264. Council of FHLBanks, Washington, DC, John von Seggern - PDF
265. Mississippi Bankers Association, Jackson, MS, McKinley Deaver - PDF
266. American National Bank, Oakland Park, FL, Ginger Martin - PDF
267. Arizona Bank & Trust, Phoenix, AZ, Jerry Schwallier - PDF
268. Bank of Edwardsville, Edwardsville, IL, Robert Parker - PDF
269. Bank of Elk River, Elk River, MN, LeRoy Lindenfelser - PDF
270. BankStar Financial, Elkton, SD, Chuck Hegerfeld - PDF
271. Banterra Bank, Eldorado, IL, Robert May - PDF
272. Belmont Bank & Trust Company, Chicago, IL, Ronald Banks - PDF
273. Boston Private Bank & Trust Company, MA, George Schwartz - PDF
274. BTH Bank, Quitman, TX, Troy Robinson - PDF
275. Centreville Savings Bank, West Warwick, RI, Thomas Lamb, Jr. - PDF
276. CoBiz Bank, Denver, CO, Scott Page - PDF
277. Commerce Union Bank, Brentwood, TN, DeVan Ard - PDF
278. Community Bank of Bergen County, Maywood, NJ, Peter Michelotti - PDF
279. Community Business Bank, West Sacramento, CA, John DiMichele - PDF
280. DNB National Bank, Clear Lake, SD, Dan Sievers - PDF
281. Dubuque Bank and Trust, IA, Douglas Horstmann - PDF
282. Eastern Colorado Bank, Cheyenne Wells, CO, Brett Legg - PDF
283. Farmers & Merchants Bank, Timberville, VA, Carrie Comer - PDF
284. Farmers and Merchants State Bank, Langdon, ND, Chalmer Dettler - PDF
285. Farmers and Merchants State Bank of Springfield, MN, Paul Pieschel - PDF
286. First Bank Blue Earth, Blue Earth, MN, Bruce Hanson - PDF
287. First Bank of Highland Park, IL, Randy Green - PDF
288. First Bank of the Lake, Osage Beach, MO, Michael Anderson - PDF
289. First Business Bank, Madison, WI, Mark Meloy - PDF
290. First Federal Bank of Florida, Lake City, FL, G. David Brewer - PDF
291. First Florida Integrity Bank, Naples, FL, Garrett Richter - PDF
292. Frontier Holdings, Omaha, NE, James Bazata - PDF
293. Great Southern Bank, Springfield, MO, Joseph Turner - PDF
294. Gulf Coast Bank and Trust Company, New Orleans, LA, Guy Williams - PDF
295. Heartland State Bank, Redfield, SD, Paul Domke - PDF
296. High Point Bank and Trust Company, High Point, NC, Thomas Flier - PDF
297. Horizon Bank, Waverly, NE, Jennifer Steenson - PDF
298. iAB Financial Bank, Fort Wayne, IN, Jeffrey Humbarger - PDF
299. Illinois Bank & Trust, Rockford, IL, Steven Ward - PDF
300. Insignia Bank, Sarasota, FL, Charles Brown - PDF
301. Landmark Community Bank, Pittston, PA, Dan Nulton - PDF
302. Legacy Bank, Wiley, CO, Andrew Trainor - PDF
303. Liberty National Bank, Ada, OH, Bryan Marshall - PDF
304. Liberty Trust & Savings Bank, Durant, IA, Ronald L. Hansen - PDF
305. Mainstreet Community Bank of Florida, Deland, FL, W. Ben Flowers Jr. - PDF
306. Merchants Bank, National Association, Winona, MN, Rodney Nelson - PDF
307. Minnesota Bank & Trust, Edina, MN, Catherine Kelly - PDF
308. Morrill & Janes Bank and Trust Company, Merriam, KS, Kurt Saylor - PDF
309. New Mexico Bank & Trust, Albuquerque NM, R. Greg Leyendecker - PDF
310. Orange County Trust Company, Middletown, NY, Michael Gilfeather - PDF
311. Pathfinder Bank, Oswego, NY, Thomas Schneider - PDF
312. Peoples Savings Bank of Rhineland, Hermann, MO, Mark Laune - PDF
313. ProAmerica Bank, Los Angeles, CA, Maria Salinas - PDF
314. Progressive Bank, Monroe, LA, George Cummings III - PDF
315. Rocky Mountain Bank, Billings MT, Curtis Chrystal - PDF
316. Security State Bank of Marine, Marine On Saint Croix, MN, Gregory Isaacson - PDF
317. South Dakota Bankers Assgciation, Pierre, SD, Curt Everson - PDF
318. St. Martin Bank & Trust Company, St. Martinville, LA, Guy Labbe' - PDF
319. Summit Bank & Trust, Broomfield, CO, R. John Rhoades - PDF
320. Summit Bank, National Association, anama City, FL, Andrew Stein - PDF
321. TexStar National Bank, Universal City, TX, James Lott - PDF
322. United Community Bank, Perham, MN, Charles Cavanagh - PDF
323. United Community Banks, Blairsville, GA, Bill Gilbert - PDF
324. Unity Bank, Clinton, NJ, James Hughes - PDF
325. Volunteer State Bank, Portland, IN, David Wolfe - PDF
326. Washington Trust Bank, Spokane, W A., Peter Stanton - PDF
327. Waterford Bank, N.A., Toledo, OH, Michael Miller - PDF
328. Westfield Bank, FSB, Westfield Center, OH, Jon Park - PDF
329. Wisconsin Bank & Trust, Madison, WI, Kevin S. Tenpas - PDF
330. ACB Bank, Cherokee, OK, Kari Roberts - PDF
331. Bank of Missouri, Perryville, MO, David Crader - PDF
332. Bank of the Prairie, Olathe, KS, Chris Donnelly - PDF
333. Capitol Bank, Madison, WI, Kenneth Thompson - PDF
334. Community Bankers Association of Georgia, Atlanta, GA, Rob Braswell - PDF
335. Community Bankers of Washington, Olympia WA, Mark MacDonald - PDF
336. Community Savings Bank, Edgewood, Iowa, Jacqueline Johnson - PDF
337. Copiah Bank, Hazlehurst, MS, Alford Cooley - PDF
338. Farmers State Bank, Cameron, MO, Mike Poland - PDF
339. First Bank Financial Centre, Oconomowoc, WI, Mark Mohr - PDF
340. First National Bank of Sullivan, IL, Paul Hrvol - PDF
341. First State Bank of St. Charles, MO, Luanne Cundiff - PDF
342. First State Bank of Webster City, IA, Brian McLoughlin - PDF
343. 1st State Bank, Saginaw, MI, Rick Goedert - PDF
344. Adams Bank & Trust, Ogallala, NE, Amanda Fanning - PDF
345. BAC Community Bank, Stockton, CA, William Trezza - PDF
346. Bank of Marion, VA, John Stringer - PDF
347. Bryant Bank, Tuscaloosa, AL, Claude Edwards - PDF
348. CBank, Cincinnati, OH, Dean Meiszer - PDF
349. Centerpointe Community Bank, Hood River, OR, Mahlon Vigesaa - PDF
350. Citizens National Bank of Texas, Waxahachie, TX, Marvin Singleton, III - PDF
351. Citizens State Bank Norwood Young America, MN, Perry Forst - PDF
352. Commerce Union Bank, Brentwood, TN, William R. DeBerry - PDF
353. Community Bank of the Chesapeake, Waldorf, MD, William Pasenelli - PDF
354. Crossroads Bank, Wabash, IN, Roger Cromer - PDF
355. Darien Rowayton Bank, Darien, CT, Robert Kettenmann - PDF
356. Equity Bank, Wichita, KS, Brad Elliott - PDF
357. First Citizens National Bank, Mason City, lA, Marti Rodamaker - PDF
358. First State Bank, Graham; TX, Jay Gober - PDF
359. Freehold Savings Bank, Freehold, NJ, James H. Wainwright - PDF
360. Fresno First Bank, CA, Steve Canfield - PDF
361. Grandpoint Capital, Los Angeles, CA, David Dayton - PDF
362. HomeTown Bank, Roanoke, VA, Charles W. Maness, Jr. - PDF
363. Isabella Bank, Mount Pleasant, MI, Jae Evans - PDF
364. Manufacturers Bank, Los Angeles, CA, Karen C. Abajian - PDF
365. Mid America Bank, Baldwin City, KS, Dan Galbraith - PDF
366. Nevada Bankers Association, Las Vegas, NV, Phyllis Gurgevich - PDF
367. NobleBank & Trust, Anniston, AL, Anthony Humphries - PDF
368. Park Bank, Madison, WI, James Hegenbarth - PDF
369. The Park National Bank, Newark, OH, David Trautman - PDF
370. Peoples Bank Midwest, Hayward, WI, Michael O'Meara - PDF
371. Pinnacle Bank, Gilroy, CA, Susan Black - PDF
372. Platinum Bank, Brandon, FL, Jerry Kyle - PDF
373. Post Oak Bank, Houston, TX, Roland Williams - PDF
374. Rhinebeck Bank, Poughkeepsie, NY, Michael McDermott - PDF
375. Southern Bank, Poplar Bluff, MO, Greg Steffens - PDF
376. Sovereign Bank, Dallas, TX, Lisa Killgore - PDF
377. State Bank and Trust Co., Ridgeland, MS, Kirk Graves - PDF
378. State Bank of Alcester, SD, Gary McKellips - PDF
379. Bank of Tampa, FL, Richard Junkermann - PDF
380. Tri-County Bank, Stuart, NE, Jeremey Shiers - PDF
381. First State Bank, Winchester, OH, Michael Pell - PDF
382. Independent Bank, McKinney, TX, Michelle Hickox - PDF
383. Mabrey Bank, Bixby, OK, Brad Stieben - PDF
384. Meridian Bank, Malvern, PA, Denise Lindsay - PDF
385. Morton Community Bank, IL, Benjamin Craig - PDF
386. Mountain Valley Bank, Steamboat Springs, CO, H. H. Kosman - PDF
387. Our Community Bank, Spencer, IN, Kurt Rosenberger - PDF
388. Platte Valley Bank, Torrington, WY, H. H. Kosman - PDF
389. Progress Bank & Trust, Huntsville, AL ,Andrew W. Mann - PDF
390. Regional Missouri Bank, Marceline, MO, Don Reynolds - PDF
391. Tioga State Bank, Spencer, NY, Robert Fisher - PDF
392. Univest Bank and Trust Co., Souderton, PA, Jeffrey Schweitzer - PDF
393. Utah Bankers Association, Salt Lake City, UT, Howard Headlee - PDF
394. Wauchula State Bank, FL, Kerry D. Meeker - PDF
395. Atlantic Coast Bank, Jacksonville, FL, John Stephens - PDF
396. Delaware County Bank and Trust Company, Lewis Center, OH, Ronald Seiffert - PDF
397. First Community Bank, Glasgow, MT, Samuel Waters - PDF
398. Home Federal Bank, Sioux Falls, SD, Steve Bianchi - PDF
399. Northstar Bank of Texas, Denton, TX, Randal Sahm - PDF
400. Prairie Community Bank, Marengo, IL, Dianna Torman - PDF
401. Rockford Bank and Trust Company, IL, Thomas Budd - PDF
402. Howard Bank, Ellicott City, MD, Mary Ann Scully - PDF
403. Oklahoma Bankers Association, Oklahoma City, OK, Roger Beverage - PDF
404. Idaho Bankers Association, Boise, ID, Trent Wright - PDF
405. American Bank, Livingston, MT, Gordon Johnson - PDF
406. American Enterprise Bank of Florida, Jacksonville, FL, Bennett Brown - PDF
407. Anchor D Bank, Texhoma, OK, Paul Freeman - PDF
408. Armstrong Bank, Muskogee OK, Billy Taylor - PDF
409. Bank of Bolivar, MO, Brad Gregory - PDF
410. Bank of Glen Ullin, ND, Jolene Muscha - PDF
411. Bank of Michigan, Farmington Hills, MI, Michael Sarafa - PDF
412. Bank of Milton, WI, Daniel Honold - PDF
413. Bank of Utah, Ogden, UT, Douglas DeFries - PDF
414. BANKWEST, Rockford, MN, Denise Torfin - PDF
415. Blackhawk Bank, Beloit, WI, R. Richard Bastian, IIl - PDF
416. blueharbor bank, Mooresville, NC, Jim Marshall - PDF
417. Byron Bank, IL, Michael Kohlstedt - PDF
418. Business Bank of Texas, N.A., Austin, TX, Dwayne Kolly - PDF
419. Capital City Bank, Topeka, KS, Bruce Krueger - PDF
420. Cedar Rapids Bank and Trust, IA, John Rodriguez - PDF
421. The Central Bank and Trust Co., Hutchinson, KS, Marcia Mahoney - PDF
422. Central Bank of the Ozarks, Springfield, MO, James Brandenburgh - PDF
423. Chesapeake Bank, Kilmarnock, VA, Rebecca Foster - PDF
424. ChoiceOne Bank, Sparta, MI, James Bossard - PDF
425. Citizens Bank of West Virginia, Elkins, WV, Nathaniel Bonnell - PDF
426. Citizens State Bank, Qkemah OK, John Hays - PDF
427. CNB Bank & Trust, N.A., Carlinville, IL, Shawn Davis - PDF
428. Commercial Bank, Alma, MI, Kevin Collison - PDF
429. Damariscotta Bank & Trust Co., Damariscotta, ME, Scott D. Conant - PDF
430. Denali State Bank, Fairbanks, AK, Steve Lundgren - PDF
431. Eagle Bank, Polson, MT, Andrew West - PDF
432. Eastman National Bank of Newkirk, Newkirk, OK, Mark Detten - PDF
433. Farmers & Merchants State Bank, Archbold, OH, Paul Siebenmorgen - PDF
434. Farmers Savings Bank, Marshalltown, IA, Norman Bach - PDF
435. Farmers State Bank, Mason City, IA, Randall Hanna - PDF
436. First Community Bank, Elgin, IL, Thomas Johannesen - PDF
437. First Capital Bank of Texas, N.A., Midland, TX, Ken Burgess, Jr. - PDF
438. First Citizens National Bank, Dyersburg, TN, Jeff Agee - PDF
439. First Colony Bank of Florida, Maitland, FL, Bruce May - PDF
440. First Freedom Bank, Lebanon, TN, John Lancaster - PDF
441. First National Bank of Okmulgee, OK, Nevyle Cable - PDF
442. First National Bank & Trust Co. of Iron Mountain, Iron Mountain, MI, David Kashian - PDF
443. First National Bank in New Bremen, OH, William Wente - PDF
444. First National Bank of Durango, CO, Florine Morrison - PDF
445. First National Bank of Michigan, Kalamazoo, MI, Larry Lueth - PDF
446. First National Bank of Moody, TX, Glen Thurman - PDF
447. First Western Trust Bank, Denver, CO, Scott Wylie - PDF
448. Four Corners Community Bank, Farmington, NM, Barry Hansen - PDF
449. Franklin Synergy Bank, Franklin, TN, Lee Moss - PDF
450. Glacier Bank, Kalispell, MT, Ron Copher - PDF
451. Gold Coast Bank, Chicago, IL, Peter Argianas - PDF
452. Guaranty Bank, Springfield, MO, Shaun Burke - PDF
453. Heartland State Bank, Edgeley, ND, Scott Tewksbury - PDF
454. Henderson State Bank, Henderson, NE, Steven L. Michel - PDF
455. Heritage Bancshares Group, Inc., Spicer, MN, Tom Geiger - PDF
456. High Point Bank and Trust Company, High Point, NC, Thomas L. Eller - PDF
457. Investors Community Bank, Manitowoc, WI, Tim Schneider - PDF
458. Ireland Bank, Malad City, ID, Bruce Lowry - PDF
459. Itasca Bank & Trust Company, Itasca, IL, Jack Mensching - PDF
460. Kentucky Bankers Association, Ballard Cassady, Jr. - PDF
461. Lake National Bank, Mentor, OH, Andrew Meinhold - PDF
462. Legends Bank, Clarksville, TN, Lee Pedigo - PDF
463. Lubbock National Bank, Lubbock, TX, Charles Key - PDF
464. Malaga Bank F.S.B., Palos Verdes Estates, CA, Randy Bowers - PDF
465. Monarch Bank, Chesapeake, VA, Lynette Harris - PDF
466. National Bank & Trust, La Grange, TX, Mark D Ulrich - PDF
467. New Windsor State Bank, Taneytown, MD, Tom Rasmussen - PDF
468. Northern California National Bank, Chico, CA, Todd Lewis - PDF
469. Northwoods Bank of Minnesota, Park Rapids, MN, Mark Hewitt - PDF
470. Norway Savings Bank, Norway, ME, Patricia Weigel - PDF
471. Old Line Bank, Bowie, MD, James W. Cornelsen - PDF
472. Pacific Enterprise Bank, Irvine, CA, Frank Smith - PDF
473. Pendleton Community Bank, Inc., Franklin, WV, William Loving, Jr. - PDF
474. Bank of American Fork, UT, Richard Beard - PDF
475. Pinnacle Bank, Nashville, TN, Harold Carpenter - PDF
476. Pioneer Bank, St. James, MN, David Krause - PDF
477. Port Byron State Bank, Port Byron, IL, Dennis Eckhardt - PDF
478. Providence Bank & Trust, South Holland, IL, Steven Van Drunen - PDF
479. Quad City Bank and Trust Company, V, IA, John R McEvoy, Jr. - PDF
480. Red River State Bank, Halstad, MN, Randall Aarestad - PDF
481. Redwood Capital Bank, Eureka, CA, John Dalby - PDF
482. Rocky Mountain Bank, Jackson, WY, Mark Heineken - PDF
483. Roundbank, Waseca, MN, Larry Thompson - PDF
484. Sauk Valley Bank & Trust Company, Sterling, IL, Dirk Meminger - PDF
485. Signature Bank of Arkansas, Fayetteville, AR, Gary Head - PDFs
486. SNB Bank, National Association, Shattuck, OK, Clay Stuart - PDF
487. Solera National Bank, Lakewood, CO, Robert J. Fenton - PDF
488. South Story Bank & Trust, Hurley, IA, Kevin Brooks - PDF
489. SouthEast Bank, Farragut, TN, William Thompson - PDF
490. Standing Stone Bank, Lancaster, OH, Jeffrey Beard - PDF
491. State Bank of Southern Utah, Cedar City, UT, David Eberhard - PDF
492. Steuben Trust Company, Hornell, NY, Brenda Copeland - PDF
493. Success Bank, Bloomfield, IA, Brad Woolard - PDF
494. Sunset Bank & Savings, Waukesha, WI, John Udvare - PDF
495. Bank of Edwardsville, Edwardsville, IL, Kevin Powers - PDF
496. Bank of Fayetteville, Fayetteville, AR, Mary Beth Brooks - PDF
497. Community Bank, Zanesville, OH, Ginger Hamilton - PDF
498. Guaranty State Bank and Trust Co., Beloit, KS, Douglas Johnson - PDF
499. Triad Bank, National Association, Tulsa, OK, Joseph Hidy - PDF
500. Washington Financial Bank, Washington, PA, Brian Smith - PDF
501. Waumandee State Bank, Waumandee, WI, Herbert Lallemont - PDF
502. Wolf River Community Bank, Hortonville, WI, Joseph Peikert - PDF
503. Canandaigua National Bank and Trust Company, Canandaigua, NY, Lawrence Heilbronner - PDF
504. First Virginia Community Bank, Fairfax, VA, Patricia Ferrick - PDF
505. Washington Bankers Association, Seattle, WA, James Pishue - PDF
506. Astra Bank, Scandia,KS, Kyle Campbell - PDF
507. City State Bank, Norwalk, IA, Steve Albrecht - PDF
508. Gateway Bank of Southwest Florida, Sarasota, FL, Shaun Merriman - PDF
509. Hawthorn Bank, Jefferson City, MO, David Turner - PDF
510. Inwood National Bank, Dallas, TX, Gregory Niemeyer - PDF
511. Monona State Bank, Monona, WI, Paul Hoffmann - PDF
512. Western National Bank of Cass Lake, Cass Lake, MN, Larry Refsland - PDF
513. U.S. Congress, Tom Emmer (Minnesota) - PDF
514. The Harbor Bank of Maryland, Joseph Haskins, Jr. - PDF
515. Unity Bank, Rush City, MN, Rachel Goodell - PDF
516. The National Diversity Coalition, Daly City, CA, Faith Bautista - PDF