Each depositor insured to at least $250,000 per insured bank



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FDIC Federal Register Citations

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Regulatory Capital Rules: Advanced Approaches Risk-Based Capital Rule; Market Risk Capital Rule

12 CFR Parts 324 and 325 (RIN 3064–AD97) Proposed Rule - PDF

Comment Period End:  October 22, 2012

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Comments and Staff Disclosures Applicable to AD95, AD96, and AD97
01. Integrity Bank, Wabasso, MN, Dianne Hinsch - PDF
02. Eagle Bank, Glenwood, MN, Erick Gandrud - PDF
03. Magnolia Bank, Hodgenville, KY, Ron Sanders - PDF
04. Farmers Trust and Savings Bank, Spencer, IA, David Woodcock - PDF
05. The Peoples Bank, Iva, SC, Michael Robinson - PDF
06. Bank of Botetourt Troutville, VA, Michelle Crook - PDF, Supplement Comment - PDF
07. Commercial Bank and Trust Company, Paris, TN, Mott Ford - PDF
08. VisionBank, Topeka, KS, Gary Yager - PDF (2)
09. Franklin Bank & Trust Company, Franklin, KY, Gary Broady - PDF
10. Bank of Ash Grove, Ash Grove, MO, Mike McCorkill - PDF
11. Union State Bank of Hazen, Charles Stroup - PDF
12. Gulf Coast Bank & Trust Company, Guy Williams - PDF
13. Riverside Bank, Little Rock, AR, Stephen Davis - PDF
14. River Valley Bank, Wausau, WI, Glendon, Peterson - PDF, Supplement Comment - PDF (3)
15. First Federal Bank, FSB, Kansas City, MO, Clarence Zugelter - PDF
16. Peoples Bank, Tulsa, OK, David Johnson - PDF
17. First American Bank and Trust Company Athens, GA. Robert Heath - PDF
18. Union State Bank, Florence, TX, Ree Fraley - PDF
19. Farmers State Bank, Groesbeck, TX, Jim Bohls - PDF
20. Texas Brand Bank, Garland TX, William Lowe - PDF
21. Firstbank Corporation, Alma, MI, William Goggin, Thomas Dickinson, David Fultz, Jeff Gardner, Edward Grant, Samuel Smith, Thomas Sullivan, and Samuel Stone - PDF
22. Texas Bank, Henderson, TX, Gene McCauley - PDF
23. TexStar National Bank, Universal City, TX, Byron Bexley - PDF
24. People's Bank, Tulsa, OK, David K. Johnson - PDF
25. PBK Bank, Stanford, KY, Justin Poynter - PDF (35)
26. Avidia Bank, Hudson, MA, Fred Williams - PDF
27. Carolina Bank, Greensboro, NC, Robert Braswell - PDF
28. Avenue Bank, Nashville, TN, Ronald Samuels - PDF
29. First National Bank of Bastrop, Bastrop, TX, Robert Berryhill - PDF
30. West Texas State Bank, Snyder, TX, Mark Williamson - PDF
31. First State Bank of Hallsville, Hallsville, TX, Jon Ruff - PDF
32. First State Bank, Yoakum, TX, Dennis Kutach - PDF
33. Richland State Bank, Rayville, LA, Jerome Vascocu - PDF
34. Cashmere Valley Bank, Cashmere, WA, Kenneth Martin, Jennifer Cravens - PDF
35. First Financial Bankshares, Inc., Abilene TX, J. Bruce Hildebrand - PDF (4)
36. The Baraboo National Bank, Baraboo, WI, Merlin Zitzner - PDF
37. Staff Disclosure: Meeting with ABA
38. Staff Disclosure: Meeting with ABA
39. First Federal Bank of Kansas City, Kansas City, MO, Michael A. Sidebottom - PDF
40. The Peoples Bank Co., Coldwater, OH, Jack A Hartings - PDF
41. Classic Bank, Cameron, TX, Richard Earl Williams, Jr. - PDF
42. Granite Falls Bank, Granite Falls, MN, P. Stephen Lindholm - PDF
43. Moody National Bank, Galveston, TX, Katherine Rodriguez - PDF
44. People's Bank, Cuba, MO, Jim Barnett, Jr. - PDF
45. Canon National Bank, Canon City, CO, Alla Tormohlen - PDF
46. Prairie Sun Bank of Milan and Appleton, Appleton, MN, Kari Torgerhagen - PDF
47. First National Bank of Bastrop, Bastrop, TX, Reid Sharp, PDF
48. First Security Bank, Canby MN, Mark Greenway - PDF
49. AimBank, Levelland, TX, Rhonda Bird - PDF
50. AimBank, Levelland, TX, Rhonda Bird - PDF
51. AimBank, Levelland, TX, Rhonda Bird - PDF
52. Valley State Bank, Russellville, AL, Jim H. Davis - PDF
53. First State Bank of Middlebury, Middlebury, IN Greg Krider - PDF
54. American National Bankshares Inc. and American National Bank & Trust Company, Danville, VA, William Traynham - PDF
55. Choice Financial, Langdon, ND, Jeff Kram - PDF
56. Choice Financial Group, Lisa Artz - PDF
57. First Community Bank, Batesville, AR, Bart Simmons - PDF
58. Denison State Bank, Holton, KS, Steven Bowser - PDF, Supplement Comment - PDF
59. Valley Bank & Trust Co., Gering, NE, John Stinner - PDF
60. United Bank & Trust, Ann Arbor, MI, Robert Chapman and Randal Rabe- PDF
61. Metropolitan Bank, Ridgeland, MS, Gregory Barron - PDF
62. Cornhusker Bank in Lincoln, NE, Perry Haralson - PDF
63. Pioneer Bank of Wisconsin, Ladysmith, WI, James Loe - PDF
64. First Financial Bank, Abilene, TX, Mike Denny - PDF
65. Patterson State Bank, Patterson, LA, Bill Marin - PDF
66. Oconee State Bank, Watkinsville, Georgia, B. Amrey Harden - PDF
67. Sandler O'Neill + Partners, L.P., New York, NY, Sandler O’Neill - PDF
68. Gothenburg State Bank, Gothenburg, NE, Matt Williams - PDF
69. Denver Savings Bank, Denver, IA, Dennis Brandt - PDF, Supplement Comment - PDF
70. 1st STATE BANK of Sauk Centre, Sauk Centre, MN, Scott Beuning  - PDF
71. Patterson State Bank, Patterson, LA, Peter J. Lipari - PDF
72. Pinnacle Bank, Rogers, AR, Wade Ruckle - PDF
73. Central Bank, Little Rock, AR, Wade Ruckle - PDF
74. National Bankers Association, Washington, DC, Mike Grant - PDF
75. First Financial Bankshares, Inc., Abilene, TX, David Copeland - PDF
76. First Financial Bank, Abilene, TX, Ron Butler - PDF
77. Ridgestone Bank, Brookfield, WI, Bruce Lammers - PDF
78. Ridgestone Bank, Brookfield, WI, Bruce Lammers - PDF
79. The Home Loan Savings Bank, Mt. Vernon, OH, Brandon Hayes - PDF
80. Timberwood Bank, Tomah, WI, Kevin Ravenscroft - PDF
81. Inter-State Federal Savings and Loan Association, Kansas City, KS, Richard T. Merker - PDF
82. The Savings Bank, Wakefield, MA, Brian McCoubrey - PDF
83. Bank of Dixon County, Ponca, NE, John Kingsbury - PDF, Supplement Comment - PDF, Supplement Comment - PDF
84. Mid-Missouri Bank, Mt. Vernon, MO, David Burnett - PDF
85. Century Bank, Santa Fe, NM, Bryan Chippeaux - PDF
86. Four Corners Community Bank, Farmington, NM, Roger LaHart - PDF
87. First Financial Bankshares, Inc., Abilene, TX, John Moore - PDF
88. State Bank of Table Rock, Roca, NE, Rick Kunze - PDF
89. Fidelity Federal Savings and Loan Association, Delaware, OH, Tina Casto - PDF
90. Shamrock Bank N.A., Coalgate, OK, Donalda Manion - PDF
91. First State Bank Valliant, OK, Tristan Brown - PDF
92. First Security Bank, Renville, MN, Bennett Hillesheim - PDF
93. First Enterprise Bank, Oklahoma City, OK, Joan Stephenson - PDF
94. First State Bank Valliant, OK, Kelley Thompson - PDF
95. Canton State Bank, Canton, MO, Tommy Lay - PDF
96. West Texas State Bank, Odessa, TX, Josh McKeever - PDF
97. Seacoast Commerce Bank, San Diego, CA, Richard Sanborn - PDF
98. American Exchange Bank, Henryetta, OK, Terri Thompson - PDF
99. Gothenburg State Bank, Gothenburg, NE, Michael Hilderbrand - PDF
100. Iowa-Nebraska State Bank, South Sioux City, NE, Ronald Bowden - PDF
101. State Bank of Toulon, Toulon, IL, Douglas Parrott - PDF
102. Southern First Bancshares, Inc., Cayce, SC, F. Justin Strickland - PDF
103. Ohio Valley Bank, Gallipolis, OH, Jeffrey Smith - PDF
104. Citizens Bank & Trust, Guntersville, AL, Charles Williams - PDF
105. United Bank, Grand Rapids MI, Arthur Johnson and Mark Wild - PDF
106. 1st Bank Yuma, Yuma, AZ, Terry Frydenlund - PDF (2)
107. Tri-Parish Bank, Eunice, LA, Kent Guidry - PDF
108. The Private Bank of California, Los Angeles, CA, David Misch - PDF
109. Peapack-Gladstone Bank, Bedminster, NJ, Finn Caspersen, Jr. - PDF
110. ATBancorp, Dubuque, IA, John Marshall - PDF
111. First United Bank, Lubbock, TX, David Blackburn - PDF
112. Security Federal Savings Bank, Logansport, IN, Annette Russell - PDF
113. Platte Valley Bank, Platte City, MO, Doug Gutshall - PDF, Supplement Comment - PDF
114. Black River Country Bank, Black River Falls, WI, Robert Becker - PDF
115. North Shore Bank of Commerce, Duluth, MN, Doug Lewis - PDF
116. Wood & Huston Bank, Marsahll, MO, Barry Randolph - PDF
117. The Village Bank, St. Libory, IL, Kathy Cook - PDF
118. Farmers Trust and Savings Bank, Spencer, IA, David Woodcock, - PDF
119. South Ottumwa Savings Bank, Ottumwa, IA, Thomas M. Awtry - PDF, Supplement Comment - PDF
120. Ridgestone Bank, Schaumburg, IL, Bruce Lammers - PDF
121. Ridgestone Bank, Schaumburg, IL, Bruce Lammers - PDF
122. First Security Bank, Benson, MN, Marlys Bone - PDF
123. First National Bank/First Frankfort Insurance, Frankfort, KS, Jay Kennedy - PDF, 1st Supplement Comment - PDF
124. Security Bank of the Ozarks, Eminence, MO, Glen B. Williams - PDF
125. Logan County Bank, Scranton, AR, Gary Fritsche - PDF
126. RSNB Bank, Rock Springs, WY, Heather Anderson - PDF
127. Valliance Bank Oklahoma City, OK, Brad Swickey - PDF
128. Woodsboro Bank, Woodsboro, MD, C. Richard Miller, Jr. - PDF
129. Welch State Bank, Welch OK, Jay Victor - PDF
130. The First National Bank of Park Falls, Park Falls, WI, Tom Armstrong - PDF
131. Georgia Bank & Trust, Augusta, GA, Wendy Bradley - PDF
132. Pilot Grove Savings Bank, Pilot Grove, IA, Hanna Kieler - PDF (2)
133. Valley Republic Bank, Bakersfield, CA, Stephen Annis - PDF
134. Cornerstone Bank, York, NE, Dana M. Matzner - PDF
135. Grinnell State Bank, Grinnell, IA, David A. Jones - PDF
136. American Exchange Bank, Henryetta, OK, Kent Pharaoh - PDF
137. JoAnn W. Bunten, Brookfield, MO - PDF
138. Alliance Bank, Francesville, IN, Terry L Stevens - PDF
139. TruPoint Bank, Grundy, VA, Rebecca Elkins - PDF
140. Bank of New Hampshire, Laconia, NH, K. Mark Primeau - PDF
141. Decorah Bank & Trust Company, Decorah, IA, Ben Grimstad - PDF
142. Guaranty Bank & Trust Company, Belzoni, MS, Huey Townsend - PDF
143. Bank of the West, Grapevine, TX, H. Gary Blankenship - PDF
144. Security Federal Savings Bank, McMinnville, TN, Joe Pugh - PDF
145. Merchants & Planters Bank, Bolivar, TN, Charles Newell - PDF
146. Harleysville Savings Bank, Harleysville, PA, Brendan McGill - PDF
147. Lakeside State Bank, New Town, ND, Gary Petersen - PDF
148. Minnesota Bankers Association, Eden Prairie, MN, Craig Foss, Supplement Comment - PDF
149. First Commercial Bank, Jackson, MS, Alan Walters - PDF
150. First City Bank, Columbus, Ohio, Douglas Simson - PDF
151. American Heritage Bank, Sapulpa, OK, Steven Burrus - PDF, Supplement Comment - PDF
152. Stockmans Bank, Altus, OK, Rick Holder - PDF
153. Farmers State Bank, Maywood, NE, Chad Johnston - PDF
154. First Iowa State Bank, Albia, IA, Melissa Ballard - PDF (2)
155. Lincoln County Bancorp, Inc., Troy, MO, Scott Hufty - PDF
156. Watford City Bancshares, INC, Erik Stenehjem - PDF
157. First Iowa Bank, Albia, IA, Daniel Stocker - PDF
158. Vision Bank, Ada OK, James Hamby - PDF
159. Commerce State Bank, West Bend, WI, Joyce Zirtzlaff - PDF
160. Austin Bank, Jacksonville, TX, Jeff Austin - PDF
161. Community National Bank & Trust, Chanute, KS, Markus Miller - PDF
162. Peoples Bank, Rock Valley, IA, Lynn Van Beek - PDF
163. Horizon Bank, Michigan City, IN, Thomas Edwards - PDF
164. Citizens Bank of Ada, Ada, OK, Brigette Jones - PDF, Supplement Comment - PDF
165. Harleysville Savings Bank, Harleysville, PA, Ron Geib - PDF
166. Citizens Bank, New Haven, MO, Nadine Pruessner - PDF
167. Systemic Risk Council, Washington, DC, Sheila Bair - PDF
168. Calhoun County Bank, Grantville, WV, James Bennett - PDF
169. Farmers & Merchants State Bank, Waterloo, WI, William Campbell - PDF
170. Passumpsic Savings Bank, St. Johnsbury, VT, Peter Crosby - PDF
171. First Resource Bank, Exton, PA , Glenn Marshall - PDF, Supplement Comment - PDF (7)
172. Highland Bank, Minnetonka, MN, Rick Wall - PDF
173. Peoples Bank, Mendenhall, MS, Alison Blanton - PDF, Supplement Comment - PDF (2)
174. CorTrust Bank, Sioux Falls, SD, Jack Hopkins - PDF
175. Tensas State Bank, Newellton, LA , Roxanne James - PDF
176. Oregon Pacific Bank, Florence, OR, Joanne Forsberg - PDF
177. Palmetto Bancshares, Inc. and The Palmetto Bank, Greenville, SC, Samuel Erwin - PDF
178. Peoples Bank, Mendenhall, MS, Dennis Ammann - PDF (2), Supplement Comment - PDF
179. Cassandra Hudson, WV - PDF (6)
180. First State Bank, Joplin, MO, Tim Woodall - PDF
181. Success Bank, Bloomfield, IA, Brad Woolard - PDF
182. Success Bank, Bloomfield IA, Dan Thompson - PDF
183. Farmers National Bank of Griggsville, Griggsville, IL, Douglas Smith - PDF
184. Bank of Monticello, Monticello, MO, Chad Porter - PDF, Supplement Comment - PDF
185. Community State Bank, Royal Center IN, Joseph Carlson - PDF
186. Pinnacle Financial Partners, Inc., Nashville, TN, Harold Carpenter - PDF
187. Home State Bank, Louisville, NE, David Pankonin - PDF
188. The Farmers and Merchants Bank, Boswell, IN , D. Grant Whaley - PDF
189. NorthEast Community Bank, White Plains, NY, Linda Swan - PDF
190. American Savings Bank, Portsmouth OH, Michael Gampp - PDF
191. Wolf River Community Bank, Hortonville, WI, Joseph Peikert - PDF
192. Texas Heritage Bank, Boerne, TX, Jack Griggs - PDF
193. Bank of Charles Town, Charles Town, WV, John Burns, Jr. - PDF, Supplement Comment - PDF
194. Badger Bank, Fort Atkinson, WI, Steven Dehnert - PDF
195. First National Bank of Bosque County, Valley Mills, TX, John Gilliam -PDF
196. The Eastern Colorado Bank, Colorado Springs, CO, Cassidy Mitchell - PDF
197. Virginia Ratliff, WV - PDF
198. First Southern National Bank, Stanford, KY, W. Tommy Roberts - PDF
199. Western Bank, Alamogordo, NM, Dion Kidd-Johnson - PDF
200. State Bank of Herscher, Herscher, IL, Mary Jane Down - PDF
201. Horizon Bank, Michigan City, IN, Mark Secor - PDF
202. Northway Bank/Northway Financial, Inc., Berlin, NH, Richard Orsillo - PDF
203. Franklin State Bank, Franklin, MN, Scott Nissen - PDF
204. Putnam Bank, Putnam, CT, Thomas Borner - PDF
205. James Polk Stone Community Bank, Portales, NM, Richard Bradfute - PDF, Supplement Comment - PDF (41)
206. First Missouri Bank, Brookfield, MO, Carl Bunten - PDF
207. First Missouri Bank, Brookfield, MO, Mark Smith - PDF
208. The Farmers Bank of Liberty, Liberty, IL, Mark Field - PDF
209. Whitesville State Bank, Whitesville, WV, Christina M. Cabell - PDF
210. Commercial State Bank, Wagner, SD, Michael Frei - PDF, Supplement Comment - PDF
211. Commercial Bank, Harrogate, TN, Adam Robertson - PDF
212. The First National Bank of Girard,Girard, KS, Connie Sponsel - PDF
213. Iowa Trust & Savings Bank, Emmetsburg, IA, Kris Ausborn - PDF (2)
214. Franklin Savings Bank, Franklin, NH, Ronald Magoon - PDF
215. Premier Bank, Rock Valley, IA, Wade Gort - PDF
216. Farmers Trust & Savings Bank, Earling, Iowa, Todd Langenfeld - PDF
217. Fox Chase Bank, Hatboro, PA, Thomas Petro - PDF
218. Cornerstone National Bank, Easley, SC, Jennifer Champagne - PDF
219. Clearfield Bank & Trust Company, Clearfield, PA, Richard Ogden - PDF
220. The Home Loan Savings Bank, West Lafayette, OH, Sharlynn Smith - PDF, Supplement Comment - PDF (5), Supplement Comment - PDF
221. Rognlin's, Inc.Aberdeen, WA, Randy Rognlin - PDF
222. First Security Bank, Storden, MN, Ronald Torkelson - PDF (2)
223. BTC Bank, Bethany, MO, Katie Jeffers - PDF (2)
224. The First State Bank, Rice, TX, Michael Montgomery - PDF
225. Profinium Financial, Inc., Fairmont, MN, Michael Riley - PDF
226. First County Bank, Stamford, CT, Reyno Giallongo - PDF
227. Taylor Capital Group, Inc / Cole Taylor Bank, Rosemont, IL, Mark Hoppe - PDF
228. Wayland State Bank, Wayland, IA, Robert Meyer - PDF
229. Armstrong Bank, Muskogee OK, Billy Taylor - PDF
230. Hawthorn Bank, Clinton, MO , James Smith - PDF, Supplement Comment - PDF (2)
231. The Bank of Tioga, Tioga, ND, David Grubb - PDF
232. J.P. Stone Community Bank, Roswell, Roswell, NM, Tracy Virden - PDF
233. Liberty Bank of Arkansas, Jonesboro, AR, John Freeman - PDF, Supplement Comment - PDF
234. J.P. Stone Community Bank, Roswell, Roswell, NM, Robin  Willingham - PDF
235. Southern Bank & Trust, Clarkesville, GA, Deanna Mote - PDF
236. Bank of Cashton, Cashton, WI, Scot Wall - PDF
237. Commercial Bank & Trust Co., Paris, TN, David Flowers - PDF
238. blueharbor bank, Mooresville, NC, Joe Marshall, Jr. - PDF
239. First National Bank, Cloverdale, IN, Todd Lewis - PDF, Supplement Comment - PDF (3)
240. First Financial Bank, Mineral Wells, TX, Kenneth A. Williamson - PDF (9)
241. Lincoln County Bancorp, Inc., Troy, MO - PDF (11)
242. Economic Alliance, Snohomich County, Troy McClelland -PDF
243. Copiah Bank, Hazlehurst, MS, D. R Thompson - PDF, Supplement Comments - PDF (10)
244. Rep. Roger Wicker - PDF
245. Bank of Monticello, Monticello, GA, Steve Jordan - PDF
246. North Shore Bank, Shorewood, WI, Andrea Tadych - PDF
247. Univest Bank & Trust Co., Jeffrey M. Schweitzer - PDF
248. American Council of Life Insurers, Washington, DC, Julie Spiezio - PDF
249. Home Bank & Trust Co., Eureka, KS, Richard Rucker - PDF
250. Pinnacle Bank, Elberton, GA, Jackson McConnell - PDF
251. First State Bank of Ashby, Lon Rylander - PDF
252. Citizens Bank & Trust Co., St. Paul, NE, Larry Hurlburt - PDF
253. First National Bank, Cloverdale, IN, Laurie Dillman - PDF
254. Illinois Bankers Association, Springfield, IL, Linda Koch - PDF
255. First Federal, McMinnville, OR, Jon Johnson - PDF (2)
256. Home Federal Bank, Middlesboro, KY, Alex Cook - PDF (2)
257. Paducah Bank & Trust Company, Paducah, KY, John Durbin - PDF
258. Georgia Bankers Association, Atlanta, GA, James Edwards, Jr. - PDF
259. Stockgrowers State Bank, Jim Stallbaumer - PDF
260. Merchants and Planters Bank, Newport, AR, Jim Gowen, Jr. - PDF
261. James Fiebiger - PDF
262. Farmers Trust and Savings Bank, Becky Miller - PDF
263. Planters Bank & Trust Company, Indianola, MS, James Clayton - PDF
264. Farmers State Bank, Yale, IA, Douglas Hemphill - PDF
265. Heritage Bank, Marion, IA, Tamara Danover - PDF
266. First National Bank, Cloverdale, IN, Jill Mercer - PDF
267. DMB Community Bank, DeForest, WI, Jane Showers - PDF
268. First National Bank, Cloverdale, IN, Jana Pettit - PDF
269. Ackley State Bank, Ackley, IA, V.J. Gus Barker - PDF
270. First National Bank Le Center, Le Center,  MN, Gregory Traxler - PDF
271. Regional Missouri Bank, MO, Don Reynolds - PDF
272. Farmers State Bank, Bridgewater, SD, Don Nolan - PDF
273. KS Bank, Smithfield, NC, Harold T. Keen - PDF
274. Naugatuck Savings Bank, Naugatuck, CT, Mark Yanarella - PDF (3), Supplement Comment - PDF
275. Park Bank, Milwaukee, WI, David Werner - PDF
276. Premiere Bank, Rock Valley, IA, Dan Taylor - PDF
277. Integrity Bank Plus, Wabasso, MN, Charles Robasse - PDF
278. Resurgens Bank, Atlanta, GA, Charles DeWitt - PDF
279. Community First Bank, Fairview Heights, IL, Charles Daily - PDF
280. First National Bank of Griffin, GA, Charles Copeland - PDF
281. Red River Bank, Alexandria, LA, R. Blake Chatelain - PDF
282. Treynor State Bank, Treynor, IA, Joshua Guttau - PDF
283. Greenfield banking Company, Greenfield, TN, Elena Miller - PDF, Supplement Comment - PDF
284. Northwest Community Bank, Winsted, CT, Stephen Reilly - PDF
285. The Bank of Edison, Edison, GA, Neil Lowe - PDF
286. Altura State Bank, James Kramer - PDF
287. The Bank of Delmarva, Salisbury, MD, Jeffrey F. Turner - PDF
288. Ramsey National Bank, Fargo, ND, W. J. Lempe, - PDF
289. Montezuma State Bank, Montezuma, IA, David Kercheval - PDF
290. State Bank of Lizton, Brownsburg, IN, Leslie J. Mongell - PDF, Supplement Comment - PDF
291. Piscataqua Savings Bank, Portsmouth, NH, Richard Wallis - PDF
292. The Equitable Bank, Wauwatosa, WI, Jennifer Provancher - PDF (3)
293. Palmetto State Bank, Beaufort, SC, J.M. Malinowski - PDF
294. Bank of the Pacific, Aberdeen, WA, Bruce MacNaughton - PDF
295. Coastal Community Bank, Everett, WA, Eric Sprink - PDF
296. First Fidelity Bank, Oklahoma City, OK, Lee Symcox - PDF
297. First National Bank in Howell, Howell, MI, Mark Huber - PDF (2)
298. Access Bank, Omaha, NE, Patrick Corrigan - PDF
299. First State bank, Hawarden, Don Nolan - PDF
300. Liberty Bank, Chicago, IL, William Smigiel - PDF
301. Montgomery Bank,, Sikeston, MO, Troy Wilson - PDF
302. First Bank & Trust Company, Perry, OK, Gwen Easter - PDF
303. People's Bank, Mendenhall, MS, John Rankin - PDF
304. RCB BANK,, Claremore, OK, Roger Mosier - PDF
305. Citizens First Bank, Clinton, IA, Kathryn Forrest - PDF
306. First National Bank in Howell, Howell,, MI, Stanley Dickson - PDF
307. Braintree Cooperative Bank, Braintree, MA, Paul Pecci - PDF, Supplement Comment - PDF
308. First National Bank in Howell, Howell, MI, Timothy Corrigan - PDF
309. First State Bank, Britt, IA, Eric Newton - PDF
310. Skowhegan Savings Bank, Skowhegan, ME, John Witherspoon - PDF
311. Jackson County Bank, Seymour, IN, David Geis - PDF
312. Salem Co-operative Bank, Salem,, NH, Ann Lally - PDF
313. USAmeriBank,, Tampa, FL, Joseph Chillura - PDF
314. Idaho Independent Bank, Boise, ID, Kurt Gustave - PDF
315. DeSoto County Bank, Southaven, MS, William Renovich - PDF
316. The Farmers State Bank, Holton, KS, Jim Meyer - PDF
317. Grant County State Bank, Carson, ND, John Schmid - PDF
318. Catskill Hudson Bank:, Kingston, NY, Glenn Sutherland - PDF
319. First National Bank Minnesota, St. Peter, MN, Michael Bresnahan - PDF
320. The Blue Ridge Bank, Seneca SC, Glenn Buddin, Jr. - PDF
321. Bank of Winona, MS, Mike Jones, - PDF
322. Community State Bank, Craig Marquardt - PDF
323. Northmark Bank, North Andover, MA, Jane Walsh - PDF
324. Burton State Bank, Burton, TX, E. J. Muehlbrad - PDF
325. Belmont Savings Bank, Belmont, MA, Robert Mahoney - PDF
326. Wheatland Bank, Spokane, WA, Allison Yarnelt - PDF
327. Farmers and Merchants Bank, Baldwyn, MS, John Haynes - PDF
328. American State Bank, Williston, ND, David Hanson - PDF
329. First Newton National Bank, Newton, IA, Gary Kahn - PDF
330. The Peoples Bank, Eatonton, GA, Charles Haley - PDF
331. Peoples Bank, Mendenhall, MS, Neddie Tolleson - PDF
332. Atlantic Stewardship Bank, Midland Park NJ., Robert Vliet - PDF
333. The Community Bank, Zanesville, OH, Michael R. Steen - PDF (2)
334. The Mortgage Bankers Association, David Stevens - PDF
335. MidWestOne Bank, Iowa City, IA, Charles Funk - PDF
336. DNB Financial Corporation, Downingtown, PA, William Latoff - PDF
337. Meredith Village Savings Bank, Meredith, NH, Samuel Laverack - PDF
338. First Bank, McComb, MS, James Covington - PDF
339. Citizens Bank & Trust Co., Marks, MS, Frank Sibley - PDF
340. Windsor Federal Savings, Windsor, CT, George Hermann - PDF
341. Capital City Bank Group, Inc., Tallahassee, FL, J. Kimbrough Davis - PDF
342. Merchants Bank, Grady Bedwell - PDF
343. Community National Bank, Waterloo, IA , Stacey Bentley - PDF
344. First Citizens Bank, Raleigh, NC, Edward Willingham IV - PDF
345. First Commercial Bannk, Edmond, OK, Gary McClanahan - PDF
346. The Fountain Trust Company, Covington, IN, Lucas White - PDF
347. Liberty Bank and Trust, Kansas City, KS, Sidney King - PDF
348. Farmers Savings Bank, Keota, IA, Charles W Helscher - PDF
349. ValueBank Texas, Corpus Christi,, TX, R. Scott Heitkamp - PDF
350. International Bank of Amherst, Amherst, WI, H.B. Pomeroy - PDF
351. Bank of Charles Town, Charles Town, WV, Matthew Stickel - PDF
352. First National Bank in Howell, Howell, MI, R. Michael Yost - PDF
353. Belt Valley Bank,, Belt, MT, Bruce Hoyer - PDF
353. Belt Valley Bank, Belt, MT, Bruce Hoyer - PDF
354. Twin City Bank, Longview, WA, M. Neil Zick - PDF
355. Grandview Bank, Cleburne, TX, Samantha Edsel - PDF
356. Bank of Salem, Salem, MO, Scott Ball - PDF
357. Grand Forks Region Economic Development Corporation, Grand Forks, ND, Klaus Thiessen - PDF
358. Hardin County Savings Bank, Eldora, IA, James Brown - PDF
359. Northwest Georgia Bank, Ringgold, GA, L. Wesley Smith - PDF
360. Grandview Bank, Grandview, TX, Robert Stewart - PDF
361. Madison County Community Bank, Madison, FL, Howard Phillips and D. Edward Meggs, Sr. - PDF
362. Freedom Bank, Elkader, IA, Shirley Best - PDF (2)
363. First Bank and Trust Company, Minden, NE, Kelley Ayres - PDF
364. Community Bank of Snyder, Snyder, TX, Joe Jackson - PDF
365. Southcoast Community Bank, Mt. Pleasant, SC, William Seabrook - PDF
366. Texas Bankers Association, Austin, TX, J. T. Sandberg, Jr. - PDF
367. North American Banking Company, Roseville, MN, Michael Bilski, Bradley Huckle, and Joseph Polaczyk - PDF
368. Tri-Valley Bank, Randolph, IA, K. Alan Deines - PDF
369. Hartzler Funeral Homes, New Windsor, MD, Daniel Hartzler - PDF
370. D'Hanis State Bank, D'Hanis, TX, Richard Yowell - PDF
371. Landmark Bank, Columbia, MO, Stephen Guthrie - PDF
372. First National Bank of Moody, Moody, TX, Glen Thurman - PDF
373. Bank of Perry, Perry, GA, Kelly Hillis - PDF
374. U.S. Senate, Committee on Banking Housing, and Urban Affairs, Richard Shelby - PDF
375. U.S. Congress, James Inhofe, Tom Coburn, M.D., Frank Lucas, John Sullivan, Tom Cole, Dan Boren, and James Lankford (Oklamhoma) - PDF
376. U.S. Senate, 53 Senators - PDF
377. U.S. Congress, Mark Udall, Michael Bennet, Ed Perlmutter, Diana DeGette, Doug Lamborn, Mike Coffman, Jared Polis, Cory Gardner, and Scott Tipton (Colorado) - PDF
378. U.S. Congress, Mark Pryor, John Boozman, Steve Womack, Rick Crawford, Tim Griffin, and Mike Ross (Arkansas) - PDF
379. U.S. Sentate, Al Franken (Minnesota) - PDF
380. U.S. Sentate, Claire McCaskill (Missouri) - PDF
381. U.S. Senate, Sherrod Brown and David Vitter - PDF
382. U.S. Congress, Shelley Capito, Randy Neugebauer, Spencer Bachus, and Jeb Hensarling - PDF
383. State of Connecticut Department of Banking, Hartford, CT, Howard Pitkin - PDF
384. Mississippi Bankers Association, Jackson, MS, McKinley Deaver - PDF
385. Mississippi Secretary of State, Jackson, MS, Delbert Hosemann - PDF
386. American Bankers Association, Securities Industry and Financial Markets Association, and Financial Services Roundtable, Washington, DC, Wayne Abernathy, Kenneth Bentsen, Jr., and Richard Whiting - PDF, Supplement Comment - PDF
387. Independent Community Bankers of South Dakota, Greg McCurry - PDF
388. Public Citizen's Congress Watch, Washington, DC, Bartlett Naylor - PDF
389. Florida International Bankers Association, Miami, FL, David Schwartz - PDF
390. ESB Financial, Emporia, KS, Howard Gunkel - PDF, Supplement Comment - PDF
391. HomeTown Bank, Roanoke, VA, Carolyn Kiser - PDF (12)
392. Landmark Bank, NA, Columbia, MO, Bradley Gentry - PDF (3)
393. AmeriServ Financial Inc., Johnstown, PA, Glenn Wilson and Jeffrey Stopko - PDF, Supplement Comment - PDF
394. First State Bank, Union City, TN, John Clark - PDF
395. Bank of Milton, Milton, WI, Anthony Astin - PDF (3)
396. Golden Belt Bank, Ellis, KS, Jessica Kerr - PDF
397. First Financial Bank, N.A., Mineral Wells, Mike Mearse - PDF
398. New York Bankers Association, New York, NY, Michael Smith - PDF
399. First State Bank, Union City, TN, Victor Castro - PDF
400. Commercial National Bank, Texarkana, TX, Dennis Huffman - PDF
401. Calvin B. Taylor Banking Company, Berlin, MD, Raymond Thompson and M. Dean Lewis - PDF
402. Union First Market Bankshares Corporation, Richmond, VA, G. William Beale, Robert Gorman, D. Anthony Peay, John Neal, and Toler Cross - PDF
403. RCSBank, New London, MO, James Behrens - PDF
404. First Landmark Bank, Marietta, GA, Ronald Francis, Terrence DeWitt, and Terri Guthrie - PDF
405. Emprise Bank, Wichita, KS, Aaron Veatch - PDF
406. Bank of Travelers Rest, Travelers Rest, SC, R. Bruce White - PDF
407. South Georgia Banking Company, Ashburn, GA, Teny Alston - PDF
408. Commercial Bank, DeKalb, MS, Michael Dudley - PDF
409. United Bankers' Bank, Bloomington, MN, William Rosacker - PDF
410. Greer State Bank, Greer, SC, George Burdette and J. Richard Medlock, Jr. - PDF
411. Platte Valley Bank, Platte City, MO, Karen Anderson - PDF
412. Benchmark Bank, Plano, TX, Michael Barnett - PDF
413. Howard Bank, Ellicott City, MD, Mary Ann Scully - PDF
414. Union State Bank, Clay Center, KS, Daniel Heeren - PDF
415. Fisher, Herbst & Kemble, P.C., San Antonio, TX, - PDF
416. Emprise Financial Corporation, Wichita, KS, L. Thomas Veatch - PDF
417. Security State Bank, Cheyenne, OK, Stuart Sander - PDF
418. First New Mexico Bank, Silver City, NM, Sean Ormand - PDF
419. Horizon Bank, NA, Michigan City, IN, Craig Dwight - PDF
420. Colony Bank, Fitzgerald, GA, Edward Loomis, Jr. and Teryy Hester - PDF
421. Landmark Bank, NA, Columbia, MO, David Bryant - PDF (2)
422. BancorpSouth, Tupelo, MS, Aubrey Patterson, James Kelley, and William Prater - PDF
423. Ledyard National Bank, Hanover, NH, Kathryn Underwood - PDF
424. Farmers and Merchants Bank, LaFayette, AL, Stanley Tucker - PDF
425. Alden State Bank, Sterling, KS, Todd Rowland - PDF
426. Risk Management Association, Committee on Securities Lending, Philadelphia, PA, Christopher Kunkle and Jason Strofs - PDF
427. Thom Conus, Monett, MO - PDF
428. Country Bank for Savings, Ware, MA, Mary McGovern - PDF
429. Bank of Milton, Milton, WI, Amanda Benway - PDF
430. Chesapeake Bank, Kilmarnock, VA, John Hunt, II - PDF
431. Farmers Bank & Trust, NA, Great Bend, KS, Steve Dobratz - PDF, Supplement Comment - PDF
432. Country Club Bank, Kansas City, MO, Douglas Axon - PDF
433. First Guaranty Bank, Hammond, LA, Alton Lewis - PDF
434. Bank of Milton, Milton, WI, Robert Cullen - PDF
435. Lake Sunapee Bank, FSB, Newport, NH, Stephen Ensign, Stephen Theroux, and Laura Jacobi - PDF
436. Capital Bank, Fort Oglethorpe, GA, Kathy Davis - PDF
437. West Gate Bank, Lincoln, NE, Carl Sjulin - PDF
438. Plimoth Investment Advisors, New Bedford , MA, Sandra Sevigney - PDF
439. Community Bank of Cameron, Cameron, WI, Terry Gerber - PDF
440. Platte Valley Bank of Missouri, Platte City, MO, Carl Myers - PDF
441. Seifried & Brew, LLC, Allentown, PA, Jay Brew and Edmond J. Seifried - PDF, Community Bankers' Supporting Comment Letters: Embassy Bank, Bethlehem, PA, Dave Lobach - PDF, New Tripoli Bank, New Tripoli, PA, David Hunsicker - PDF, Vickie Beer, Somerset, PA - PDF
442. Concordia Bank & Trust Company, Vidalia, LA, Patrick Biglane - PDF
443. First State Bank, New London, WI, Michael Sullivan - PDF (2)
444. Clinton Savings Bank, Clinton, MA, Richard Hayward, Jr. - PDF
445. Central Bank, Little Rock, AR, Jim Malone - PDF
446. Bank of Elk River, Elk River, MN, John Babcock - PDF
447. SCBT Financial Corporation, Columbia, SC, Robert Hill, Jr. - PDF
448. Astra Bank, Abilene, KS, Kyle Campbell - PDF
449. Patterson State Bank, Patterson, LA, Robert Marin - PDF
450. Jeffrey Triplett - PDF
451. Meadows Bank, Las Vegas, NV, Chris Swendseid and Calvin Regan - PDF
452. Form Letter 2 - PDF (78)
453. Form Letter 3 - PDF (178)
454. Citizens Bank of Edmond, Edmond, OK, C. H. Wyatt, Jr. - PDF (4)
455. JPMorgan Chase & Co, New York, NY, Matthew Zames - PDF
456. Farmers and Merchants Bank, Upperco, MD, James, Bosley, Jr. - PDF
457. Northeast Bank, Minneapolis, MN, Thomas Beck - PDF
458. Benchmark Bank, Dallas, TX, Layne Newman - PDF
459. TrustTexas Bank, Cuero, TX, Bryan Haun - PDF
460. First Federal Savings Bank of Champaign-Urbana, Champaign, IL, Tyler Rouse - PDF
461. BayCoast Bank, MA, Stuart Lawrence - PDF (6), Supplement Comment - PDF
462. Community National Bank, Waterloo, IA, Justin Salow - PDF
463. WSFS Bank, Wilmington, DE, Stephen Fowle - PDF
464. INSOUTH Bank, Brownsville, TN, Phil Clinton - PDF
465. New Hampshire Bankers Association, Concord, NH, Christiana Thornton - PDF
466. Jefferson Security Bank, Shepherdstown, WV, K. Stephen Morris - PDF
467. Panola National Bank, Carthage, TX, Warren Biggs - PDF
468. Community Banking Company of Fitzgerald, GA, Becky Powell - PDF
469. Integrity First Bank, Mountain Home, AR, Donna Burnett - PDF
470. Bank of Canton,, MA, Anthony Caruso - PDF (10)
471. Iowa State Savings Bank, Creston, IA, Karl Knock - PDF
472. Benchmark Bank, Dallas, TX, Craig Womble - PDF
473. Keefe, Bruyette & Woods, Inc., New York, NY, Thomas Michaud - PDF
474. Citizens Bank & Trust Company, Chillicothe, MO, Jon Appleby - PDF
475. Southern Bank and Trust Company, Mount Olive NC, David Sauls, Jr. - PDF
476. NM, Raymond Welborn - PDF
477. FinSer Corporation, San Antonion, TX, Fred Schwarz - PDF
478. Peoples Bank , Indianola, IA, Patrick O'Meara  - PDF
479. Grand Valley Bank, Heber, UT, Curtis Taylor - PDF
480. FARIN & Associates, Inc., Fitchburg, WI, Tom Farin - PDF
481. First National Bank of Picayune,, MS, Crystal Kennedy - PDF
482. Mechanics Bank, Water Valley, MS, Cam Tyler - PDF
483. Britton & Koontz Bank, Natchez, MS, William Salters - PDF
484. Union State Bank, Clay Center,, KS, Sandy Fox - PDF
485. Iowa Savings Bank, Carroll, IA, Richard Fulton - PDF
486. BCT, Charles Town, WV, Diane Armstrong - PDF, Supplement Comment - PDF
487. Citizens Security Bank & Trust, Bixby, OK, Brad Stieben - PDF
488. The Roscoe State Bank, Nolan County, TX, John Jay - PDF
489. HomeTrust Bank, Asheville, NC., Tony VunCannon - PDF
490. West Alabama Bank & Trust, Reform, AL, William Finney - PDF
491. INTRUST Bank, N.A., Wichita, KS, Jay Smith - PDF
492. Community State Bank , Spencer, IA , Clark Cunningham - PDF
493. High Plains Bank, Keyes, OK, Dirk Bagenstos  - PDF
494. TotalBank, Miami, FL, Jose Marina - PDF
495. Citizens Bank, Byhalia., MS, Tracy Davidson - PDF
496. Old Line Bank, Bowie, MD, James Cornelsen - PDF
497. The Provident Bank, Amesbury, MA, Charles Cullen - PDF
498. Citizens Savings Bank, Marshalltown, IA, Angela Parks - PDF
499. Capital Bank , NJ, David Hanrahan, Sr. - PDF
500. Peoples Bank, Indianola, IA, Wayne Vander Tuig - PDF
501. Generations Bank , Menzo Case  - PDF
502. CliftonLarsonAllen, Minneapolis, MN, Jerry Felicelli - PDF
503. Police Partners, Inc., John O'Connor - PDF
504. Citizens Bank, Carthage, TN, Walter Birdwell, Jr. - PDF
505. Union Bank, Morrisville, VT, David Silverman - PDF
506. First Citizens National Bank, Dyersburg, TX, Katie Winchester - PDF
507. Mauch Chunk Trust Company, Jim Thorpe, PA, Patrick Reilly - PDF
508. Fidelity Bank, Wichita, KS, Bruce Wilgers - PDF
509. Ulster Savings Bank, Kingston, NY, Michael Shaughnessy - PDF
510. Camden National Corporation, Camden, ME, Gregory Dufour - PDF
511. Fidelity Financial Corporation, Wichita, KS, H. Clay Bastion - PDF
512. AMB Financial Corp., Munster, IN, Steven Bohn - PDF
513. Five Points Bank, Grand Island, NE, William Marshall III - PDF
514. CNB, Centreville, MD, F. Winfield Trice, Jr. - PDF
515. CenterState Bank of Florida, N.A., Winter Haven, FL, John Corbett - PDF
516. Gaeta & Eveson, P.A., Raleigh, NC, Todd Eveson - PDF
517. McFarland State Bank, McFarland, WI, E. David Locke - PDF
518. Oklahoma Bank, Clinton, OK, G. W. Lowry, Jr. - PDF
519. Oklahoma Society of Certified Public Accountants, Banking and Other Financial Institutions Committee, Tom Pharaoh, Chairman and 8 Committee Members - PDF
520. National Consumer Cooperative Bank, Washington, DC, Charles Snyder - PDF
521. BankGreenville Financial Corporation, Greenville, SC, Russel Williams - PDF
522. Bank of Forest, Forest, MS, T. E. Walker - PDF
523. Industrial Bank, Washington, DC, B. Doyle Mitchell, Jr. - PDF
524. National Bank of Scotia, Scotia, NY, Louis Buhrmaster - PDF
525. West Plains Bank and Trust Company, West Plains, MO, David Gohn - PDF
526. First Savings, Perkasie, PA, Jerome Arrison - PDF
527. Eagle Bank, Everett, MA, Marc Whittaker - PDF
528. Burke & Herbert Bank, Alexandria, VA, Jeffrey Stryker - PDF
529. Citizens Alliance Bank, Clara City, MN, John Forstrom - PDF
530. Bank of Yazoo City, Yazoo City, MS, Philip Williams - PDF
531. SpiritBank, Tulsa, OK, Greg Caldwell and Jody Manning - PDF
532. Home Trust & Savings Bank, Osage, IA, Jean Brumm - PDF
533. Cape Cod Five Cents Savings Bank, Harwich Port, MA, Dorothy Savarese - PDF
534. Cambridge Trust Company, Cambridge, MA, Joseph Roller II - PDF
535. Bank of Franklin, Meadville, MS, Bradley Jones - PDF
536. First Bank of Miami, Coral Gables, FL, Jorge Triay - PDF
537. Dairy State Bank, Rice Lake, WI, Michael Bock - PDF
538. First National Bank of the Gulf Coast, Naples, FL, Gary Tice - PDF
539. Cardinal Financial Corporation, McLean, VA, Mark Wendel - PDF
540. Chino Commercial Bank, Chino, CA, Dann Bowman - PDF
541. Reliant Bank, Franklin, TN, J. Daniel Dellinger - PDF
542. Nationwide Mutual Insurance Company, Ohio, Mark Thresher - PDF
543. Roma Bank, Robbinsville,, NJ, Michele Sierkerka - PDF
544. The Rockhold Brown & Company Bank, Bainbridge, OH, William Hubbard - PDF
545. Oak Creek Valley Bank, Valparaiso, NE, Mark Blazek - PDF
546. Nichols, Cauley & Associates, LLC, Atlanta, GA, Ian Waller - PDF
547. The Peoples Bank, Red Level, AL, Robert Foshee, Jr. - PDF
548. Mid-Missouri Bank, Springfield, MO, Brian Riedy - PDF
549. Bank of Bolivar, Bolivar, MO, Brad Gregory - PDF
550. Lea County State Bank, Hobbs, NM, Samuel Spencer Jr. -PDF
551. NexTier Bank N.A., Butler, PA, Donald Shamey - PDF
552. First State Bank, St. Charles, MO, David P. Strautz - PDF
553. First National Bank in Cimarron, Cimarron, KS, Kimberly Jo Fairbank - PDF
554. Citizens National Bank of Texas, Waxahachie, TX, Marvin Singleton, III - PDF
555. Community Bank, Pasadena, CA, David Malone - PDF
556. Brentwood Bank, Bethel Park, PA, Thomas Bailey - PDF
557. North Shore Trust and Savings, Waukegan, IL, Stephen Lear - PDF
558. The Citizens Bank, Olanta, SC, H. Blake Gibbons, Jr. - PDF
559. Durden Banking Company, Twin City, GA, GW Johnson, Jr.
560. DeWitt Bank & Trust Co., DeWitt, IA, Greg Gannon - PDF
561. Mesaba Bancshares, Inc., Biwabik, MN, Christina Cavallin - PDF
562. PeoplesBank, Holyoke, MA, Thomas Senecal - PDF
563. First Alliance Bank, Cordova, TN, L Hunt Campbell - PDF
564. Bank of Advance, Advance, MO, Harold Miles - PDF
565. Carson Bank, Mulvane, KS, Frank Carson III - PDF
566. Bank of South Texas, McAllen, TX, Darryl Lemke - PDF
567. Brookhaven Bank, Atlanta, GA, Jane Skelton - PDF
568. BAFT-IFSA, Washington, DC, Tod Burwell - PDF
569. First Financial Holdings, Inc., Charleston, SC, Blaise Bettendorf - PDF
570. HCSB, Kerrville, TX, J. David Williams - PDF, Supplement Comment - PDF
571. The New York State Department of Financial Services, New York, NY, Benjamin Lawsky - PDF
572. Plains State Bank, Plains, KS, Frank Connealy - PDF
573. First State Community Bank, MO, Greg Allen - PDF
574. Tower Bank & Trust Company, FORT WAYNE, IN, Michael Cahill - PDF
575. German American Bancorp, Jasper,, IN, Mark Schroeder - PDF
576. Marquette Bank, IL, George Moncada - PDF
577. Bank of American Fork, American Fork, UT, Richard Beard - PDF
578. The Bank of Marion, Marion, VA, John Stringer - PDF
579. Lake Shore Savings, Fredonia, NY, Daniel Reininga - PDF
580. Banesco USA, Coral Gables, FL, M. Mercedes Escotet - PDF
581. UMB Financial Corporation, kansas City, MO, Michael Hagedorn - PDF
582. Arvest Bank, Lowell, AR, Karla S. Payne - PDF
583. First National Bank, Ronceverte, WV, Matthew L. Bums - PDF
584. CrossFirst Bank, Leawood, KS, Mike Wynn - PDF (3)
585. Mississippi Congressional Delegation, Washington, DC, Roger Wicker - PDF
586. Iowa Congressional Delegation, Washington, DC, Tom Harkin - PDF
587. South Carolina Congressional Delegation, Washington, DC, James Clyburn - PDF
588. Community Bank, Coast, Pascagoula, MS, Seth Randle - PDF
589. Kress National Bank, Kress, TX, John Murray - PDF
590. Bank of Pontiac, Pontiac, IL, Bill Kauffman - PDF
591. Indiana Representatives, U.S. Congress, Washington, DC, Marlin Stutzman - PDF
592. U.S. Congress, Washington, DC, Steve King - PDF
593. U.S. Congress, Washington, DC, Rick Larsen - PDF
594. U.S. Congress, Washington, DC, Cory Gardner - PDF
595. U.S. Congress, Washington, DC, Daniel Lipinski - PDF
596. New York, NY, John Reed - PDF
597. First Community Bank, Corpus Christi, TX, Stephan Pratz - PDF, Supplement Comment - PDF (3)
598. First Federal Bank of Louisiana, Lake Charles, LA, Charles Timpa - PDF
599. U.S. Congress, Washington, DC, Bob Goodlatte - PDF
600. Prudential Financial Inc., Newark, NJ, Nancy Baran - PDF
601. First Western Bank, Boonesville, AR, Steve Gramling - PDF (9)
602. Comanche National Bank, Comanche, TX, Janice Moore - PDF (6)
603. Four Corners Community Bank, Farmington, NM, Ed Armstrong - PDF (5)
604. Kerndt Brothers Savings Bank, Lansing, IA, James Kerndt  - PDF (8)
605. Inwood Bank, Dallas, TX, Gregory Niemeyer - PDF (5)
606. Texana Bank, Longview, TX, Michael Rountree - PDF (11)
607. State Bank of Davis, Davis, IL, Dan Dietmeier - PDF (6)
608. Wells Fargo Bank, N.A., Timothy J. Sloan - PDF
609. PNC Financial Services Group, Inc., Pittsburgh, PA, James Rohr - PDF
610. U.S. Senate, Cynthia Lummis (Wyoming) - PDF
611. U.S. Congress, Andre Carson (Indiana) - PDF
612. U.S. Congress, Martin Heinrich (New Mexico) - PDF
613. U.S. Congress, Texas Congressmen - PDF
614. Valley Bank & Trust, Mapleton, IA, Todd Sadler - PDF
615. Tejas Bank, Monahans, TX, Todd Hunt - PDF
616. Newtown Savings Bank, Newtown, CT, John Trentacosta - PDF
617. Copiah Bank, N.A., Hazlehurst, MS, Victor Smith - PDF
618. First State Bank, Gainesville, TX, Ryan Morris - PDF (10)
619. TD Bank, Stephen Boyle - PDF
620. State Street Corporation, Boston, MA, Stefan Gavell - PDF
621. BB&T, Winston-Salem, NC, Daryl Bible - PDF
622. SunTrust Banks, Inc., Atlanta, GA, Paul Burdiss - PDF
623. American Express Company, New York, NY, Daniel Henry - PDF
624. Regions Financial Corporation, Birmingham, AL, David Turner, Jr. - PDF
625. Fifth Third Bancorp, Cincinnati, OH, Daniel Poston - PDF
626. First Horizon National, Memphis, TN, D. Bryan Jordan - PDF
627. Baileyville State Bank, Seneca, KS - PDF (6)
628. BankStar, Elkton, SD - PDF (6)
629. BankWest, Rockford, MN, Steven Huston - PDF (3)
630. Waycross Bank & Trust, Waycross, GA, G.C. Ganas - PDF (6)
631. Benchmark Bank, Dallas, TX, Corby Ferrell - PDF
632. Flagstar Bank, Troy, MI, Michael Tierney - PDF
633. Two Rivers Bank, Tinton Falls, NJ, Frank Patock, Jr. - PDF (54)
634. U.S. Congress, Brett Guthrie, Hal Rogers, Ed Whitfield, John Yarmuth (Kentucky) - PDF
635. U.S. Congress (Missouri) - PDF
636. U.S. Congress (Georgia) - PDF
637. Texas First State Bank, Riesel, TX - PDF (5)
638. Country Club Bank, Kansas City, MO, Byron Thompson - PDF (118), Supplement Comment PDF (31), Supplement Comment - PDF (2)
639. SNR Denton, New York, NY, Jerome Walker - PDF
640. Dean Bank, Franklin, MA, Kevin Goffe - PDF
641. MainStreet Bank, Washington, DC, Jeff Dick - PDF
642. The First National Bank of McHenry, McHenry, IL, William Busse - PDF
643. Savers Bank, Southbridge, MA, Joseph Coderre - PDF
644. First State Bank, Wilton, ND, James Porter - PDF
645. Deutsche Bank AG, New York, NY, Richard Ferguson - PDF
646. Integrity Bank, Camp Hill, PA, Laurel Leitzel - PDF
647. First State Bank and Trust, Bayport, MN, Peter Clements - PDF
648. Community Bank, Muscatine, IA, Gary Slight - PDF
649. State Bank & Trust Company, Ridgeland, MS, John Neville - PDF
650. Pioneer Bank, Roswell, NM, Jon Hitchcock - PDF
651. American Savings, FSB, Munster, IN, Michael Mellon - PDF
652. Security Bank, Laurel, NE, Keith Knudsen - PDF
653. First Bethany Bank, Bethany, OK, Jane Haskin - PDF
654. Texas Heritage National Bank, Daingerfield, TX, Dwyatt Bell - PDF
655. Guilford Savings Bank, Guilford, CT, Margaret Livingston - PDF
656. American Bankers Association, Washington, DC, C. Dawn Causey - PDF
657. Lake City Bank, Warsaw, IN, Michael Kubacki - PDF
658. Union Savings Bank, Danbury, CT, Francis Dattalo - PDF
659. Guardian Bank, Valdosta, GA, Pam Horton - PDF (3)
660. U.S. Congress, Tom Udall (New Mexico) - PDF
661. First Lockhart National Bank, Lockhart, TX, J. Roland Velvin - PDF (7)
662. Bank of the Pacific, Aberdeen, WA (4)
663. Virginia Congressional Delegation - PDF
664. Carolina Financial Corporation, Charleston, SC, Jerry Rexroad - PDF (3), Supplement Comment - PDF
665. The Clearing House Association and the American Securitization Forum, David Wagner - PDF
666. Bank & Trust Company, Lilchfield. lL, R. kent Redfern - PDF
667. U.S. Congress, Peter Welch, Michael Michauld, Chellie Pingree, Joe Courtney - PDF
668. Republic Bank & Trust, Norman,, OK, Donald Pape - PDF
669. U.S. Congress, Susan Collins (Maine) - PDF
670. U.S. Congress, Senator Mike Johanns, Congressmen Lee Terry, Jeff Fortenberry, Adrian Smith (Nebraska) - PDF
671. U.S. Congress, Frank Guinta (New Hampshire) - PDF
672. Horizon Bank, Waverly, NE, Janet Latimer - PDF
673. Heartland Bank, Gahanna, OH, G. Scott McComb - PDF
674. First State Bank & Trust Company, Fremont, NE, Charles Johannsen - PDF
675. First Sentinel Bank, Richlands, VA, J. Robert Buchanan - PDF
676. First Citizens National Bank, Mason City, IA, Jeffrey Gribben - PDF
677. First American Bank, Iuka, MS, Michael Webb - PDF
678. Dedham Institution for Savings, Dedham, MA, Mark Ingalls - PDF
679. Dalhart Federal Savings & Loan, SSB, Dalhart, TX, William Cunningham - PDF
680. Community 1st Bank, Las Vegas, NM, Yvette Williams - PDF
681. Colonial Savings FA, Fort Worth, TX, J. David Motley - PDF
682. Columbus Community Bank, Forston, GA, Gary Ledbetter - PDF
683. Cleveland State Bank, Cleveland, MS, R. Calvin Dye - PDF
684. Bryant Bank, Tuscaloosa, AL, Claude Edwards - PDF
685. Bridgewater Savings, Raynham, MA, James Lively - PDF
686. Bank of Dade, Trenton, GA, J. Michael Tate - PDF
687. Bank of Anguilla, Anguilla, MS, Fred Miller, Jr. - PDF
688. Cabarrus Bank & Trust, Concord, NH, Patricia Horton - PDF
689. Bank of Stanly, Albemarle, NC, W.D. Lawhon, Jr. - PDF
690. Anson Bank & Trust, Wadesboro, NC, Dana Maness - PDF
691. Alostar Bank of Commerce, Birmingham, AL, Michael Gillfillan - PDF
692. Pendleton Community Bank, Franklin, WV, William Loving, Jr. - PDF
693. Coastal Bancshares, Inc., Hilton Head Island, SC, Randy Dolyniuk - PDF
694. Security State Bank & Trust, Fredericksburg, TX, William Cowden, Jr. - PDF
695. Savings Bank of Walpole, Walpole, NH, Gregg Tewksbury - PDF
696. PremierWest Bancorp, Medford, OR, Douglas Biddle - PDF
697. Portage Community Bank, Ravenna, OH, Donald Herman - PDF
698. Peoples National Bank of Mora, Mora, MN, Doyle Jelsing - PDF
699. The Peoples Bank of Ripley, Walnut, MS, Kyle Smith - PDF
700. Newport Fed, Newport, RI, Kevin McCarthy - PDF
701. Mutual Bank, Muncie, IN, David Heeter - PDF
702. Merchants & Farmers Bank, Holly Springs, MS, H. Gregory Taylor - PDF
703. Liberty National Bank, Ada, OH, Bryan Marshall - PDF
704. Kishacoquillas Valley National Bank, Bellville, PA, Sangeeta Kishore - PDF
705. Institution for Savings, Newburyport, MA, Michael Jones - PDF
706. U.S. Senate, Jeffrey Merkley (Oregon) - PDF
707. Paul Volcker, New York, NY - PDF
708. U.S. Congress, Cathy Morris Rodgers (Washington) - PDF
709. Staff Disclosure: Meeting with Representatives from The Clearing House Association L.L.C. - PDF
710. U.S. Senate, Patty Murray (Washington) - PDF
711. The Systemic Risk Council, Washington, DC, Sheila Bair - PDF
712. Governor Dave Heineman, Nebraska - PDF
713. Wells Fargo & Company, San Francisco, CA, Paul Ackerman - PDF
714. American National Bank, Omaha, NE, Mike Hall - PDF
715. First National Bank in Marlow, OK, R. Keith Mansfield - PDF
716. Asset Management Group, Inc., Kansas City, MO, Sean Doherty - PDF
717. Pacific Coast Banker's Bancshares, San Francisco, CA, Steve Brown - PDF
718. Angie Riley - PDF
719. Whitesville State Bank, Whitesville, WV, Lois Guthrie - PDF
720. South Central Bank, NA, Chicago, IL, Todd Grayson - PDF
721. Village Bank, Midlothian, VA, Nathan Cobb - PDF
722. Whitesville State Bank, Whitesville, WV, Marshelle Pettry - PDF
723. Whitesville State Bank, Whitesville, WV, Taylor Pettry - PDF
724. Whitesville State Bank, Whitesville, WV, Amy McGraw - PDF
725. Whitesville State Bank. Whitesville, WV, Patty Ellis - PDF
726. HomeTown Bank, NA, Galveston, TX, Jimmy Rasmussen - PDF
727. The Eastern Colorado Bank, Cheyenne Wells, CO, Jean Kreger - PDF
728. West Union Bank, West Union, WV, Joshua Weekley - PDF
729. First Financial Bank, Hereford, TX, Mike Mauldin - PDF
730. Stroud National Bank, Stroud, OK, Kim Wheeler - PDF
731. American River Bank, Sacramento, CA, Mitchell Derenzo - PDF
732. Citizens State Bank of Loyal, WI, Leonard Hamman - PDF
733. Think Mutual Bank, Rochester, MN, Daniel Beck - PDF
734. First State Bank of Wyoming, Laramie, WY, Mark Zaruba - PDF
735. MidWestOne Bank, Iowa City, IA, John Koza - PDF
736. Mortgage Bankers Association, Washington, DC, John Courson - PDF
737. American Heritage Bank, Clovis, NM, Mac Langford - PDF
738. South Coastal Bank, Rockland, MA, Robert Fraser - PDF
739. Summit Bank, Tulsa, OK, Wade Edmundson - PDF
740. The Citizens Bank of Philadelphia, MS, Greg McKee - PDF
741. Macon Bank, Inc., Franklin, NC, Roger Plemens - PDF
742. Macon Bank, Inc., Franklin, NC, Carolyn Huscusson - PDF
743. First Community Bank, Corpus Christi, TX, Julie Harris - PDF
744. Homebanc NA, Lake Mary, FL, Jerry Campbell - PDF
745. Lewiston State Bank, Lewiston, OR, Anthony Jon Hall - PDF
746. Nebraska Independent Community Bankers, Lincoln, NE, Scott Selko - PDF
747. The Bank of Elk River, Elk River, MN, Patrick Dwyer - PDF
748. Major Lumber Co., Smithville, MO, Ronald H. Major - PDF
749. Midsouth Bancorp, Inc., Lafayette, LA, James McLemore - PDF
750. Patricia Murphy - PDF
751. Peoples Savings Bank, Indianola, IN, Greg Johansen - PDF
752. Comanche National Bank, Comanche, TX, Weldon Bragg - PDF
753. Comanche National Bank, Comanche, TX, William Nix - PDF
754. First Resource Bank, Exton, PA, Christopher Knauer - PDF
755. BankFive, Fall River, MA, William Eccles - PDF
756. First National Bank of Clarksdale, MS, Russell Bennett - PDF
757. Belmont Bank & Trust Company, Chicago, IL, William McCarty - PDF
758. Securities Industry and Financial Markets, Assn (SIFMA), Michael Decker - PDF
759. Lincoln Savings Bank, Cedar Falls, IA, Emily Girsch - PDF
760. The National Bank & Trust Company, Wilmington, OH, John Limbert - PDF
761. Citizens Bank of Washington County, Sandersville, GA, James Francis - PDF
762. Mayville State Bank, Mayville, MI, Brad Sullivan - PDF
763. The Newburyport Five Cents Savings Bank, Newburyport, MA, Janice Morse - PDF
764. Merchants Bank, Burlington, VT, Janet Spitler - PDF
765. Home State Bank, NA, Crystal Lake, IL, Steven Slack - PDF
766. First Community Bank & Trust, Beecher, IL, Greg Ohlendorf - PDF
767. Farmers and Merchants Bank of Western Pennsylvania, NA, Kittanning, PA, Kristin Robertucci - PDF
768. Heritage First Bank, Rome, GA, Gregory Wilkes - PDF
769. First State Bank Nebraska, Lincoln, NE, Thomas Damkroger - PDF
770. Lewis & Clark Bank, Oregon City, OR, Trey Maust - PDF
771. First Bethany Bank & Trust, Bethany, OK, John Bumpus - PDF
772. Merchants National Bank of Sacramento, CA, Stephen Meyers - PDF
773. Chesapeake Bank, Kilmarnock, VA, Jeffrey Szyperski - PDF
774. Capitol Federal Savings Bank, Topeka, KS, John Dicus - PDF
775. First Financial Bank, NA, Stephenville, TX, Ron Mullins - PDF
776. First National Bank of the Rockies, Grand Junction, CO, Peter Waller - PDF
777. North Akron Savings Bank, Akron, OH, Bryan Fehr - PDF
778. Heritage Bank of Central Illinois, Trivoli, IL, M. Scott Hedden - PDF
779. Charter Bank, Biloxi, MS, Gregory Cronin - PDF
780. Community Bank, Bristow, OK, W. David Roberts - PDF
781. North Jersey Community Bank, Englewood Cliffs, NJ, Frank Sorrentino - PDF
782. Peoples Neighborhood Bank, Hallstead, PA, Alan Dakey - PDF
783. Federation Bank, Washington, IA, Jamie Collier - PDF
784. The First National Bank of Talladega, AL, Chad Thomas - PDF
785. The Ephrata National Bank, Ephrata, PA, Scott Lied - PDF
786. Sterling Bank and Trust, FSB, Southfield, MI, Tom Lopp - PDF
787. DNB National Bank, Clear Lake, SD, Dan Sievers - PDF
788. Grand Rapids State Bank, Grand Rapids, MN, Edward Zabinski - PDF
789. Southwest National Bank, Wichita, KS, Trish Minard - PDF
790. Lowell Cooperative Bank, Lowell, MA, Richard Bolton - PDF
791. Highland Commercial Bank, Marietta, GA, Beate F. Frank - PDF
792. Pineland State Bank, Metter, GA, Bryan Aasheim - PDF
793. Ballinger National Bank, Ballinger, TX, Phillip Springer - PDF
794. EnerBank USA, Salt Lake City, UT, Charles Knadler - PDF
795. Independent Bank Corp, Rockland, MA, Denis Sheahan - PDF
796. Springs Valley Bank & Trust Company, French Lick, IN, Jamie Shinabarger - PDF
797. Coastal Carolina Bancshares, Myrtle Beach, SC, Dawn Kinard - PDF
798. Farmers & Merchants Bank, Lakeland, GA, Jeff Parrish - PDF
799. Northeast Missouri State Bank, Kirksville, MO, Randy Riley - PDF
800. FirstBank, Lexington, TN, Douglas Cruickshanks - PDF
801. Jonestown Bank and Trust Company, Jonestown, PA, C. William Roth - PDF
802. Countybank, Greenwood, SC, Annette Huskey - PDF
803. Massachusetts Bankers Association, Boston, MA, Jon Skarin - PDF
804. NVE Bank, Englewood, NJ, Robert Rey - PDF
805. Intermountain Community Bancorp, Sandpoint, ID, Curt Hecker - PDF
806. Carver Federal Savings Bank, New York, NY, Deborah Wright - PDF
807. Center for Capital Markets Competitiveness, U.S. Chamber of Commerce, Washington, DC, David Hirschmann - PDF
808. Brainerd Savings & Loan Association, Brainard, MN, Bruce Boland - PDF
809. First Savings Bank of Perkasie, PA, Frederick Schea - PDF
810. Mechanics and Farmers Bank, Durham, NC, Kim Saunders - PDF
811. Mascoma Savings Bank, Lebanon, NH, Stephen Christy - PDF
812. Towne Mortgage Company, Troy, MI, Donald Calcaterra - PDF
813. BankNewport, Newport, RI, Gregory Derderian - PDF
814. Heartland Bank and Trust Company, Bloomington, IL, Fred Drake - PDF
815. Eight National Real Estate Organizations - PDF
816. Provident Savings Bank, FSB, Riverside, CA - Craig Blunden - PDF
817. Thomaston Savings Bank, Thomaston, CT, Stephen Lewis - PDF
818. McKenzie Banking Company, McKenzie, TN, Charles Wilson - PDF
819. Siuslaw Financial Group, Florence, OR, Johan Mehlum - PDF
820. Peoples Bank SB, Munster, IN, David A. Bochnowski - PDF
821. Community 1st Bank Las Vegas, NM, Ray Litherland - PDF
822. The First National Bank of Layton, UT, K. John Jones - PDF
823. The Federal Savings Bank, Overland Park, KS, William Morton - PDF
824. Farmers and Merchants State Bank, Scotland, SD, Dick Behl - PDF
825. Silvergate Capital Corporation, La Jolla, CA, John M. Bonino - PDF
826. Subchapter S Bank Association, San Antonio, TX, Patrick Kennedy - PDF
827. Washington Savings Bank, Lowell, MA, James Hogan - PDF
828. First Oklahoma Bank, Tulsa, OK, Thomas Bennett - PDF
829. Zions Bancorporation, Salt Lake City, UT, Doyle Arnold - PDF
830. Americas United Bank, Glendale, CA, Adriana Boeka - PDF
831. US Bancorp, Minneapolis, MN, Kenneth Nelson - PDF
832. Covington & Burling, LLP, Washington, DC, Keith Noreika - PDF
833. Farmers Exchange Bank, Cherokee, OK, Loren Rieger - PDF
834. Ameris Bank, Moultrie, GA, Stephen Melton - PDF
835. First Federal Savings Bank of Twin Falls, ID, Jay Dodds - PDF
836. TransPecos Banks, Pecos, TX, George Musselman - PDF
837. Glacier Bancorp, Inc., Kalispell, MT, Ron Copher - PDF
838. AuburnBank, Auburn, AL, Robert Dumas - PDF
839. Hampden Bank, Springfield, MA, Glenn Welch - PDF
840. Mansfield Bank, Mansfield, MA, John Korona - PDF
841. Reliance Bank, Altoona, PA, Timothy Sissler - PDF
842. United National Bank, Cairo, GA, Charles Stafford - PDF
843. Sterling Bank & Trust, Southfield, MI, Scott Seligman - PDF
844. Flagship Financial Group, Inc., Eden Praire, MN, Roy Terwilliger - PDF
845. Mercantil Commercebank, NA, Coral Gables, FL, Millar Wilson - PDF
846. Hermes Equity Ownership Services, London, UK, Manuel Isaza - PDF
847. Western Commerce Bank, Carlsbad, NM, Mike Hoyl - PDF
848. US House of Representatives - David Scott - PDF
849. Andrea Psoras  - PDF
850. Fishback Financial Corporation, Brookings, SD, Dave Waligoske - PDF
851. The Home Loan Savings Bank, Coshocton, OH, Preston Bair - PDF
852. Wipfli LLP, Milwaukee, WI - PDF
853. Liberty Bank, Middletown, CT, Thomas Pastorello - PDF
854. Peoples Bank Overland, Park, KS - Chris Bornheimer - PDF
855. Futures Industry Association, Washington, DC, Walt Lukken - PDF
856. First Niagara Financial Group, Inc., Buffalo, NY, Gregory W. Norwood - PDF
857. Wells Fargo & Company, San Francisco, CA, John Stumpf - PDF
858. Kansas Bankers Association, Topeka, KS, Charles A. Stones - PDF
859. South Carolina Bankers Association, Columbia, SC, Fred Green - PDF
860. National Association of Mutual Insurance Companies (NAMIC), Washington, DC - PDF
861. United Services Automobile Assn (USAA), San Antonio, TX, Steven Bennett - PDF
862. Flushing Financial Corporation, Lake Success, NY, John Buran - PDF
863. National Affordable Housing Management Association (NAHMA), Alexandria, VA, Kristina Cook - PDF
864. Genworth Mortgage Insurance, Raleigh, NC, Rohit Gupta - PDF
865. National Mortgage Insurance Corporation (NMIC), Emeryville, CA, Bradley Shuster - PDF
866. First Niagara Financial Group, Inc., Buffalo, NY, Gregory Norwood - PDF
867. Small Business Investor Alliance (SBIA), Brett T. Palmer and Tom Hiatt - PDF
868. St. John National Bank, St. John, KS, Nolen G. Taton - PDF
869. Reading Co-operative Bank, Reading, MA, Julieann Thurlow - PDF
870. Bank of Sunset & Trust Company, Sunset, LA, K. Brent Vidrine - PDF
871. Community Bank Coast, Biloxi, MS, Michael Cooper - PDF
872. Marlborough Savings Bank, Marlborough, MA, Joseph Normant - PDF
873. Cocopah Indian Housing and Development, Somerton, AZ, Michael Reed - PDF
874. Community Bankers Association of Ohio, Columbus, OH, Robert Palmer - PDF
875. First United Bank & Trust, Oakland, MD, William Grant - PDF
876. Flagship Bank Minnesota, Wayzata, MN, Steven Droen - PDF
877. FNB Bank, Inc., Romney, WV, Richard R. Hamblin - PDF
878. Merrimack County Savings Bank, Concord, NH, Paul Rizzi - PDF
879. Metuchen Savings Bank, Metuchen, NJ, Edward McGovern - PDF
880. Peoples Bank, Newton, NC, A. Joseph Lampron - PDF
881. Peoples Exchange Bank, Bellville, KS, James Koch - PDF
882. Security First Bank of North Dakota, New Salem, ND, James Goetz - PDF
883. Young & Associates, Inc., Kent, OH, James Kleinfelter - PDF
884. Third Federal Savings and Loan Assn of Cleveland, Cleveland, OH, Jennifer Rosa - PDF
885. Newton County Bank, Newton, MS, William Freeman, Jr. - PDF
886. Liberty Bank of Arkansas, Jonesboro, AR, Roy Reaves - PDF
887. Abington Bank, Abington, MA, Andrew A. Brown - PDF
888. American Bank & Trust Company, Inc., Bowling Green, KY, Timothy Schueler - PDF
889. ABA, SIFMA, and The Financial Services Roundtable, Washington, DC, Hugh Carney, Kenneth Bentsen & Richard Whiting - PDF
890. American Insurance Association, Washington, DC, J. Stephen Zielezienski - PDF
891. American International Group, Inc. (AIG), New York, NY, David A. DeMuro - PDF
892. American Public Gas Association, et al. - PDF
893. Americans for Financial Reform, Washington, DC - PDF
894. ATBancorp, Dubuque, IA, Rory Holscher - PDF
895. Athol Savings Bank, Athol, MA, Daniel J. Zona - PDF
896. Avidia Bank, Hudson, MA, Mark R. O'Connell - PDF
897. Bank of Ann Arbor, MI, Timothy G. Marshall - PDF
898. The Bank of Canton, Canton, MA, William T. Treddin - PDF
899. Bank of Commerce, Chelsea, OK, Adam Anderson - PDF
900. Bank of Cushing, OK, Betty Bryant Shaull - PDF
901. Bank of Hillsboro, MO, Arthur Kniffen - PDF
902. Bank of Keystone, NE, Korey B. Schow - PDF
903. Bank of Morton, MS, Martha J. Rogers - PDF
904. BNY Mellon, Northern Trust, and State Street Corporation, Thomas A. Gibbons, Michael G. O'Grady and Edward J. Resch - PDF
905. Bank of Springfield, Springfield, IL, Tom E. Marantz - PDF
906. Bank of the Pacific, Aberdeen, WA, Ed Ketel - PDF
907. BankPlus, Biloxi, MS, William A. Ray - PDF
908. BayCoast Bank, Fall River, MA, Don Lesage - PDF
909. BayCoast Bank, Fall River, MA, Monica Spach Curhan - PDF
910. BBVA Compass Bancshares, Inc., Birmingham, AL, Manolo Sanchez and Lawrence R. Uhlick - PDF
911. Better Markets, Inc., Washington, DC, Dennis M. Kelleher and Marc Jarsulic - PDF
912. BOK Financial, Tulsa, OK, Martin Grunst - PDF
913. Broadway Bancshares Inc., San Antonio, TX, Christopher J.Bannwolf - PDF
914. Nine Undersigned Organizations - BOMA International, ICOSC, NAA, NAHB, NAIOP, NAREIT, NAR, NMHC, and RER - PDF
915. California Bankers Association, Sacramento, CA, Leland Chan - PDF
916. Cambridge State Bank, Cambridge, MN, Kim Erickson - PDF
917. Canandaigua National Bank and Trust Company, Canandaigua, NY, George W. Hamlin, IV and Frank H. Hamlin, III - PDF
918. CapitalMark Bank & Trust, Chattanooga, TN, R. Craig Holley - PDF
919. Carroll County Trust Company of Carrollton, MO, Benjamin G. Polen - PDF
920. Carrollton Bank, Carrollton, IL, Thomas W. Hough - PDF
921. Centrix Bank & Trust, New Bedford, NH, Joseph B. Reilly - PDF
922. Century Bank of Georgia, Cartersville, GA, Rhonda Massengill - PDF
923. CFG Community Bank, Lutherville, MD, A. Gary Rever - PDF
924. CharterBank, West Point, GA, Curtis R. Kollar - PDF
925. Chicago Mercantile Exchange, Inc., Chicago, IL, Tim Doar - PDF
926. Citizens Bank, NA, Fort Scott, KS, Brian Comstock - PDF
927. Citizens Bank, N.A., Fort Scott, KS, Randy Edge - PDF
928. Citizens State Bank, Somerville, TX, John S. Smith - PDF
929. The Citizens State Bank at Mohall, ND, Vance Undlin - PDF
930. Coalition of Domestic Insurance Companies - Country Financial, et al. - PDF
931. Colorado Association of Realtors, Englewood, CO, Keith Kanemoto - PDF
932. Seven Undersigned Regional Banking Organizations - Comerica Bank, et al. - PDF
933. Commercial Banking Company, Valdosta, GA, Charles A. Beard - PDF
934. Commercial Real Estate Finance Council, Washington, DC, Stephen M. Renna - PDF
935. Community Bank CBD, Delavan, WI, Jon E. Martin - PDF
936. Community Bank Corporation, Chaska, MN, Nancy Aune - PDF
937. Community Bankers Association of Illinois, David G. Schroeder - PDF
938. Conference of State Bank Supervisors, Washington, DC, John W. Ryan - PDF
939. Consumer Bankers Association, Washington, DC, Jeffrey Bloch - PDF
940. Covington & Burling LLP, Washington, DC, Keith A. Noreika [2] - PDF
941. Darling Consulting Group, Newburyport, MA - PDF
942. Denver Metro Chamber of Commerce and Affiliates, Kelly Brough, Tom Clark, Abram Sloss & Sara Cassidy - PDF
943. DM Neuman Construction Co., CO, Gina Neuman - PDF
944. Donegal Mutual Insurance Company, Marietta, PA, Donald H. Nikolaus - PDF
945. Aune CPA Firm, E. Edwin Aune - PDF
946. East Wisconsin Savings Bank, Kaukauna, WI, Charlie D. Schmalz - PDF
947. Eastern Bank, Boston, MA, Richard E. Holbrook - PDF
948. Easton Bank and Trust, Easton, MD, R. Michael S. Menzies, Sr. - PDF
949. Eastwood Bank, Kasson, MN, Paul R. Tieskoetter - PDF
950. Eide Bailly LLP, Minneapolis, MN - PDF
951. Embassy Bank for the Lehigh Valley, Bethlehem, PA, David M. Lobach, Jr.- PDF
952. Essent Guaranty, Inc, Radnor, PA, Adolfo F. Marzol - PDF
953. Essex Savings Bank, Essex, CT, Gregory R. Shook - PDF
954. Exchange National Bank, Atchison, KS, Russell R McCort - PDF
955. F.N.B. Corporation, Hermitage, PA, Vincent J. Delie, Jr. and Vincent J. Calabrese, Jr. - PDF
956. Farmers State Bank, Waterloo, IA, Kathleen J. Brown - PDF
957. Financial Management Services, Inc., Waverly, KS, William D. Williams - PDF
958. Financial Services Roundtable and American Bankers Association, Richard Whiting and Hugh Carney - PDF
959. First Bank, Clewiston, FL, Carey Soud - PDF
960. First Bank, Lexington, TN, Christopher T. Holmes - PDF
961. First Bethany Bank & Trust, Bethany, OK, Jane Haskin - PDF
962. First Choice Bank, Lawrenceville, NJ, Randy Hanks - PDF
963. First Citizens Bancorporation, Inc., Columbia, SC, Craig L. Nix - PDF
964. First Community Bank, Corpus Christi, TX, Sheree Lewis - PDF
965. First Community Bank, Corpus Christi, TX, Teri Owen - PDF
966. First Federal Savings and Loan Assn, Lakewood, OH, Ronald W. Dees, Gary R. Fix, Thomas J. Fraser, W. Charles Geiger and William C. Huffman - PDF
967. First Independent Bank, Aurora, CO, Jack Muench - PDF
968. First Interstate BancSystem, Inc., Billings, MT, Ed Garding - PDF
969. First National Bank & Trust Company of Ardmore, OK, Curtis Davidson - PDF
970. First Northern Bank of Dixon, CA, Louise A. Walker - PDF
971. First Sentinel Bank, Richlands, VA, Matt Stull - PDF
972. First Sentry Bank, Inc., Huntington, WV, Richard D. Hardy - PDF
973. First State Bank, Andarko, OK, Jackie Roberts - PDF
974. First State Bank, Webster City, IA, Brian McLoughlin - PDF
975. First State Bank, Wheatland, WY, Ted L. Bentley - PDF
976. First State Bank Nebraska, Lincoln, NE, Jeff W. Krejci - PDF
977. First State Bank of Brownsboro, TX, Jeffery Fulgham - PDF
978. First State Banking Corporation, Russellville, AR, Charles Blanchard - PDF
979. First Trust Bank, Charlotte, NC, James T. Bolt - PDF
980. Flaherty & Crumrine Incorporated, Pasadena, CA - PDF
981. Flora Bank & Trust, Flora, IL, Dan D. Graham - PDF
982. Florida Bankers Association, Tallahassee, FL, Alex Sanchez - PDF
983. Founders Financial Corporation, Grand Rapids, MI, Laurie Beard and Gregory S. Conway - PDF
984. Freedom Bank, Inc., Belington, WV, Terri Kittle - PDF
985. Fremont Bank, Fremont, CA, Michael J. Wallace - PDF
986. General Electric Capital Corporation (GE Capital), Norwalk, CT, David Nason - PDF
987. Gilmore Bank, Los Angeles, CA, Douglas C. Spencer - PDF
988. Glenda Gillette - PDF
989. Guaranty Bancorp, Denver, CO, Paul W. Taylor - PDF
990. Hawthorn Bank, Jefferson City, MO, Kathleen L. Bruegenhemke - PDF
991. Heartland Bank, Somers, IA, Kevin M. Black - PDF
992. Heartland Community Bankers Association, Topeka, KS, James R. Taylor - PDF
993. High Country Bank, Salida, CO, Larry D. Smith - PDF
994. Hometown Bank, Webster, MA, Matthew S. Sosik - PDF
995. Idaho Department of Finance, Boise, ID, Gavin Gee - PDF
996. Illinois Department of Financial and Professional Regulation, Chicago, IL, Susan J. Gold - PDF
997. Independence Bank, Greenwich, RI, Robert A. Catanzaro - PDF
998. Independent Community Bankers of America, Washington, DC, Christopher Cole - PDF
999. Independent Community Bankers of America (ICBA), Washington, DC, Camden R. Fine - PDF
1000. Indiana Bankers Association, Indianpolis, IN, S. Joe DeHaven - PDF
1001. International Bank of Chicago, Chicago, IL, Donald Stahl - PDF
1002. Investment Company Institute, Washington, DC, Karrie McMillan - PDF
1003. Jacy Bolton - PDF
1004. James Polk Stone Community Bank, Portales, NM, John Ledbetter - PDF
1005. Jill Mattson - PDF
1006. Landmark Bank, NA, Columbia, MO, Stephen E. Guthrie - PDF
1007. Landmark National Bank, Manhattan, KS, Patrick L. Alexander - PDF
1008. Luse Gorman Pomerenk & Schick, Washington, DC - PDF
1009. Magnolia State Bank, Bay Springs, MS, Marcus R. Robinson - PDF
1010. Maryland Bankers Association, Annapolis, MD, Kathleen Murphy - PDF
1011. Massachusetts Housing Partnership, Boston, MA, Clark L. Ziegler - PDF
1012. MB Schoen & Associates, Fargo, ND, Tradyn Foley - PDF
1013. McClain Bank, Purcell, OK, Donald N. Sherman, II - PDF
1014. Mechanics Bank, Richmond, CA, Steven K. Buster - PDF
1015. MetLife, Nicholas D. Latrenta - PDF
1016. Mid Penn Bancorp, Inc., Millersburg, PA, Edward Williams - PDF
1017. Midtown Bank & Trust Company, Atlanta, GA, R. Stanley Kryder - PDF
1018. Misty - PDF
1019. Morgan Stanley, Candice Koederitz - PDF
1020. Mortgage Insurance Companies of America, Washington, DC, Suzanne C Hutchinson - PDF
1021. Mosaic Collateral Asset Management, Inc., Charlottesville, VA, David J. Pratt - PDF
1022. Mountain West Financial Corp., and Mountain West Bank, N.A., Helena, MT, Rick Hart and Richard Morgan - PDF
1023. Mutual of Omaha Insurance Company, Omaha, NE, David A. Diamond - PDF
1024. Nathan Purdome - PDF
1025. National Association of Home Builders, Washington, DC, David L. Ledford - PDF
1026. National Association of Industrial Bankers, Frank Pignanelli - PDF
1027. National Association of Insurance Commissioners, Washington, DC, Kevin M. McCarty and Therese M. Vaughan, Ph.D - PDF
1028. National Association of Realtors, Washington, DC, Maurice "Moe" Veissi - PDF
1029. Five Undersigned Organizations - Mortgage Bankers Association, et al. - PDF
1030. National Council of State Housing Agencies, Garth Rieman - PDF
1031. Naugatuck Savings Bank, Naugatuck, CT, David W. Nurnberger - PDF
1032. Nebraska Bankers Association, Lincoln, NE, George Beattie - PDF
1033. New Hampshire Bankers Association, K. Mark Primeau - PDF
1034. New Horizon Bank, NA, Powhatan, VA, Kathy H. Grasty - PDF
1035. North Akron Savings Bank, Akron, OH, Tracy Jensen - PDF
1036. North Dakota Bankers Association, Bismarck, ND, Rick Clayburgh - PDF
1037. Northwest Financial Corp, Arnolds Park, IA, Dwight K. Conover and Jeff Plagge - PDF
1038. Northwoods Bank of Minnesota, Park Rapids, MN, Mark Hewitt - PDF
1039. Norway Savings Bank, Norway, ME, Patricia W. Weigel - PDF
1040. Office of Advocacy of the U.S. Small Business Administration, Winslow Sargeant, Chief Counsel for Advocacy, and Jennifer A. Smith, Assistant Chief Counsel for Economic Regulation and Banking - PDF
1041. Ohio Bankers League, Jeffrey D. Quayle - PDF
1042. Optima Bank & Trust Company, Portsmouth, NH, Daniel Morrison - PDF
1043. Oregon Bankers Association, Salem, OR, Linda W. Navarro - PDF
1044. Patriot Bank, Broken Arrow, OK, Michael E. Bezanson - PDF
1045. Paul Hastings LLP, Washington, DC, Kevin L. Petrasic - PDF
1046. Paul O'Neill - PDF
1047. Pennsylvania Bankers Association, Harrisburg, PA, James R. Biery - PDF
1048. Pentucket Bank, Haverhill, MA, Scott D. Cote - PDF
1049. People Savings Bank, Indianola, IA, Weston D. Rodgers - PDF
1050. Peoples Savings Bank, Indianola, IA, Ryan M. Sievers - PDF
1051. Pineland State Bank, Metter, GA, Richard S. Williams - PDF
1052. PlainsCapital Corporation, Dallas, TX, Alan B. White - PDF
1053. Premier Business Bank, Los Angeles, CA, John R. Polen - PDF
1054. Principal Financial Group, Des Moines, IA, Terrance J. Lillis - PDF
1055. Property Casualty Insurers Association of America, Des Plaines, IL, James M. Olsen - PDF
1056. Public Citizen's Congress Watch, Bartlett Naylor - PDF
1057. Randolph Savings Bank, Randolph, MA, John J. Doyle, Jr. and Phillip J. Carnevale - PDF
1058. Revere Bank, Laurel, MD, Carrie Quinn - PDF
1059. Salisbury Bank and Trust Company, Lakeville, CT, Richard J. Cantele, Jr. and B. Ian McMahon - PDF
1060. Saugusbank, Saugus, MA, Kevin M. Tierney, Sr. - PDF
1061. Savannah River Banking Company, Aiken, SC, J. Randolph Potter - PDF
1062. Securities Industry and Financial Markets Association (SIFMA), Michael Decker - PDF
1063. United States Senate, Jerry Moran, et al. - PDF
1064. United States Senate, Sherrod Brown, et al. - PDF
1065. Small Business Investor Alliance, Washington, DC, Brett T. Palmer and Andrew Jacobson - PDF
1066. Spectrum Asset Management, Inc., Phil Jacoby - PDF
1067. Spencer Savings Bank, Spencer, MA, K. Michael Robbins - PDF
1068. State Bank of Missouri, Concordia, MO, Darren Wodrich - PDF
1069. State Bank of Southern Utah, Cedar City, UT, Eric J. Schmutz - PDF
1070. State of Colorado, Denver, OH, John W. Hickenlooper - PDF
1071. State of Nebraska Department of Banking and Finance, Lincoln, NE, John Munn - PDF
1072. Tennessee Bankers Association, Nashville, TN, Brad Barrett - PDF
1073. Teton Banks, Fairfield, MT, Mike Johnson - PDF
1074. THE BANK - Oldham County, Inc., Lagrange, KY, Stephen Norton - PDF
1075. The Bank of Advance, MO, Adam Rainey - PDF
1076. The Bank of Canton, Canton, MA, Rhonda L. Kale - PDF
1077. The Bank of Canton, Canton, MA, Lori J. Webber - PDF
1078. The Bank of Vernon, Vernon, AL, Andy Johnson and Sammy Johnson - PDF
1079. The Citizens National Bank of Quitman, GA, Neal R. Bradley - PDF
1080. The Commercial and Savings Bank of Millersburg, Ohio, Eddie Steiner - PDF
1081. The First National Bank of Ballinger, TX, Pam Halfmann - PDF
1082. First National Bank of Gilbert, MN, Matthew C, Uhan - PDF
1083. The Goldman Sachs Group, Inc., New York NY, Sarah Smith - PDF
1084. The Home Loan Savings Bank, Coshocton, OH, Kyle Hamilton - PDF
1085. The New Washington State Bank, New Washington, IN, Mark Munzer - PDF
1086. The Nodaway Valley Bank, Maryville, MO, James G. Robinson and R. Cort Hegarty - PDF
1087. The Peoples Bank, Biloix, MS, Chevis C. Swetman - PDF
1088. The Tri-County Bank, Stuart, NE, Jon D. Schmaderer - PDF
1089. The Union State Bank of Everest, KS, Steven J. Handke - PDF
1090. Thomasville National Bank, Thomasville, GA, Ivan E. Crocker - PDF
1091. TIAA-CREF, New York, NY, Brandon Becker - PDF
1092. TNBANK, Oakridge, TN, Thomas E. Tuck & Kenneth F. Scarbro - PDF
1093. Todd Taylor, Attorney At Law, PLLC, Oklahoma City, OK - PDF
1094. Triumph Bank, Germantown, TN, William J. Chase, Jr. - PDF
1095. Trustmark Corporation, Jackson, MS, Gerard R. Host - PDF
1096. Ty Palmer - PDF
1097. Umpqua Holdings Corporation, Roseburg, OR, Steven Philpott - PDF
1098. Union Bank, NA, San Francisco, CA, John F. Woods - PDF
1099. Utah Bankers Association, Salt Lake City, UT, Howard Headlee - PDF
1100. Valley Bank, Moline, IL, Dennis H. Hanson - PDF
1101. Venture Bank, Bloomington, MN, Gwen Stanley - PDF
1102. Warren Bank & Trust Company, Warren, AR, James Smith, Gerald Burton, Kerry Pennington, Carlton Davis, Donnie Bryant, Kelly Ashcraft, Hunter Johnson and John Frazer - PDF
1103. Washington State Senate, Nick Harper - PDF
1104. Webster Bank, NA, Waterbury, CT, Glenn I. Maclnnes - PDF
1105. Whitesville State Bank, Whitesville, WV, Amanda Farley - PDF
1106. Wyoming Bank & Trust, Cheyenne, WY, Jeffrey C. Wallace - PDF
1107. American Bank, NA, Woodway, TX, Willard J. Still - PDF
1108. Staff Disclosure: Meeting with the The Clearinghouse (TCH) - PDF
1109. Sydney Sherrid - PDF
1110. Robert Rutkowski - PDF
1111. United Community Banks, Inc., Blairsville, GA, Alan Kumler - PDF
1112. Monterey County Bank, Monterey, CA, Charles T. Chrietzberg, Jr - PDF
1113. Staff Disclosure: Meeting with the Mortgage Bankers Association - PDF
1114. Mortgage Bankers Association, et al. - PDF
1115. Staff Disclosure: Meeting with representatives from the American Bankers Association and Subchapter S Bank Association, Inc. - PDF
1116. Chairman Carl Levin, US Senate Permanent Subcommittee on Investigations - PDF
1117. Staff Disclosure: Meeting with insurance companies regarding proposed rulemakings - PDF
1118. Staff Disclosure: Meeting with Representatives from Morgan Stanley - PDF
Comments and Staff Disclosures Applicable to AD96 and AD97
01. Staff Disclosure: Meeting with Ford Motor Credit
Comments and Staff Disclosures Applicable to AD97
01. Rockville, MD, Per Kurowski - PDF
02. Cattail Bancshares, Inc., Atwater, MN, Robert Meyerson - PDF
03. The Coalition for Derivatives End-Users, Luke Zubrod - PDF
04. National Association of Affordable Housing Lenders, Washington, DC, Judith Kennedy - PDF
05. Staff Disclosure: Meeting with Mortgage Bankers Association - PDF, Supplement - PDF, Supplement - PDF
06. Better Markets, Washington, DC, Dennis Kelleher - PDF
07. The European Investment Bank, Luxembourg, A. Querejeta - PDF


Last Updated 06/27/2013

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