Federal Deposit
Insurance Corporation

From: Steve DeWitt [mailto:steven@firststatebank.net]
Sent: Tuesday, November 27, 2007 1:31 PM
To: Comments
Subject: Garnishment Statement - 9/28/07

November 27, 2007

Mr. Robert E. Feldmen, Executive Secretary
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429

Attn: Comments

We appreciate the opportunity to comment on the proposed guidance on Garnishment of Exempt Federal Benefits Funds.

Kansas law specifically states it is the responsibility of the depositor receiving the garnishment to make the claim that funds being garnished are exempt from garnishment. We believe the law should remain as it is. Bank staffs are already stretched thin due to the requirements of other regulations, and expecting these same personnel to “police” each deposit account is beyond comprehension.

Please consider these comments in your final decision on this proposal.

Thank you.

Steven DeWitt
Executive Vice President and Cashier
The First State Bank of Burlingame