Supervisory Insights is published by the FDIC's Division of Risk Management Supervision to promote sound principles and practices for bank supervision.
The Winter 2017 - PDF issue of Supervisory Insights features two articles of interest to examiners, bankers, and supervisors. "Credit Management Information Systems: A Forward-Looking Approach" - PDF illustrates how banks can strengthen credit MIS by incorporating forward-looking risk indicators and establishing a sound governance framework.
"Underwriting Trends and Other Highlights from the FDIC’s Credit and Consumer Products/Services Survey" - PDF shares recent Credit Survey results with a focus on lending activity -- including trends in underwriting, loan growth, and funding. The results suggest that credit risk and liquidity risk are increasing, as reflected in a higher frequency of surveys that report risks associated with loan growth, out-of-territory lending, and credit and funding concentrations.
This issue also includes the Regulatory and Supervisory Roundup, an overview of recently released regulations and supervisory guidance.
Comments about this issue and suggestions for topics for future issues can be sent to SupervisoryJournal@fdic.gov or to Managing Editor Kim Lowry at firstname.lastname@example.org. We look forward to hearing from you.