Highlights:
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"The Risk Management Examination and Your Community Bank" emphasizes the
importance of open communication between regulators and community bankers to
an effective supervisory process, provides an overview of the examination
and application processes, and suggests ways to enhance communication
between bankers and supervisors and help banks better navigate their
examinations.
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"Stress Testing Credit Risk at Community Banks" describes the credit-related
stress-testing process, discusses its usefulness in managing risk, and
provides simple examples of how community banks can conduct stress testing.
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"Results from the FDIC's Credit and Consumer Products/Services Survey: Focus
on Lending Trends" shares recent Survey results, including trends in
underwriting, factors influencing banks' ability and willingness to lend,
use of loan workouts, and loan growth patterns across the country.
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"Accounting for Troubled Debt Restructurings" provides a summary of the
accounting for troubled debt restructurings, including a discussion of
regulatory reporting issues.
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Suggestions for article topics and requests for
permission to reprint articles should be e-mailed to supervisoryjournal@fdic.gov.
Requests for print copies should be e-mailed to publicinfo@fdic.gov.
Distribution:
FDIC-Supervised Institutions
Suggested Routing:
Chief Executive Officer
Compliance Officer
Related
Topics:
Community Banking
Risk Management Examination
Stress Testing
Credit and Consumer Products/Services Survey
Troubled Debt Restructurings
Attachment:
None
Contact:
Kim E. Lowry, Managing Editor
(klowry@fdic.gov or 202-898-6635)
Note:
FDIC Financial Institution Letters (FILs) are available on the FDIC's Web site
at www.fdic.gov/news/news/financial/2012/index.html.
To receive FILs electronically, visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies may be obtained through the FDIC's Public Information Center, 3501
Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).
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