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Financial Institution Letter
Supervisory Insights Journal Winter 2011 Issue Now Available
Summary: The Winter 2011 issue of Supervisory Insights features two articles of critical interest to examiners, bankers, and supervisors. One provides information for bankers that will help strengthen a financial institution's real estate appraisal and valuation program. The second discusses strategies for mitigating risks arising from mobile banking.

The publication is available at .

Statement of Applicability to Institutions with Total Assets Under $1 Billion: The information contained in this issue of Supervisory Insights may be of general interest to FDIC-insured financial institutions, but it is not supervisory guidance.

  • "Navigating the Real Estate Valuation Process" highlights certain aspects of the 2010 Interagency Appraisal and Evaluation Guidelines . This article provides information for bankers regarding sound practices for banks' real estate valuation processes in the areas of valuation review, independence, content standards, preparer selection, and monitoring.
  • "Mobile Banking: Rewards and Risks" discusses the technologies used to deliver mobile banking services, identifies the risks to financial institutions and consumers, and describes strategies for mitigating these risks.
  • Suggestions for article topics and requests for permission to reprint articles should be e-mailed to . Requests for print copies should be e-mailed to .

FDIC-Supervised Institutions

Suggested Routing:
Chief Executive Officer
Compliance Officer

FDIC Financial Institution Letters (FILs) may be accessed from the FDIC's Web site at .

To receive FILs electronically, please visit .

Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).

Additional Related Topics:

  • Appraisals
  • Mobile Banking
Last Updated: December 14, 2011