Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
This page is no longer active. Its content has expired or been rescinded by the FDIC.
Financial Institution Letter
Supervisory Insights Journal Summer 2009 Issue Now Available
Summary: The Summer 2009 issue of Supervisory Insights features articles of critical interest to examiners, bankers and supervisors, including a chronology of the unprecedented financial developments of 2008 and a discussion of how these events may affect the future focus of bank supervision; an overview of new requirements mandated by amendments to Regulation Z and the Home Ownership and Equity Protection Act; and a discussion of risks and appropriate risk management strategies associated with Remote Deposit Capture technology. The publication is available at .


  • "A Year in Bank Supervision: 2008 and a Few of Its Lessons" is a chronology of selected major events that occurred in the financial services industry during a tumultuous 2008, with thoughts on how these events may affect supervisory focus going forward.
  • "Changes to Regulation Z Afford Increased Consumer Protections" previews new requirements included in amendments to Regulation Z (Truth-in-Lending) and the Home Ownership and Equity Protection Act that will take effect later this year and identifies useful implications for examiners and bankers.
  • "Remote Deposit Capture: A Primer" describes the growing popularity of this product, identifies the risks, and provides an overview of risk mitigation techniques.
  • Suggestions for future topics and requests for permission to reprint articles should be e-mailed to . Requests for print copies should be e-mailed to

FDIC-Supervised Institutions

Suggested Routing:
Chief Executive Officer
Compliance Officer

FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at .

To receive FILs electronically, please visit .

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).

Additional Related Topics:

  • Regulation Z
  • Remote Deposit Capture
Last Updated: June 16, 2009