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2020 Financial Institution Letters News
FIL Number / Title Title Issue Date Category
FIL-115-2020 Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O and Reporting Requirements under Part 363 of FDIC Regulations Corporate Governance / Management
FIL-116-2020 Information Regarding the FDIC’s Reservation of Authority for Determining Part 363 Compliance Requirements for Insured Depository Institutions (IDIs) Accounting, Auditing, and Securities Disclosure
FIL-114-2020 Proposed Rulemaking to Permit Additional Exemptions to Suspicious Activity Report Requirements BSA/AML, OFAC and Fraud
FIL-113-2020 Combined Final Rule on Brokered Deposits and Interest Rate Restrictions Liquidity, Funds Management, and Sensitivity to Risk
FIL-112-2020 FDIC Amends Branch Application Requirements Regarding Historic Preservation and Environmental Policy Applications, Notices and Filings
FIL-109-2020 Banker Webinar: Banks’ Use of Artificial Intelligence, including Machine Learning Applied Technology
FIL-107-2020 Proposed Rulemaking to Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses (CECL) Methodology Deposit Insurance
FIL-108-2020 Interagency Interim Final Rule Provides Regulatory Relief to Institutions Experiencing Temporary Asset Growth in Connection with COVID-19-Related Programs Regulations
FIL-106-2020 Joint Fact Sheet on Bank Secrecy Act Due Diligence Requirements for Charities and Nonprofit Organizations BSA/AML, OFAC and Fraud
FIL-105-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Severe Storms and Flooding Disaster Relief
FIL-104-2020 LIBOR Transition for Loans Lending / Investments
FIL-103-2020 The FDIC Publishes Sound Practices to Strengthen Operational Resilience Information Technology / Cybersecurity
FIL-102-2020 Final Rule: Total Loss Absorbing Capital (TLAC) Holdings Capital
FIL-100-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Hurricane Delta Disaster Relief
FIL-101-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of California Affected by Wildfires Disaster Relief
FIL-99-2020 The FDIC Approves Interim Final Rule to Provide Temporary Relief from Part 363 Audit and Reporting Requirements Accounting, Auditing, and Securities Disclosure
FIL-98-2020 Net Stable Funding Ratio: Liquidity Risk Measurement Standards and Disclosure Requirements Liquidity, Funds Management, and Sensitivity to Risk
FIL-95-2020 Bank Secrecy Act: Customer Identification Program Rule Exemption for Insurance Premium Finance Loans Bank Secrecy Act
FIL-96-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Florida Affected by Hurricane Sally Disaster Relief
FIL-93-2020 Treatment of Certain Emergency Facilities in the Regulatory Capital Rule and the Liquidity Coverage Ratio Rule Regulations
FIL-94-2020 Agencies Adopt Final Rule on Certain Real Estate Transactions for Financial Institutions and Consumers Affected by the Coronavirus Disaster Relief
FIL-92-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Hurricane Sally Disaster Relief
FIL-91-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oregon Affected by Wildfires and Straight-Line Winds Disaster Relief
FIL-90-2020 Restoration Plan for the FDIC Deposit Insurance Fund
FIL-89-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Tropical Storm Isaias Disaster Relief
FIL-86-2020 FDIC Extends Comment Period Related to the Proposed Updated Interagency Questions and Answers Regarding Flood Insurance Consumer Compliance/Protection
FIL-88-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Louisiana Affected by Hurricane Laura Disaster Relief
FIL-87-2020 Banker Webinar: Loan Forgiveness and Other Matters Relative to the Paycheck Protection Program – Rescheduled Disaster Relief
FIL-85-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of California Affected by Wildfires Disaster Relief
FIL-83-2020 Final Rule Adopts Existing Interim Final Rule Definition of Eligible Retained Income Capital
FIL-82-2020 Modifications to the Community Bank Leverage Ratio Framework Capital
FIL-81-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Iowa Affected by Severe Storms Disaster Relief
FIL-84-2020 Revised Transition of the Current Expected Credit Losses Methodology for Allowances Capital
FIL-80-2020 Proposed Revisions to Statement of Policy Regarding Minority Depository Institutions Risk Management Practices
FIL-78-2020 Bank Secrecy Act: Joint Statement on Due Diligence Requirements for Customers Who May Be Considered Politically Exposed Persons BSA/AML, OFAC and Fraud
FIL-79-2020 FDIC Proposes Changes to Its Supervisory Appeals Process Regulations
FIL-76-2020 Joint Statement on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements BSA/AML, OFAC and Fraud
FIL-75-2020 Deposit Insurance Coverage Seminars: Free Nationwide Series for Bank Officers and Employees Deposit Insurance
FIL-74-2020 Additional Loan Accommodations Related to COVID-19 Event Disaster Relief
FIL-72-2020 FDIC Final Rule Revises and Codifies Policy to Allow Greater Employment Opportunities for Individuals with Certain Minor Criminal Offenses on Their Records Regulations
FIL-71-2020 FDIC Seeks Input on Potential Voluntary Certification Program to Promote New Technologies Information Technology / Cybersecurity
FIL-70-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Michigan Affected by Severe Storms and Flooding Disaster Relief
FIL-68-2020 FFIEC Joint Statement on Managing the LIBOR Transition Risk Management
FIL-67-2020 Flood Insurance: Proposed Revisions to Interagency Questions and Answers Consumer Compliance/Protection
FIL-65-2020 FDIC Issues Final Rule Clarifying the Interest Rates State-Chartered Banks and Insured Branches of Foreign Banks May Charge Regulations
FIL-66-2020 Final Rule and Interim Final Rule Regarding Swap Margin Requirements Regulations
FIL-64-2020 Interagency Examiner Guidance for Assessing Safety and Soundness Considering the Effect of the COVID-19 Pandemic on Financial Institutions Disaster Relief
FIL-63-2020 Final Rule Mitigating the Deposit Insurance Assessment Effect of Participation in the Paycheck Protection Program (PPP), the PPP Liquidity Facility, and the Money Market Mutual Fund Liquidity Facility Deposit Insurance
FIL-62-2020 FDIC Unveils Redesigned Website: New FDIC.gov Offers Easier Access to Information to Bankers, Consumers and Analysts Publications
FIL-61-2020 The FDIC Updates its Enforcement Actions Manual for Flood Insurance Civil Money Penalties Consumer Compliance/Protection
FIL-59-2020 Summary of Deposits Survey and Filing for June 30, 2020 Deposit Insurance
FIL-58-2020 Interagency Guidance for Responsible Small-Dollar Loans Lending / Investments
FIL-57-2020 Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks from the Supplementary Leverage Ratio for Depository Institutions Capital
FIL-56-2020 Proposed Rulemaking to Mitigate the Deposit Insurance Assessment Effects of Participation in the Paycheck Protection Program (PPP), the PPP Lending Facility, and the Money Market Mutual Fund Liquidity Facility Deposit Insurance
FIL-54-2020 Interagency Policy Statement on Allowances for Credit Losses Accounting, Auditing, and Securities Disclosure
FIL-55-2020 Interagency Guidance on Credit Risk Review Systems Lending / Investments
FIL-53-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of South Carolina Affected by Severe Storms, Tornadoes and Straight-Line Winds Disaster Relief
FIL-52-2020 FFIEC Joint Statement on Risk Management for Cloud Computing Services Information Technology / Cybersecurity
FIL-51-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-50-2020 Small Business Administration (SBA) and U.S. Department of Treasury Announce Availability of New Paycheck Protection Program Loans Disaster Relief
FIL-48-2020 Technical Corrections to the Revised Transition of the Current Expected Credit Losses Methodology for Allowances Capital
FIL-49-2020 Banker Webinar: How to Become a Paycheck Protection Program (PPP) Lender Disaster Relief
FIL-47-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Mississippi Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-45-2020 Release of FFIEC Federal Disclosure Computational Tools Consumer Compliance/Protection
FIL-46-2020 Banker Webinar: Revised Statement on Loan Modifications and Reporting for Institutions Working with Customers Affected by the Coronavirus Disaster Relief
FIL-44-2020 Bank Secrecy Act/Anti-Money Laundering Examination Manual Update BSA/AML, OFAC and Fraud
FIL-43-2020 Facilitating Real Estate-Related Transactions Affected by COVID-19 Disaster Relief
FIL-40-2020 Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to COVID-19 and the CARES Act Consumer and Community Affairs
FIL-41-2020 Banker Webinar: New Transition Provision to Delay the Impact of CECL on Regulatory Capital for Institutions Required to Adopt CECL in 2020 Capital
FIL-42-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oregon Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-37-2020 Changes to the Regulatory Capital Rule to Accommodate the Paycheck Protection Program Capital
FIL-36-2020 Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus Disaster Relief
FIL-35-2020 Modifications to the Community Bank Leverage Ratio Framework Capital
FIL-34-2020 FDIC Extends Comment Period Related to the Proposed Revisions to the Brokered Deposits Rules Risk Management
FIL-33-2020 Revised: New SBA and Treasury Programs Available for Small Business Relief Disaster Relief
FIL-32-2020 Joint Statement on the Interaction of the CECL Revised Transition Interim Final Rule with Section 4014 of the Coronavirus Aid, Relief, and Economic Security Act Capital
FIL-31-2020 Adjusting the Calculations for Credit Concentration Lending / Investments
FIL-29-2020 FDIC Updates Steps to Protect Banks and Consumers and to Continue Operations Disaster Relief
FIL-30-2020 Statement on Part 363 Annual Reports in Response to the Coronavirus Disaster Relief
FIL-27-2020 Temporary Alternative Procedures for Sending Supervision-Related Mail and Email to the FDIC Applications, Notices and Filings
FIL-25-2020 Identification of Essential Critical Infrastructure Workers During the COVID-19 Response Efforts Disaster Relief
FIL-26-2020 Statement Encouraging Responsible Small-Dollar Lending to Consumers and Small Businesses in Response to COVID-19 Disaster Relief
FIL-23-2020 Request for 2019 Diversity Self-Assessments from FDIC-Regulated Financial Institutions Applications, Notices and Filings
FIL-20-2020 Regulatory Capital Rule: Clarification on the Use of Buffers Capital
FIL-21-2020 Regulatory Capital Rule: Eligible Retained Income Capital
FIL-19-2020 Joint Statement on CRA Consideration for Activities in Response to the COVID-19 Disaster Relief
FIL-18-2020 Frequently Asked Questions Disaster Relief
FIL-17-2020 Working with Customers Affected by the Coronavirus Disaster Relief
FIL-16-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms, Tornadoes, Straight-Line Winds and Flooding Disaster Relief
FIL-15-2020 Extension of Comment Period for RFI on How to Modernize Signage and Advertising Requirements for Banks Consumer Compliance/Protection
FIL-14-2020 Interagency Statement on Pandemic Planning Corporate Governance / Management
FIL-13-2020 Extension of Comment Period for Notice of Proposed Rulemaking on Revisions to the Community Reinvestment Act Regulations Community Reinvestment Act
FIL-12-2020 FDIC Seeks Information on How to Modernize Signage and Advertising Requirements for Banks Consumer Compliance/Protection
FIL-9-2020 Home Mortgage Disclosure Act (HMDA): FFIEC Issues 2020 Version of A Guide to HMDA Reporting: Getting It Right! Consumer Compliance/Protection
FIL-8-2020 FDIC Issues Procedures for Deposit Insurance Applications from Applicants that are Not Traditional Community Banks Applications, Notices and Filings
FIL-7-2020 Banker Webinar: Community Bank Leverage Ratio Framework Capital
FIL-6-2020 Banker Webinar: New Standardized Approach for Calculating the Exposure Amount of Derivative Contracts Regulations
FIL-5-2020 Advisory: Prudent Management of Agricultural Lending During Economic Cycles Lending / Investments
FIL-4-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Puerto Rico Affected by Earthquakes Disaster Relief
FIL-3-2020 Heightened Cybersecurity Risk Considerations Information Technology / Cybersecurity