I. Executive Summary - First Quarter 2019
The attached report highlights the Corporation's financial activities and results for the quarter ended March 31, 2019.
- During the first quarter of 2019, the Deposit Insurance Fund (DIF) balance rose to $104.9 billion as of March 31, 2019, up $2.3 billion from year-end 2018. The quarterly increase was primarily due to $1.4 billion in assessment revenue and $928 million in interest and unrealized gains on U.S. Treasury securities.
- The reserve ratio, which is the ratio of the DIF balance to estimated insured deposits, was 1.36 percent as of March 31, 2019. The reserve ratio was unchanged from December 31, 2018, as strong seasonal growth in insured deposits offset the growth in the DIF.
- There were no financial institution failures during the first quarter of 2019; the last failure occurred on December 15, 2017.
- Through March 31, 2019, overall FDIC Operating Budget expenditures were below budget by 11 percent ($54.9 million). This variance was primarily the result of vacancies in budgeted positions in the Ongoing Operations budget component and less than expected spending for contractual services in both the Ongoing Operations and Receivership Funding components of the budget.