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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Deposit Insurance

FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. Learn more...

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Frequently Asked Questions for Deposit Insurance

  • Photo of a building column BankFind
    Search for your bank to find out if it is insured; find the locations of your bank's branches; find out if your bank has merged or been acquired; or review your bank's history.
  • Photo of safe lock Are My Deposits Insured?
    Find out how FDIC deposit insurance works and estimate coverage on your deposits.
  • Photo of pen resting on a balance sheet Uninsured Investments
    Determine which investments are not insured by the FDIC.
  • Photo of smiling woman The Deposit Insurance Fund
    Learn about the FDIC's risk-based premium system and the deposit insurance reform legislation. This includes the FDIC's Assessment Rate Calculator.
  • Photo of man reading document at desk International Deposit Insurance
    Find out how the FDIC fosters communication and coordination among other countries' deposit insurance systems.
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