Community Affairs – Affordable Mortgage Lending Center
Affordable Mortgage Lending Guide,
Part I: Federal Agencies and Government Sponsored Enterprises
U.S. Department of Agriculture
The U.S. Department of Agriculture’s (USDA) Rural Development’s (RD) single-family lending programs provide a path to homeownership for people living in rural areas making between 50 and 115 percent of area median income. Rural Development oversees housing, community facilities, water and waste disposal, utilities, broadband access, and financing for rural businesses. USDA maintains an extensive network of field offices in rural areas across the country.