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Consumer Protection – Deposit Accounts

Deposit Accounts Basics

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Consumers with deposits at FDIC-insured banks benefit from a wide range of consumer protections, depending on the type of deposit account, how they access their account, and related products. Perhaps the FDIC is most well-known for protecting consumers by insuring deposits. Specifically, the FDIC insures each depositor up to at least $250,000 at each FDIC-insured bank in the unlikely event of a bank failure. However, depositors benefit from other consumer protections as well. Below is some information on common consumer protections provided for certain deposit accounts, products, and services.

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