Vivian Hwa is a Senior Economist with the FDIC. She began her career in September of 2007 after obtaining her PhD from the University of California, Berkeley. Her work includes over a decade’s experience in economic research and risk analysis, with additional experience in model development, validation, and governance including the use of machine learning both for agency use and as a part of reviewing risk management during bank exams. Her research interests include: market discipline, bank failures, depositor behavior, deposit franchise valuation, banking operations, early warning modeling, and financial innovation.
Vivian M. Hwa Curriculum Vitae
Publications
Hwa, Vivian & Kapinos, Pavel & Ramirez, Carlos D., 2018. "Does regulatory bank oversight impact economic activity? A local projections approach," Journal of Financial Stability, Elsevier, vol. 39(C), pages 167-174.
Bennett, Rosalind L., Vivian Hwa and Myron Kwast. 2015. Market Discipline by Bank Creditors during the 2008-2010 Crisis. Journal of Financial Stability. Vol. 20, 51-69.