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Center for Financial Research

2026 Externally Published Research

Published 2026
Do municipalities pay more to issue unrated bonds?
By Peppe, Matthew D. (University of Maryland), and Haluk Unal (University of Maryland and FDIC). 
Journal of Financial Stability, Volume 82, 2026, 101482, ISSN 1572-3089.
Bank Monitoring with On-Site Inspections
By Amanda Rae Heitz (Tulane University, Federal Deposit Insurance Corporation), Christopher Martin (Federal Deposit Insurance Corporation), and Alexander Ufier (Federal Deposit Insurance Corporation)
Journal of Finance, Forthcoming
Explaining the Life Cycle of Bank-Sponsored Money Market Funds: An Application of the Regulatory Dialectic (PDF)
By Stefan Jacewitz (Federal Reserve Bank of Kansas City), Jonathan Pogach (Federal Deposit Insurance Corporation), Haluk Unal (University of Marlyand and Federal Deposit Insurance Corporation, and Chengjun Wu (University of Maryland)
Journal of Financial Stability, Forthcoming
Why Do Models that Predict Failure Fail?
By Hua Kiefer (Federal Deposit Insurance Corporation) and Tom Mayock (Virginia Tech)
J Real Estate Finance Econ, Forthcoming
Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance 
By Christopher Martin (Federal Deposit Insurance Corporation), Manju Puri (Duke University, Federal Deposit Insurance Corporation, National Bureau of Economic Research), and Alexander Ufier (Federal Deposit Insurance Corporation)
Journal of Finance, Forthcoming

Last Updated: March 4, 2026