Chart 5
Money Smart Graduates Reported That They Were More Likely to Pay off Their Entire Credit Card Balance Each Month
  Pay the full balance Pay more than the minimum Pay the minimum Pay less than the minimum Total
Follow-up 29.4% 62.0% 8.6% 0.0% 1
Pre-training 19.8% 62.9% 13.4% 3.8% 1
Source: FDIC, A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum Upon Consumer’s Behavior and Confidence (Washington, DC, April 2007).