Chart 4
Most Money Smart Graduates Improved the Timeliness of Bill Payments
  Always pay on time Usually pay on time Sometimes pay on time Almost never pay on time Total
Follow-up 55.0% 36.9% 8.0% 0.2% 1
Pre-training 43.3% 41.1% 12.5% 3.1% 1
Source: FDIC, A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum Upon Consumer’s Behavior and Confidence (Washington, DC, April 2007).