FDIC: Quarterly Banking Profile

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FDIC Quarterly Banking Profile

FDIC Third Quarter of 2018 Banking Profile - Deposit Insurnace Fund
TABLE I-C. Insurance Fund Balances and Selected Indicators
Beginning Fund Balance	$97,588	$95,072	$92,747	$90,506	$87,588	$84,928	$83,162	$80,704	$77,910	$75,120	$72,600	$70,115	$67,589
Changes in Fund Balance:
Assessments earned	2,728	2,598	2,850	2,656	2,568	2,634	2,737	2,688	2,643	2,328	2,328	2,160	2,170
Interest earned on investment securities	433	381	338	305	274	251	227	189	171	164	147	128	122
Realized gain on sale of investments	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating expenses	434	445	433	443	404	450	442	437	422	441	415	447	410
Provision for insurance losses	-121	-141	-65	-203	-512	-233	765	-332	-566	-627	-43	-930	-578
All other income, net of expenses	2	3	1	3	1	4	2	3	3	2	5	12	2
Unrealized gain/(loss) on available-for-sale securities**	-234	-162	-496	-481	-33	-12	7	-317	-167	110	412	-298	64
Total fund balance change	2,616	2,516	2,325	2,242	2,918	2,660	1,766	2,457	2,794	2,790	2,520	2,485	2,526
Ending Fund Balance	100,204	97,588	95,072	92,747	90,506	87,588	84,928	83,162	80,704	77,910	75,120	72,600	70,115
Percent change from four quarters earlier	10.72	11.42	11.95	11.53	12.14	12.42	13.06	14.55	15.10	15.27	15.05	15.64	29.08
Reserve Ratio (%)	1.36	1.33	1.30	1.30	1.27	1.24	1.20	1.20	1.18	1.17	1.13	1.11	1.09
Estimated Insured Deposits	7,376,566	7,356,907	7,336,746	7,159,748	7,103,695	7,050,340	7,081,910	6,917,928	6,817,984	6,674,980	6,662,907	6,519,449	6,406,678
Percent change from four quarters earlier	3.84	4.35	3.60	3.50	4.19	5.62	6.29	6.11	6.42	5.39	5.19	5.23	4.61
Domestic Deposits	12,368,002	12,280,938	12,305,836	12,129,503	11,966,478	11,827,933	11,856,691	11,693,371	11,506,877	11,242,960	11,156,523	10,952,922	10,698,306
Percent change from four quarters earlier	3.36	3.83	3.79	3.73	3.99	5.20	6.28	6.76	7.56	5.74	5.06	5.21	4.75
Assessment Base***	15,226,220	15,112,453	15,068,643	15,001,510	14,834,535	14,703,244	14,621,088	14,563,614	14,383,231	14,194,249	13,994,033	13,832,910	13,662,776
Percent change from four quarters earlier	2.64	2.78	3.06	3.01	3.14	3.59	4.48	5.28	5.27	4.45	3.40	3.65	4.19
Number of Institutions Reporting	5,486	5,551	5,616	5,679	5,747	5,796	5,865	5,922	5,989	6,067	6,131	6,191	6,279
* Quarterly financial statement results are unaudited. Includes unrealized postretirement benefit gain (loss). * Average consolidated total assets minus tangible equity, with adjustments for banker's banks and custodial banks.

FDIC Third Quarter of 2018 Banking Profile - Deposit Insurnace Fund

TABLE I-C. Insurance Fund Balances and Selected Indicators

(dollar figures in millions)

Deposit Insurance Fund*

3rd Quarter
2018

2nd Quarter
2018

1st Quarter
2018

4th Quarter
2017

3rd Quarter
2017

2nd Quarter
2017

1st Quarter
2017

4th Quarter
2016

3rd Quarter
2016

2nd Quarter
2016

1st Quarter
2016

4th Quarter
2015

3rd Quarter
2015

Beginning Fund Balance

$97,588

$95,072

$92,747

$90,506

$87,588

$84,928

$83,162

$80,704

$77,910

$75,120

$72,600

$70,115

$67,589

Changes in Fund Balance:

Assessments earned

2,728

2,598

2,850

2,656

2,568

2,634

2,737

2,688

2,643

2,328

2,160

2,170

Interest earned on investment securities

433

381

338

305

274

251

227

189

171

164

147

128

122

Realized gain on sale of investments

Operating expenses

434

445

433

443

404

450

442

437

422

441

415

447

410

Provision for insurance losses

-121

-141

-65

-203

-512

-233

765

-332

-566

-627

-43

-930

-578

All other income, net of expenses

Unrealized gain/(loss) on available-for-sale securities**

-234

-162

-496

-481

-33

-12

-317

-167

110

412

-298

Total fund balance change

2,616

2,516

2,325

2,242

2,918

2,660

1,766

2,457

2,794

2,790

2,520

2,485

2,526

Ending Fund Balance

100,204

97,588

95,072

92,747

90,506

87,588

84,928

83,162

80,704

77,910

75,120

72,600

70,115

Percent change from four quarters earlier

10.72

11.42

11.95

11.53

12.14

12.42

13.06

14.55

15.10

15.27

15.05

15.64

29.08

Reserve Ratio (%)

1.36

1.33

1.30

1.27

1.24

1.20

1.18

1.17

1.13

1.11

1.09

Estimated Insured Deposits

7,376,566

7,356,907

7,336,746

7,159,748

7,103,695

7,050,340

7,081,910

6,917,928

6,817,984

6,674,980

6,662,907

6,519,449

6,406,678

Percent change from four quarters earlier

3.84

4.35

3.60

3.50

4.19

5.62

6.29

6.11

6.42

5.39

5.19

5.23

4.61

Domestic Deposits

12,368,002

12,280,938

12,305,836

12,129,503

11,966,478

11,827,933

11,856,691

11,693,371

11,506,877

11,242,960

11,156,523

10,952,922

10,698,306

Percent change from four quarters earlier

3.36

3.83

3.79

3.73

3.99

5.20

6.28

6.76

7.56

5.74

5.06

5.21

4.75

Assessment Base***

15,226,220

15,112,453

15,068,643

15,001,510

14,834,535

14,703,244

14,621,088

14,563,614

14,383,231

14,194,249

13,994,033

13,832,910

13,662,776

Percent change from four quarters earlier

2.64

2.78

3.06

3.01

3.14

3.59

4.48

5.28

5.27

4.45

3.40

3.65

4.19

Number of Institutions Reporting

5,486

5,551

5,616

5,679

5,747

5,796

5,865

5,922

5,989

6,067

6,131

6,191

6,279

* Quarterly financial statement results are unaudited.

** Includes unrealized postretirement benefit gain (loss).

*** Average consolidated total assets minus tangible equity, with adjustments for banker's banks and custodial banks.

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