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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

FDIC Third Quarter of 2018 Banking Profile - Deposit Insurnace Fund
TABLE I-C. Insurance Fund Balances and Selected Indicators
(dollar figures in millions) Deposit Insurance Fund*
3rd Quarter
2018
2nd Quarter
2018
1st Quarter
2018
4th Quarter
2017
3rd Quarter
2017
2nd Quarter
2017
1st Quarter
2017
4th Quarter
2016
3rd Quarter
2016
2nd Quarter
2016
1st Quarter
2016
4th Quarter
2015
3rd Quarter
2015
Beginning Fund Balance $97,588 $95,072 $92,747 $90,506 $87,588 $84,928 $83,162 $80,704 $77,910 $75,120 $72,600 $70,115 $67,589
Changes in Fund Balance:
Assessments earned 2,728 2,598 2,850 2,656 2,568 2,634 2,737 2,688 2,643 2,328 2,328 2,160 2,170
Interest earned on investment securities 433 381 338 305 274 251 227 189 171 164 147 128 122
Realized gain on sale of investments 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating expenses 434 445 433 443 404 450 442 437 422 441 415 447 410
Provision for insurance losses -121 -141 -65 -203 -512 -233 765 -332 -566 -627 -43 -930 -578
All other income, net of expenses 2 3 1 3 1 4 2 3 3 2 5 12 2
Unrealized gain/(loss) on available-for-sale securities** -234 -162 -496 -481 -33 -12 7 -317 -167 110 412 -298 64
Total fund balance change 2,616 2,516 2,325 2,242 2,918 2,660 1,766 2,457 2,794 2,790 2,520 2,485 2,526
Ending Fund Balance 100,204 97,588 95,072 92,747 90,506 87,588 84,928 83,162 80,704 77,910 75,120 72,600 70,115
Percent change from four quarters earlier 10.72 11.42 11.95 11.53 12.14 12.42 13.06 14.55 15.10 15.27 15.05 15.64 29.08
Reserve Ratio (%) 1.36 1.33 1.30 1.30 1.27 1.24 1.20 1.20 1.18 1.17 1.13 1.11 1.09
Estimated Insured Deposits 7,376,566 7,356,907 7,336,746 7,159,748 7,103,695 7,050,340 7,081,910 6,917,928 6,817,984 6,674,980 6,662,907 6,519,449 6,406,678
Percent change from four quarters earlier 3.84 4.35 3.60 3.50 4.19 5.62 6.29 6.11 6.42 5.39 5.19 5.23 4.61
Domestic Deposits 12,368,002 12,280,938 12,305,836 12,129,503 11,966,478 11,827,933 11,856,691 11,693,371 11,506,877 11,242,960 11,156,523 10,952,922 10,698,306
Percent change from four quarters earlier 3.36 3.83 3.79 3.73 3.99 5.20 6.28 6.76 7.56 5.74 5.06 5.21 4.75
Assessment Base*** 15,226,220 15,112,453 15,068,643 15,001,510 14,834,535 14,703,244 14,621,088 14,563,614 14,383,231 14,194,249 13,994,033 13,832,910 13,662,776
Percent change from four quarters earlier 2.64 2.78 3.06 3.01 3.14 3.59 4.48 5.28 5.27 4.45 3.40 3.65 4.19
Number of Institutions Reporting 5,486 5,551 5,616 5,679 5,747 5,796 5,865 5,922 5,989 6,067 6,131 6,191 6,279

* Quarterly financial statement results are unaudited.

** Includes unrealized postretirement benefit gain (loss).

*** Average consolidated total assets minus tangible equity, with adjustments for banker's banks and custodial banks.

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