Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

FDIC Third Quarter of 2018 Banking Profile - All FDIC-Insured Institutions
Table III-B. Aggregate Condition and Income Data by Geographic Region, FDIC-Insured Community Banks, 3rd Quarter 2018
(dollar figures in millions) All Community
Banks
Geographic Regions*
New York Atlanta Chicago Kansas City Dallas San Francisco
Number of institutions reporting 5,044 580 580 1,112 1,343 1,116 313
Total employees (full-time equivalent) 411,581 85,959 46,611 85,794 71,670 89,636 31,911
CONDITION DATA
Total assets $2,222,322 $621,215 $227,864 $396,047 $364,121 $421,921 $191,155
Loans secured by real estate 1,221,867 390,668 126,643 209,190 179,872 211,401 104,093
1-4 Family residential mortgages 396,234 142,650 39,654 70,655 53,640 66,829 22,807
Nonfarm nonresidential 474,079 140,379 55,392 77,575 60,833 87,562 52,337
Construction and development 110,521 25,411 14,269 15,940 15,970 29,497 9,433
Home equity lines 48,665 16,233 6,445 10,565 5,488 4,974 4,960
Commercial & industrial loans 210,596 52,640 19,399 40,355 37,467 42,892 17,845
Loans to individuals 63,184 16,010 6,465 12,375 10,975 12,828 4,531
Credit cards 1,802 415 149 247 575 220 196
Farm loans 53,732 618 1,511 8,693 29,861 10,030 3,019
Other loans & leases 39,751 11,664 3,562 7,164 6,796 7,202 3,364
Less: Unearned income 656 185 109 49 100 122 91
Total loans & leases 1,588,475 471,416 157,470 277,728 264,870 284,231 132,761
Less: Reserve for losses 18,267 4,627 1,778 3,210 3,472 3,448 1,732
Net loans and leases 1,570,208 466,789 155,692 274,518 261,398 280,782 131,028
Securities 396,652 94,719 41,719 75,811 65,350 85,519 33,533
Other real estate owned 3,267 576 671 584 539 731 166
Goodwill and other intangibles 15,594 5,035 1,352 2,761 2,327 2,805 1,314
All other assets 236,602 54,096 28,430 42,372 34,507 52,083 25,114
Total liabilities and capital 2,222,322 621,215 227,864 396,046 364,121 421,921 191,155
Deposits 1,823,190 493,945 190,884 326,526 298,974 353,442 159,421
Domestic office deposits 1,822,599 493,486 190,884 326,448 298,974 353,442 159,366
Foreign office deposits 591 459 0 77 0 0 55
Brokered deposits 73,308 25,344 5,157 13,879 13,417 9,851 5,661
Estimated insured deposits 1,331,063 345,358 140,570 256,681 231,678 252,386 104,389
Other borrowed funds 131,606 50,432 10,010 22,398 22,377 18,481 7,908
Subordinated debt 624 499 15 43 10 42 15
All other liabilities 16,997 5,937 1,635 2,789 2,321 2,716 1,599
Total equity capital (includes minority interests) 249,906 70,402 25,319 44,291 40,440 47,241 22,212
Bank equity capital 249,797 70,333 25,316 44,277 40,439 47,221 22,212
Loans and leases 30-89 days past due 7,785 1,900 901 1,414 1,303 1,876 391
Noncurrent loans and leases 12,746 4,081 1,281 2,357 1,981 2,373 674
Restructured loans and leases 6,500 2,147 675 1,506 921 856 395
Mortgage-backed securities 174,568 53,227 18,613 29,978 22,651 33,556 16,544
Earning assets 2,073,087 582,795 210,914 369,124 339,990 391,222 179,040
FHLB Advances 109,271 45,177 8,418 17,756 16,934 15,420 5,567
Unused loan commitments 306,329 84,795 27,689 55,624 53,976 53,757 30,488
Trust assets 297,976 72,977 9,545 76,816 88,926 40,839 8,873
Assets securitized and sold 14,956 7,998 69 3,017 2,624 852 396
Notional amount of derivatives 75,823 35,822 6,205 14,726 10,216 6,237 2,616
INCOME DATA All
Community Banks
New York Atlanta Chicago Kansas City Dallas San Francisco
Total interest income $23,144 $6,214 $2,423 $3,997 $3,859 $4,578 $2,073
Total interest expense 3,868 1,298 363 639 649 665 253
Net interest income 19,276 4,916 2,060 3,358 3,210 3,913 1,819
Provision for loan and lease losses 627 146 64 96 119 150 53
Total noninterest income 4,661 987 422 1,203 774 944 331
Total noninterest expense 15,093 3,689 1,702 2,886 2,446 3,060 1,311
Securities gains (losses) 23 22 3 0 0 -2 -2
Applicable income taxes 1,354 436 133 258 180 187 160
Extraordinary gains, net** -33 0 0 -34 0 0 1
Total net income (includes minority interests) 6,853 1,654 586 1,288 1,240 1,459 627
Bank net income 6,849 1,652 586 1,287 1,240 1,458 627
Net charge-offs 412 120 48 58 73 95 18
Cash dividends 2,548 422 145 651 568 519 244
Retained earnings 4,301 1,230 441 636 671 939 383
Net operating income 6,868 1,635 584 1,321 1,239 1,460 628

* See Table V-A for explanation.

** See Notes to Users for explanation.

Skip Footer back to content