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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 4: Noncurrent Loan Rates for FDIC-Insured Community Banks
Percent of Loan Portfolio Noncurrent
Year Quarter C&D Loans Nonfarm Nonresidential RE 1-4 Family RE C&I Loans Home Equity Farm Loans
2010 2 13.21 3.20 2.63 2.43 1.22 1.43
2010 3 13.41 3.28 2.63 2.40 1.25 1.45
2010 4 13.24 3.30 2.70 2.39 1.28 1.32
2011 1 13.15 3.29 2.68 2.38 1.37 1.41
2011 2 12.84 3.27 2.67 2.32 1.37 1.36
2011 3 12.20 3.26 2.92 2.23 1.33 1.29
2011 4 11.34 3.16 2.69 2.05 1.30 1.15
2012 1 11.28 3.18 2.71 1.99 1.36 1.22
2012 2 10.19 2.95 2.61 1.89 1.33 1.11
2012 3 9.11 2.81 2.49 1.78 1.31 1.03
2012 4 7.87 2.61 2.43 1.66 1.26 0.89
2013 1 7.07 2.54 2.37 1.65 1.25 0.96
2013 2 6.12 2.31 2.22 1.56 1.14 0.87
2013 3 5.31 2.13 2.17 1.54 1.12 0.85
2013 4 4.47 1.92 2.03 1.36 1.04 0.80
2014 1 3.94 1.83 1.91 1.35 1.00 0.77
2014 2 3.35 1.66 1.82 1.22 0.92 0.71
2014 3 3.03 1.58 1.86 1.20 0.90 0.65
2014 4 2.63 1.39 1.76 1.07 0.82 0.58
2015 1 2.39 1.33 1.67 1.06 0.80 0.65
2015 2 2.14 1.20 1.59 1.02 0.80 0.68
2015 3 1.76 1.10 1.53 1.09 0.77 0.60
2015 4 1.53 1.01 1.49 1.15 0.72 0.57
2016 1 1.39 1.01 1.44 1.25 0.75 0.74
2016 2 1.25 0.93 1.36 1.26 0.69 0.80
2016 3 1.18 0.90 1.32 1.31 0.65 0.82
2016 4 1.10 0.85 1.30 1.42 0.63 0.80
2017 1 1.00 0.83 1.25 1.46 0.62 0.95
2017 2 0.96 0.78 1.19 1.28 0.59 0.97
2017 3 0.90 0.77 1.15 1.26 0.58 1.00
2017 4 0.84 0.72 1.12 1.14 0.55 0.88
2018 1 0.77 0.73 1.09 1.07 0.54 1.08
2018 2 0.76 0.69 1.05 0.96 0.49 1.15
Source: FDIC

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