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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

FDIC Second Quarter of 2018 Banking Profile - All FDIC-Insured Institutions
Table VII-A. Servicing, Securitization and Asset Sales Activities (All FDIC-Insured Call Report Filers)*
(dollar figures in millions) 2nd
Quarter
2018
1st
Quarter
2018
4th
Quarter
2017
3rd
Quarter
2017
2nd
Quarter
2017
% Change
17Q2-18Q2
Asset Size Distribution
Less
Than $100
Million
$100 Million
To
$1 Billion
$1 Billion
To
$10 Billion
$10 Billion
To
$250 Billion
Greater
Than $250
Billion
Assets Securitized and Sold with Servicing Retained or with Recourse or Other Seller-Provided Credit Enhancements
Number of institutions reporting securitization activities 64 65 67 66 68 -5.9 0 5 20 32 7
Outstanding Principal Balance by Asset Type
1-4 family residential loans $560,132 $571,205 $590,211 $606,755 $620,524 -9.7 $0 $805 $16,087 $85,783 $457,457
Home equity loans 16 18 20 21 22 -27.3 0 0 0 16 0
Credit card receivables 26 4,781 4,553 16,114 17,306 -99.8 0 0 0 0 26
Auto loans 4,647 8,221 9,770 10,494 11,566 -59.8 0 0 0 4,647 0
Other consumer loans 1,887 2,914 3,052 3,610 3,778 -50.1 0 0 0 845 1,042
Commercial and industrial loans 271 381 380 316 309 -12.3 0 0 0 0 271
All other loans, leases, and other assets 67,948 62,410 60,869 55,105 54,266 25.2 0 9 10,650 3,736 53,553
Total securitized and sold 581,566 649,931 668,855 692,414 707,771 -17.8 0 0 0 69,217 512,349
Maximum Credit Exposure by Asset Type
1-4 family residential loans 1,327 1,527 1,716 1,718 1,750 -24.2 0 0 29 924 373
Home equity loans 0 0 0 0 0 0.0 0 0 0 0 0
Credit card receivables 0 392 353 1,405 1,508 -100.0 0 0 0 0 0
Auto loans 125 164 147 161 183 -31.7 0 0 0 125 0
Other consumer loans 82 88 86 87 96 -14.6 0 0 0 0 82
Commercial and industrial loans 0 0 0 0 0 0.0 0 0 0 0 0
All other loans, leases, and other assets 1,266 1,194 1,131 908 874 44.9 0 0 171 0 1,095
Total credit exposure 2,565 3,365 3,431 4,279 4,410 -41.8 0 0 0 1,015 1,550
Total unused liquidity commitments provided to institution's own securitizations 144 143 215 246 172 -16.3 0 0 0 19 125
Securitized Loans, Leases, and Other Assets 30-89 Days Past Due (%)
1-4 family residential loans 3.5 3.2 4.7 4.3 3.4   0.0 2.6 1.6 3.0 3.7
Home equity loans 8.4 9.5 9.7 5.9 8.2   0.0 0.0 0.0 8.4 0.0
Credit card receivables 0.0 0.3 0.3 0.4 0.4   0.0 0.0 0.0 0.0 0.0
Auto loans 1.8 1.6 2.1 1.6 1.4   0.0 0.0 0.0 1.8 0.0
Other consumer loans 4.7 4.5 4.7 4.2 4.1   0.0 0.0 0.0 2.2 6.8
Commercial and industrial loans 0.0 0.0 0.0 0.0 0.0   0.0 0.0 0.0 0.0 0.0
All other loans, leases, and other assets 0.3 0.3 0.5 0.7 1.3   0.0 0.0 0.5 0.8 0.3
Total loans, leases, and other assets 3.2 2.9 4.2 3.9 3.1   0.0 0.0 0.0 2.7 3.3
Securitized Loans, Leases, and Other Assets 90 Days or More Past Due (%)
1-4 family residential loans 1.2 1.4 1.6 1.3 1.3   0.0 1.5 1.0 1.6 1.2
Home equity loans 42.6 44.1 45.7 47.1 47.4   0.0 0.0 0.0 42.6 0.0
Credit card receivables 0.0 0.2 0.2 0.3 0.3   0.0 0.0 0.0 0.0 0.0
Auto loans 0.4 0.3 0.4 0.3 0.3   0.0 0.0 0.0 0.4 0.0
Other consumer loans 6.0 4.3 4.6 4.2 4.0   0.0 0.0 0.0 1.7 9.5
Commercial and industrial loans 0.0 0.0 0.0 0.0 0.0   0.0 0.0 0.0 0.0 0.0
All other loans, leases, and other assets 0.7 1.2 1.2 1.2 1.4   0.0 0.0 0.4 0.1 0.8
Total loans, leases, and other assets 1.2 1.4 1.5 1.2 1.3   0.0 0.0 0.0 1.2 1.2
Securitized Loans, Leases, and Other Assets Charged-Off (net, YTD, annualized, %)
1-4 family residential loans -0.1 -0.1 0.2 0.2 0.1   0.0 0.0 0.0 0.0 -0.1
Home equity loans 11.4 4.9 11.7 8.7 5.9   0.0 0.0 0.0 11.4 0.0
Credit card receivables 3.8 0.3 1.2 1.2 0.8   0.0 0.0 0.0 0.0 3.8
Auto loans 0.6 0.4 1.2 0.8 0.5   0.0 0.0 0.0 0.6 0.0
Other consumer loans 0.6 0.3 1.5 1.0 0.6   0.0 0.0 0.0 0.4 0.7
Commercial and industrial loans 0.0 0.0 0.0 0.0 0.0   0.0 0.0 0.0 0.0 0.0
All other loans, leases, and other assets 0.3 0.0 1.7 1.3 0.7   0.0 0.0 0.2 0.2 0.3
Total loans, leases, and other assets 0.0 -0.1 0.4 0.3 0.2   0.0 0.0 0.0 0.1 0.0
Seller's Interests in Institution's Own Securitizations - Carried as Loans
Home equity loans 0 0 0 0 0 0.0 0 0 0 0 0
Credit card receivables 0 1,730 2,460 8,171 7,260 -100.0 0 0 0 0 0
Commercial and industrial loans 306 426 463 401 334 -8.4 0 0 0 0 306
Seller's Interests in Institution's Own Securitizations - Carried as Securities
Home equity loans 0 0 0 0 0 0.0 0 0 0 0 0
Credit card receivables 0 0 0 0 0 0.0 0 0 0 0 0
Commercial and industrial loans 0 0 0 0 0 0.0 0 0 0 0 0
Assets Sold with Recourse and Not Securitized
Number of institutions reporting asset sales 475 463 509 511 534 -11.0 14 197 200 56 8
Outstanding Principal Balance by Asset Type
1-4 family residential loans 24,763 24,532 180,648 26,404 26,211 -5.5 161 5,237 11,113 6,219 2,033
All other loans, leases, and other assets 109,138 102,630 101,529 97,455 95,098 14.8 0 20 201 34,650 74,267
Total sold and not securitized 133,901 127,163 282,177 123,859 121,309 10.4 161 5,257 11,314 40,869 76,300
Maximum Credit Exposure by Asset Type
1-4 family residential loans 7,659 7,987 162,126 7,895 7,932 -3.4 41 753 3,452 2,502 910
All other loans, leases, and other assets 30,545 28,449 28,110 27,057 26,299 16.1 0 20 64 10,082 20,379
Total credit exposure 38,204 36,436 190,236 34,952 34,231 11.6 41 773 3,517 12,584 21,288
Support for Securitization Facilities Sponsored by Other Institutions
Number of institutions reporting securitization facilities sponsored by others 45 46 49 50 52 -13.5 1 11 15 12 6
Total credit exposure 26,570 29,676 32,237 34,334 34,998 -24.1 0 0 0 1,244 25,326
Total unused liquidity commitments 1,031 1,148 1,259 1,298 1,150 -10.3 0 0 0 323 708
Other
Assets serviced for others* 5,918,727 6,034,343 5,996,389 5,928,869 5,946,667 -0.5 4,608 183,993 307,947 1,353,138 4,069,041
Asset-backed commercial paper conduits
Credit exposure to conduits sponsored by institutions and others 16,069 15,554 16,909 16,618 16,698 -3.8 0 0 0 0 16,069
Unused liquidity commitments to conduits sponsored by institutions and others 30,593 29,497 26,928 27,458 28,342 7.9 0 0 0 2,811 27,782
Net servicing income (for the quarter) 2,805 3,655 2,355 2,306 2,167 29.4 7 242 227 1,110 1,219
Net securitization income (for the quarter) -49 151 131 395 472 -110.4 0 1 3 -71 18
Total credit exposure to Tier 1 capital (%)** 3.7 4.2 13.9 4.5 4.6   0.0 0.0 0.0 2.2 6.5

* The amount of financial assets serviced for others, other than closed-end 1-4 family residential mortgages, is reported when these assets are greater than $10 million

** Total credit exposure includes the sum of the three line items titled Total credit exposure reported above

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