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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

TABLE I-C. Insurance Fund Balances and Selected Indicators
(dollar figures in millions) Deposit Insurance Fund*
2nd Quarter
2017
1st Quarter
2017
4th Quarter
2016
3rd Quarter
2016
2nd Quarter
2016
1st Quarter
2016
4th Quarter
2015
3rd Quarter
2015
2nd Quarter
2015
1st Quarter
2015
4th Quarter
2014
3rd Quarter
2014
2nd Quarter
2014
Beginning Fund Balance $84,928 $83,162 $80,704 $77,910 $75,120 $72,600 $70,115 $67,589 $65,296 $62,780 $54,320 $51,059 $48,893
Changes in Fund Balance:
Assessments earned 2,634 2,737 2,688 2,643 2,328 2,328 2,160 2,170 2,328 2,189 2,030 2,009 2,224
Interest earned on investment securities 251 227 189 171 164 147 128 122 113 60 70 80 87
Realized gain on sale of investments 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating expenses 450 442 437 422 441 415 447 410 434 396 408 406 428
Provision for insurance losses -233 765 -332 -566 -627 -43 -930 -578 -317 -426 -6,787 -1,663 -204
All other income, net of expenses 4 2 3 3 2 5 12 2 3 6 -43 6 6
Unrealized gain/(loss) on available-for-sale securities -12 7 -317 -167 110 412 -298 64 -34 231 24 -91 73
Total fund balance change 2,660 1,766 2,458 2,794 2,790 2,520 2,485 2,526 2,293 2,516 8,460 3,261 2,166
Ending Fund Balance 87,588 84,928 83,162 80,704 77,910 75,120 72,600 70,115 67,589 65,296 62,780 54,320 51,059
Percent change from four quarters earlier 12.42 13.06 14.55 15.10 15.27 15.05 15.64 29.08 32.37 33.55 33.03 33.27 34.82
Reserve Ratio (%) 1.24 1.20 1.20 1.18 1.17 1.13 1.11 1.09 1.07 1.03 1.01 0.89 0.84
Estimated Insured Deposits 7,045,151 7,076,788 6,914,661 6,817,020 6,675,378 6,663,048 6,522,388 6,409,239 6,336,141 6,334,862 6,196,472 6,125,603 6,096,276
Percent change from four quarters earlier 5.54 6.21 6.01 6.36 5.35 5.18 5.26 4.63 3.93 3.72 3.30 2.78 2.53
Domestic Deposits 11,827,954 11,856,694 11,691,575 11,505,081 11,240,160 11,154,724 10,950,122 10,695,506 10,629,335 10,616,458 10,408,187 10,213,199 10,099,415
Percent change from four quarters earlier 5.23 6.29 6.77 7.57 5.75 5.07 5.21 4.72 5.25 6.56 5.93 6.04 7.16
Assessment Base** 14,695,350 14,621,127 14,563,348 14,383,036 14,193,985 14,022,564 13,833,118 13,662,685 13,589,495 13,533,469 13,346,567 13,113,585 12,901,784
Percent change from four quarters earlier 3.53 4.27 5.28 5.27 4.45 3.61 3.65 4.19 5.33 5.68 4.61 4.61 3.19
Number of Institutions Reporting 5,796 5,865 5,922 5,989 6,067 6,131 6,191 6,279 6,357 6,428 6,518 6,598 6,665
* Quarterly financial statement results are unaudited.
** Average consolidated total assets minus tangible equity, with adjustments for banker's banks and custodial banks.

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