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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 1: Contributors to the Year-Over-Year Change in Income
FDIC-Insured Community Banks
  Year-Over-Year Change ($ Billions) Year-Over-Year Percent Change
Net Income $0.44 8%
Net Interest Income 1.50 9%
Loan Loss Provisions 0.19 26%
Noninterest Income 0.00 0%
Noninterest Expense 0.62 4%
Realized Gains on Securities -0.12 -54%
Income Taxes 0.13 8%
Source: FDIC.

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