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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Quarterly Banking Profile

Table I-B. Selected Indicators (%), FDIC-Insured Community Banks
  2016* 2015* 2015 2014 2013 2012 2011
Return on assets (%) 1.02 0.99 0.99 0.93 0.90 0.83 0.55
Return on equity (%) 9.13 8.87 8.85 8.45 8.27 7.68 5.19
Core capital (leverage) ratio (%) 10.72 10.72 10.67 10.57 10.43 10.18 9.98
Noncurrent assets plus other real estate owned to assets (%) 0.94 1.14 1.07 1.34 1.73 2.26 2.84
Net charge-offs to loans (%) 0.12 0.13 0.15 0.21 0.32 0.58 0.87
Asset growth rate (%) 2.67 3.15 2.71 2.21 0.43 2.25 1.60
Net interest margin (%) 3.56 3.58 3.57 3.61 3.59 3.67 3.74
Net operating income growth (%) 4.97 10.16 9.53 4.82 14.63 56.21 207.82
Number of institutions reporting 5,521 5,812 5,735 6,037 6,307 6,541 6,798
Percentage of unprofitable institutions (%) 4.13 5.16 4.97 6.44 8.40 11.15 16.34
*Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30.

Last Updated 11/29/2016 Questions, Suggestions & Requests

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