|
Table I-B. Selected Indicators (%), FDIC-Insured Community Banks
|
| |
2016*
|
2015*
|
2015
|
2014
|
2013
|
2012
|
2011
|
| Return on assets (%) |
1.02 |
0.99 |
0.99 |
0.93 |
0.90 |
0.83 |
0.55 |
| Return on equity (%) |
9.13 |
8.87 |
8.85 |
8.45 |
8.27 |
7.68 |
5.19 |
| Core capital (leverage) ratio (%) |
10.72 |
10.72 |
10.67 |
10.57 |
10.43 |
10.18 |
9.98 |
| Noncurrent assets plus other real estate owned to assets (%) |
0.94 |
1.14 |
1.07 |
1.34 |
1.73 |
2.26 |
2.84 |
| Net charge-offs to loans (%) |
0.12 |
0.13 |
0.15 |
0.21 |
0.32 |
0.58 |
0.87 |
| Asset growth rate (%) |
2.67 |
3.15 |
2.71 |
2.21 |
0.43 |
2.25 |
1.60 |
| Net interest margin (%) |
3.56 |
3.58 |
3.57 |
3.61 |
3.59 |
3.67 |
3.74 |
| Net operating income growth (%) |
4.97 |
10.16 |
9.53 |
4.82 |
14.63 |
56.21 |
207.82 |
| Number of institutions reporting |
5,521 |
5,812 |
5,735 |
6,037 |
6,307 |
6,541 |
6,798 |
| Percentage of unprofitable institutions (%) |
4.13 |
5.16 |
4.97 |
6.44 |
8.40 |
11.15 |
16.34 |
| *Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30. |
