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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Chart 4: Noncurrent Loan Rates for FDIC-Insured Community Banks
Percent of Loan Portfolio Noncurrent
Year Quarter C&D Loans Nonfarm Nonresidential RE 1-to-4 Family RE C&I Loans Home Equity Credit Cards
2008 3 6.93 1.35 1.41 1.36 0.71 1.31
2008 4 8.88 1.64 1.68 1.53 0.80 1.26
2009 1 10.50 2.01 2.03 1.98 0.96 1.61
2009 2 12.53 2.31 2.32 2.11 1.10 1.54
2009 3 12.69 2.59 2.48 2.37 1.18 1.51
2009 4 13.35 2.85 2.58 2.38 1.20 1.35
2010 1 13.78 3.09 2.64 2.44 1.28 1.29
2010 2 13.21 3.20 2.63 2.43 1.22 1.01
2010 3 13.41 3.28 2.63 2.40 1.25 0.93
2010 4 13.24 3.30 2.70 2.39 1.28 0.83
2011 1 13.15 3.29 2.68 2.38 1.37 0.92
2011 2 12.84 3.27 2.67 2.32 1.37 0.86
2011 3 12.20 3.26 2.92 2.23 1.33 1.02
2011 4 11.34 3.16 2.69 2.04 1.30 0.98
2012 1 11.28 3.17 2.71 1.99 1.36 1.05
2012 2 10.19 2.95 2.61 1.89 1.33 1.03
2012 3 9.11 2.80 2.48 1.78 1.31 1.06
2012 4 7.87 2.60 2.43 1.66 1.26 1.02
2013 1 7.07 2.53 2.36 1.65 1.25 1.00
2013 2 6.12 2.31 2.22 1.56 1.14 0.89
2013 3 5.31 2.13 2.17 1.54 1.12 0.83
2013 4 4.47 1.92 2.03 1.36 1.04 0.94
2014 1 3.94 1.83 1.91 1.35 1.00 0.88
2014 2 3.35 1.66 1.82 1.22 0.92 0.81
2014 3 3.03 1.58 1.86 1.20 0.90 0.99
2014 4 2.63 1.39 1.76 1.07 0.82 0.99
2015 1 2.39 1.33 1.67 1.06 0.80 0.94
2015 2 2.14 1.20 1.59 1.02 0.80 0.88
2015 3 1.76 1.10 1.53 1.09 0.77 0.98
2015 4 1.53 1.01 1.49 1.15 0.72 1.10
2016 1 1.39 1.01 1.44 1.25 0.75 1.03
2016 2 1.25 0.93 1.36 1.26 0.69 0.97
2016 3 1.15 0.86 1.26 1.27 0.65 1.02
Source: FDIC.

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