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FDIC Quarterly Banking Profile

TABLE I-A. Selected Indicators, FDIC-Insured Institutions*
  2015** 2014** 2014 2013 2012 2011 2010
Return on assets (%) 1.05 1.03 1.01 1.07 1.00 0.88 0.65
Return on equity (%) 9.33 9.17 9.01 9.54 8.90 7.79 5.85
Core capital (leverage) ratio (%) 9.61 9.51 9.45 9.40 9.15 9.07 8.89
Noncurrent assets plus other real estate owned to assets (%) 0.99 1.29 1.20 1.63 2.20 2.61 3.11
Net charge-offs to loans (%) 0.42 0.49 0.49 0.69 1.10 1.55 2.55
Asset growth rate (%) 2.94 5.10 5.59 1.94 4.02 4.30 1.77
Net interest margin (%) 3.05 3.15 3.14 3.26 3.42 3.60 3.76
Net operating income growth (%) 5.88 2.07 -0.73 12.83 17.76 43.60 1594.34
Number of institutions reporting 6,270 6,589 6,509 6,812 7,083 7,357 7,658
Commercial banks 5,410 5,670 5,607 5,847 6,072 6,275 6,519
Savings institutions 860 919 902 965 1,011 1,082 1,139
Percentage of unprofitable institutions (%) 4.78 6.60 6.28 8.15 11.00 16.23 22.15
Number of problem institutions 203 329 291 467 651 813 884
Assets of problem institutions (in billions) $51 $102 $87 $153 $233 $319 $390
Number of failed institutions 6 14 18 24 51 92 157
Number of assisted institutions 0 0 0 0 0 0 0

* Excludes insured branches of foreign banks (IBAs).

** Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30.