Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Table I-B. Selected Indicators (%), FDIC-Insured Community Banks*
  2015 2014 2013 2012 2011 2010 2009
Return on assets (%) 1.00 0.93 0.90 0.83 0.55 0.21 -0.15
Return on equity (%) 8.92 8.46 8.28 7.68 5.19 2.07 -1.45
Core capital (leverage) ratio (%) 10.67 10.57 10.43 10.18 9.98 9.57 9.30
Noncurrent assets plus other real estate owned to assets (%) 1.06 1.34 1.73 2.26 2.84 3.25 3.27
Net charge-offs to loans (%) 0.14 0.21 0.32 0.58 0.87 1.11 1.26
Asset growth rate (%) 2.72 2.31 0.33 2.25 1.60 -2.45 3.92
Net interest margin (%) 3.57 3.61 3.59 3.67 3.74 3.71 3.56
Net operating income growth (%) 10.34 4.90 14.61 56.25 207.82 206.20 -157.14
Number of institutions reporting 5,735 6,037 6,306 6,541 6,798 7,014 7,252
Percentage of unprofitable institutions (%) 4.81 6.44 8.40 11.15 16.34 22.16 29.73
* Excludes insured branches of foreign banks (IBAs).

Skip Footer back to content