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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Center for Financial Research

Rosalind Bennett

Rosalind Bennett
Chief, Banking Research Section
Federal Deposit Insurance Corporation
550 17th Street NW
Washington, DC 20429
Phone: 202-898-7160
Fax: 202-898-3500
Email: RBennett@fdic.gov





Rosalind Bennett Curriculum Vitae - PDF (PDF Help)

  • Publications
  • Working Papers
  • Biography

    Rosalind Bennett is the Chief of the Banking Research Section at the FDIC. Her research interests include bank failure resolution, deposit insurance pricing, deposit insurance fund management, executive compensation at financial institutions, risk management and structured finance. Dr. Bennett has reviewed credit risk, market risk, interest rate risk, economic capital, and stress testing models on over 40 bank examinations. She has participated in numerous international working groups that addressed the implementation of the Basel Capital framework. She has published articles in the Journal of Financial Intermediation, Journal of Economic Theory, Financial Markets, Institutions & Instruments, Journal of Financial Stability, and the FDIC Banking Review.

    Dr. Bennett received a BA in Economics and a MS in Applied Economics from the University of California at Santa Cruz, and a PhD in Economics from the University of California at Los Angeles.

  • Publications

    Selected Publications

    Bennett, Rosalind L., Vivian Hwa and Myron Kwast. 2015. Market Discipline by Bank Creditors during the 2008-2010 Crisis. Journal of Financial Stability. Vol. 20, 51-69.

    Bennett, Rosalind L., and Haluk Ünal. 2015. Understanding the Components of Bank Failure Resolution Costs.. Financial Markets, Institutions and Instruments. Vol. 24, 349-414.

    Bennett, Rosalind L., Levent Guntay and Haluk Ünal. 2012. Inside Debt, Bank Default Risk and Performance during the Crisis. Journal of Financial IntermediationI. Vol 24, 487-513.

    Bennett, Rosalind L., Vivian Hwa and Myron Kwast. 2015. Market Discipline by Bank Creditors during the 2008-2010 Crisis. FJournal of Financial Stability. Vol. 20, 51-69.

    Bennett, Rosalind L. and Haluk Unal. 2014. The Effects of Resolution Methods and Industry Stress on the Loss on Assets from Failures. Journal of Financial Stability. Vol. 15, 18-31.

    Bennett, Rosalind L., Levent Guntay and Haluk Ünal. 2012. Inside Debt, Bank Default Risk and Performance during the Crisis. Journal of Financial Intermediation. Vol 24, 487-513.

    Bennett, Rosalind L., Robert A. Jarrow, Daniel A. Nuxoll, Michael C. Fu and Huiju Zhang. 2005. A Loss Default Simulation Model of the Federal Bank Deposit Insurance Funds. Proceedings of the 2005 Winter Simulation Conference. 1835–1843.

    Bennett, Rosalind L. 2001. Bank Failure Resolution and Asset Liquidation Policies: Results from an International Survey. FDIC Banking Review. Vol. 14, No. 1, 1-28.

    Bennett, Rosalind L., Conrad S. Ciccotello and Laura Cesares Field. 2001. The Thrift IPO as the First State of Its Subsequent Sale. Financial Markets, Institutions & Instruments. Vol. 10, No. 1, 19-39.

    Bennett, Rosalind L. and Roger E.A. Farmer. 2000. Indeterminacy with Non-Separable Utility. Journal of Economic Theory. Vol. 93, 118-143.

    Bennett, Rosalind L. and James A. Marino. 1999. The Consequences of National Depositor Preference. FDIC Banking Review. Vol. 12, No. 2, 19-38.

  • Working Papers

    Working Papers

    Bennett, Rosalind L., Edward J. Kane and Robert Oshinsky. 2008. Evidence of Improved Monitoring and Insolvency Resolution after FDICIA. NBER Working Paper. No. w14576 and the FDIC Center for Financial Research Working Papers. 2009-02.

    Bennett, Rosalind L., Timothy J. Yeager and Mark D. Vaughan. 2005. Should the FDIC Worry About the FHLB? The Impact of Federal Home Loan Bank Advances on the Bank Insurance Fund. FRB of St. Louis Supervisory Policy Analysis Working Paper. No. 2005-01, the FDIC Center For Financial Research Working Paper Series. and FRB Richmond Working Paper. No. 05-05.

    Bennett, Rosalind L., Eva Catarineu and Gregorio Moral. 2005. Validation of Loss Given Default in Advanced Internal Ratings Based Models for Bank Capital. Published as part of “Studies on the Validation of Internal Ratings Systems” Basel Committee on Banking Supervision, Working Paper no. 14.

    Bennett, Rosalind L., Robert A. Jarrow, Michael C. Fu, Daniel A. Nuxoll and Huiju Zhang. 2003. A General Martingale Approach to Measuring and Valuing Risk to the Deposit Insurance Funds. Unpublished manuscript, FDIC.

    Bennett, Rosalind L. 2001. Evaluating the Adequacy of the Deposit Insurance Fund: A Credit-Risk Modeling Approach. Federal Deposit Insurance Corporation Working Paper. No. 2001-02.

  • Presentations

    Presentations

    CONFERENCE
    Nov-2014
    Southern Economics Association Meeting
    The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

    CONFERENCE
    Oct-2013
    FDIC Banking Research Conference
    Inside Debt, Bank Default Risk, and Performance during the Crisis

    CONFERENCE
    Oct-2012
    Financial Management Association
    Inside Debt, Bank Default Risk, and Performance during the Crisis

    SEMINAR
    Apr-2012
    FDIC Internal Seminar
    Inside Debt, Bank Default Risk, and Performance during the Crisis

    SEMINAR
    May-2011
    FDIC Internal Seminar
    Bank Failures During Crisis: Who Was Expected to Lose and What Does This Mean for Market Discipline?

    SEMINAR
    Jan-2011
    Federal Reserve Bank of San Francisco
    The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

    SEMINAR
    Apr-2010
    FDIC Internal Seminar
    Inside Debt, Bank Default Risk, and Performance during the Crisis

    SEMINAR
    Mar-2010
    Federal Reserve Board of Governors – Lunchtime Seminar
    The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

    SEMINAR
    Jul-2009
    FDIC Internal Seminar
    The Cost Effectiveness of Private Sector Reorganization on Failed Bank Assets

    CONFERENCE
    Jun-2009
    INFINITI Conference on International Finance
    Evidence of Improved Monitoring and Insolvency Resolution under FDICIA

    SEMINAR
    Jan-2009
    FDIC Internal Seminar
    Understanding the Components of Bank Failure Resolution Costs

    CONFERENCE
    Nov-2007
    Southern Financial Association Meetings
    Evidence of Improved Monitoring and Insolvency Resolution under FDICIA

    CONFERENCE
    Oct-2006
    62nd International Atlantic Economic Conference
    Evidence of Improved Monitoring and Insolvency Resolution under FDICIA

    CONFERENCE
    Nov-2005
    Federal Reserve System Committee on Financial Structure and Regulation
    Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

    CONFERENCE
    Oct-2005
    Financial Management Association
    Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

    CONFERENCE
    Jul-2005
    Western Economics Association International
    Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

    CONFERENCE
    Dec-2004
    Federal Reserve Bank of Richmond
    Should the FDIC Worry about the FHLB?: The Impact of FHLB Advances on the Deposit Insurance Fund

    CONFERENCE
    Apr-2004
    Washington Area Finance Association
    A General Martingale Approach to Measuring and Valuing Risk to the FDIC Deposit Insurance Funds

    CONFERENCE
    Dec-2003
    FDIC Conference – Finance and Banking: New Perspectives
    A General Martingale Approach to Measuring and Valuing Risk to the FDIC Deposit Insurance Funds

    SEMINAR
    Dec-2003
    FDIC Internal Seminar
    Large Bank Supervisory Issues: Examination, Market Discipline and Capital Standards

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