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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Center for Financial Research

Bank Research Conference Logo19th Annual FDIC/JFSR Bank Research Conference

The FDIC’s Center for Financial Research and the JFSR hosted their 19th Annual Bank Research Conference on Friday, September 13, and Saturday, September 14, 2019 at the FDIC.

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Small Business Lending Survey

Small Business Lending Survey Cover The Small Business Lending Survey is a nationally-representative survey of U.S. banks and their small business lending practices. The report of survey findings offers new information for both small and large banks on many aspects of their small business lending. The results provide context for the implications of current bank consolidation trends on U.S. small businesses.

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CFR Working Paper Series - Most Recent Papers

Breaking the Word Bank: Effects of Verbal Uncertainty on Bank Behavior
FDIC Center for Financial Research Working Paper No. 2019-01
Paul Soto

Reducing Moral Hazard at the Expense of Market Discipline: The Effectiveness of Double Liability Before and During the Great Depression
FDIC Center for Financial Research Working Paper No. 2018-05
Haelim Anderson, Daniel Barth, and Dong Beom Choi

Working Papers >>

Meet The Researchers

Researchers conduct and publish empirical and theoretical research on the banking industry and bank regulation. They also develop statistical and financial models to support FDIC operations. Topics studied by researchers include: bank capital, bank supervision, banking industry structure, deposit insurance, executive compensation, lending, and systemic risk.

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Researchers at the Center for Financial Research

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