Chiwon Yom is a Senior Economist for the FDIC. She received her PhD from the University of California at Irvine and her BS from the University of California at Berkeley. She began working at the FDIC in September of 2001. Her research interests include bank performance and early warning models, relationship lending, and credit availability.
Publications
Jiangli, Wenying, Haluk ?nal, and Chiwon Yom. 2008. Relationship Lending, Accounting Disclosure, and Credit Availability During Asian Crisis. Volume 40. 25-55.
Jiangli, Wenying, Haluk ?nal, and Chiwon Yom. 2005. "Relationship Lending and Credit Availability During Asian Crisis." Federal Reserve Bank of Chicago. May 2005.
Yom, Chiwon. 2005. Limited Purpose Banks: Their Specialties, Performance, and Prospects. Volume 17. No.1.
Yom, Chiwon. 2005. Recently Chartered Banks' Vulnerability to Real Estate Crisis. Volume 17. No.2.
Working Papers
DeYoung, Robert and Chiwon Yom. 2008. On The Independence of Assets and Liabilities: Evidence from U.S. Commercial Banks. Volume 4. 275-303.
Yom, Chiwon and Yan Lee. November 2014. The Entry, Performance, and Risk Profile of De Novo Banks. FDIC Center for Financial Research Working Papers. 2016-03.
Presentations
CONFERENCE
Sep-2014
St. Louis, MO / Community Banking in the 21st Century
Conference, Federal Reserve Bank of St. Louis
The Entry, Performance and Viability of De Novo
Banks
SEMINAR
May-2014
Kansas City, MO / Federal Reserve Bank of Kansas City
The Entry, Performance and Viability of De Novo
Banks
CONFERENCE
Nov-2008
Key West, FL/ Southern Finance Association Annual
Meeting
Newly chartered Banks? Portfolio choice and Potential
Losses under a Real Estate Market Stress
CONFERENCE
May-2005
Chicago, IL / Annual Conference on Bank Structure &
Competition
Relationship Lending, Accounting Disclosure, and
Credit Availability during the Asian Financial
Crisis