Joyce Northwood joined the FDIC in 2012 as a Senior Financial Economist. Before arriving at the FDIC, she spent more than 20 years as an economist in various government agencies, including the Bureau of Labor Statistics, the Small Business Administration, and the Bureau of Economic Analysis. She has conducted research in the areas of bank account ownership, minimum wage, and immigration. Joyce received her PhD from American University in 2008. She also holds an MBA in Finance and a BA in Economics, both from the George Washington University.
Publications
Northwood, Joyce and Sherrie Rhine. 2017. Use of Bank and Nonbank Financial Services: Financial Decision Making by Immigrants and Native Born. The Journal of Consumer Affairs, Summer 2018.
Northwood, Joyce, Eric F. Sygnatur, and Janice Windau. Updated BLS Occupational Injury, and Illness Classification System. Monthly Labor Review, August 2012.
Northwood, Joyce. Assaults and Violent Acts in the Private Retail Trade Sector, 2003-2008. Compensation and Working Conditions. December 2011.
Northwood, Joyce, et. al. Occupational Highway Transportation Deaths – United States, 2003-2008, Morbidity and Mortality Weekly Report. Vol. 60, No. 16 (April 29, 2011): 497-502
Northwood, Joyce. Change to Hours-Based Fatality Rates in the Census of Fatal Occupational Injuries. Compensation and Working Conditions. January 2010.
Larkins, Daniel, Ralph W. Morris, Joyce Northwood, and Deborah Y. Sieff. Business Situation, Survey of Current Business. Vol. 75, No. 8 (August, 1995): 1-10.
Larkins, Daniel, Larry R. Moran, Ralph W. Morris, Joyce Northwood, and Deborah Y. Sieff. Business Situation, Survey of Current Business. Vol. 75, No. 5 (May, 1995): 1-11.
Beall, Peter and Joyce Northwood. Federal Budget Estimates, Fiscal Year 1996. Survey of Current Business. Vol. 75, No. 2 (February, 1995): 67-74.
Presentations
CONFERENCE
Oct-2016
FDIC Consumer Research Symposium
Use of Bank and Nonbank Financial Services: Financial
Decision Making by Immigrants and Native Born
CONFERENCE
May-2016
The American Council on Consumers Interests
Use of Bank and Nonbank Financial Services: Financial
Decision Making by Immigrants and Native Born