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The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.
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The FDIC only insures your money if it is in a deposit account at an FDIC-insured bank. Banks offer some financial products and services that are not deposits, and the FDIC does not insure them. These include:
The FDIC has created useful resources to help bankers provide depositors with accurate information on deposit insurance. We also host webinars that cover the basics of deposit insurance, advanced insurance topics, and insurance coverage for bankers.