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Federal Deposit Insurance Corporation
Dallas Regional Office

1601 Bryan Street, Dallas, TX 75201

September 4, 2009

To Whom It May Concern:

On September 4, 2009 (“Closing Date”), the Office of Thrift Supervision closed Platinum Community Bank , ("Failed Institution"). Subsequently, the Federal Deposit Insurance Corporation (“FDIC”) was appointed as Receiver to handle all matters relating to the Failed Institution.

Because there was not an acquiring financial institution to purchase the deposits, any outstanding checks are being returned “Where Payable” This situation was the result of the bank failure and is no reflection on the depositor. Since the depositor of the Failed Institution was not aware of the potential receivership, they believed these checks would clear in the normal course of business. Therefore, we ask that you consider waiving any returned check charges and penalties due to these special circumstances.

Your cooperation and understanding are greatly appreciated. If you have any questions, please contact the FDIC at 1-800-640-2751


Claims Agent