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Federal Deposit Insurance Corporation
Dallas Regional Office
1601 Bryan Street, Dallas, TX 75201

June 26, 2009

To Whom It May Concern:

On June 26, 2009 (“Closing Date”), the Georgia Department of Banking and Finance closed the Community Bank of West Georgia (“Failed Institution”). Subsequently, the Federal Deposit Insurance Corporation (“FDIC”) was appointed as Receiver to handle all matters relating to the Failed Institution.

Because there was not an acquiring financial institution to purchase the deposits, any outstanding checks are being returned “Institution Closed”. This situation was the result of the bank’s failure and is not a reflection on the depositors of the bank.

Since each depositor of the Failed Institution was not aware of the potential receivership, they believed their checks would clear in the normal course of business. Therefore, we ask that you consider waiving any returned check charges and penalties due to these special circumstances.

Your cooperation and understanding are greatly appreciated. Should you have any questions or concerns regarding this matter, please contact the FDIC Claims Department at 1-866-954-9530 for further assistance.


Wes Kilmer
Claims Agent