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Bid Summary

Bradford Bank, Baltimore, MD
Closing Date: August 28, 2009

Bidder Type of Transaction Deposit Premium/(Discount) % Asset Premium/(Discount) $(000) / % SF Loss Share Tranche 1 SF Loss Share Tranche 2 SF Loss Share Tranche 3 Commercial Loss Share Tranche 1 Commercial Loss Share Tranche 2 Commercial Loss Share Tranche 3 Value Appreciation Instrument Conforming Bid Linked
Winning bid and bidder:
Manufacturers and Traders
Trust Company (M&T Bank),
All deposit whole
bank with loss share
0.00% $ (40,305) 80% 95% N/A 80% 95% N/A No Yes N/A
Other Bid: none                        


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