Federal Deposit
Insurance Corporation

From: Al Smith [mailto:asmith@cityofbath.com]
Sent: Wednesday, October 20, 2004 9:03 AM
To: Comments
Subject: Oppose Efforts to Weaken CRA RIN number 3064-AC50

Al Smith
822 Middle Street
Bath,, Maine 04530

October 20, 2004

Federal Deposit Insurance Commission
,

Dear Federal Deposit Insurance Commission:

I opposed weaking the CRA law (Rin number 3064-AC50. Such a change in the
law will have a devastating effect on affordable housing and community
development investment throughout the nation, particularly in rural areas.

Please rescind your proposal.

Sincerely,

Al Smith