Federal Deposit
Insurance Corporation

From: LINKS [mailto:linkshousing@yahoo.com]
Sent: Wednesday, October 20, 2004 9:49 AM
To: Comments
Subject: RIN 3064-AC50

We are opposed to increasing the definition of a small bank from $250 million to $1 billion.

LINKS feels that the CRA credit should not be provided for activities which do not benfit low and moderate income people and places.

Best Regards and Good Luck!!!!!!!