From: Judy Guarino [mailto:judybg1@sbcglobal.net]
Sent: Wednesday, October 20, 2004 9:52 AM
To: Comments
Subject: SPAM::
I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities
