Federal Deposit
Insurance Corporation

From: Robert Maly [mailto:Robert.Maly@modelmgt.com]
Sent: Wednesday, October 20, 2004 9:30 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I am strongly opposed to expanding the streamlining criteria because of the disastrous implications it will have for CRA investment in our area.

Thank you,
Robert Maly
Development Coordinator
513.559.0048