Federal Deposit
Insurance Corporation

From: Ann Jochnick [mailto:AJochnick@gbls.org]
Sent: Wednesday, October 20, 2004 9:41 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I am opposed the FDIC's proposal to permit banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act.

Such a policy would reduce lending, investments and services in low-income communities.