Federal Deposit
Insurance Corporation

From: Marilyn Graham [mailto:tgraham02@snet.net]
Sent: Wednesday, October 20, 2004 10:19 AM
To: Comments
Subject: CommunityReinvestment--RIN3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Marilyn Graham, Executive Director
H.O.P.E., Inc.
6 Hendel Dr.
Mystic, CT 06355