Federal Deposit
Insurance Corporation

From: Reed Smith [mailto:reed.smith@juno.com]
Sent: Wednesday, October 20, 2004 11:03 AM
To: Comments
Subject:

Please do not endorse the FDIC's proposal to all banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities which are needed more than ever. Please don't rock the boat! Reed Smith, Coordinator, Interfaith Cooperative Ministries, Inc., 205 Edwards St., New Haven, CT 06511.
Thanks, Reed