Federal Deposit
Insurance Corporation

From: Jerome Roberts [mailto:JRoberts@Shelterforhomeless.org]
Sent: Wednesday, October 20, 2004 10:33 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose this action as it will limit the amount of money banks are required to invest in communities where they are located. please do not support this action as it will have a divestating effect on low income communities or those seeking to improve housing options for the poor and lower middle-income class.